Land Rover LR2 Insurance Rates

Estimated auto insurance rates for a Land Rover LR2 are $1,120 annually for full coverage insurance. Comprehensive costs on average $212, collision costs $272, and liability coverage is $478. Liability-only coverage costs around $526 a year, with high-risk coverage costing around $2,404. Teens pay the most at $4,390 a year or more.

Average premium for full coverage: $1,120

Premium estimates by type of coverage:

Estimates include $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $674
• Raising to $1,000 deductibles will save around $110 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,120
• Selecting pricier low deductibles will cost $1,330
• Unlucky drivers with serious driving violations could pay upwards of $2,404 or more
• An auto insurance policy with full coverage for a teenage driver for full coverage may cost $4,390

View Chart as Image

Insurance prices for a Land Rover LR2 also have a wide range based on the model of your LR2, your risk profile, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,300 to $1,900 extra annually, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost around 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $320 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $430 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find prices as low as $730 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,510 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Every auto insurance company calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Land Rover LR2 Insurance

Finding better rates on auto insurance consists of having a good driving record, having a good credit history, paying for small claims out-of-pocket, and bundling your home and auto policies. Set aside time to shop around every time your policy renews by requesting rates from direct insurance companies, and also from local exclusive and independent agents.

The next list is a review of the information raised in the charts and tables above.

• It is possible to save as much as $130 per year simply by quoting online well ahead of the renewal date
• Drivers age 20 and younger pay the highest prices, with premiums being up to $366 per month including comprehensive and collision insurance
• Increasing policy deductibles could save up to $325 each year
• Drivers who have several accidents or serious violations may pay on average $1,280 more each year to buy Land Rover LR2 insurance
• Consumers who require increased levels of liability coverage will pay approximately $530 annually to raise from 30/60 bodily injury limits to higher 250/500 limits