Lexus ES-350 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 6, 2023
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Insurance rates for your Lexus ES-350 can fluctuate considerably depending on several factors. Taken into consideration are:
- A clean driving record keeps rates low
- Credit rating impacts rates
- Where you reside can make a big difference
- High miles vs. low miles
- Men typically pay more than women
- Deductible amount directly impacts your rate
- Your vehicle's safety rating
- No claims lowers premiums
- No coverage lapses saves money
- Whether you rent or own your home
One last important factor that will help determine the rate you pay on your Lexus ES-350 is the year of manufacture. Older cars and trucks have a reduced actual cash value so the payout to repair may result in lower rates. Conversely, more recent ES-350 vehicles may have options such as pedestrian detection, tire pressure monitors, and autonomous braking which may lower rates.
Liability insurance
damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .
Auto collision coverage
an object or car. . , . .
Comprehensive or Other Than Collision
that is not covered by collision coverage. . you can receive from a comprehensive claim , .
UM/UIM (Uninsured/Underinsured Motorist) coverage
This . , . .
Medical expense coverage
expenses doctor visits, EMT expenses, and X-ray expenses. . .
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