Lexus ES-350 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 6, 2023
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Insurance premiums on a Lexus ES-350 can fluctuate considerably depending on several factors. Taken into consideration are:
- Higher performance ES-350 vehicles cost more
- Accidents raise premiums
- Home and auto can earn discounts
- Pleasure use vs. commuting use
- Special coverage such as replacement cost
- Whether or not you have claims
- No coverage lapses saves money
- Whether you rent or own your home
One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a reduced actual cash value compared to new ES-350 models so the cost to replace them may result in lower rates. Conversely, newer vehicles have more advanced features such as adaptive cruise control, lane departure warning system, and pedestrian detection which may give discounted rates.
Auto liability insurance
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Collision coverages
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Comprehensive auto insurance
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UM/UIM (Uninsured/Underinsured Motorist) coverage
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Med pay and Personal Injury Protection (PIP)
expenses doctor visits, EMT expenses, and X-ray expenses. . .
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