Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Finding cheaper auto insurance through online companies can be fast and easy, plus you may find lower rates. The most important part is to compare rates from all providers so you can compare the lowest prices.

If you are a novice to online auto insurance shopping, you may be overwhelmed by the hoards of online companies selling insurance. The are a couple different ways to compare rate quotes from auto insurance companies in your area. The fastest way to find the lowest Lexus IS-350 insurance cost is to perform an online rate comparison. This can be done by visiting this page.

Insurance premiums paid to insure a Lexus IS-350 will vary greatly depending on several factors. Including but not limited to:

• Higher performance IS-350 vehicles cost more
• Your accident history
• Home/auto policy bundles save money
• How you use your vehicle
• Mature drivers pay less
• Being married can lower rates
• Add-on coverages such as rental reimbursement
• Your job
• The amount of protection requested
• Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a lower value compared to new IS-350 models so the costs to repair may result in lower rates. But new IS-350 models have more advanced features including a rollover prevention system, forward-collision avoidance, and dual-stage airbags so those may provide discounts that lower premiums.

Coverage for liability - damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision - a stationary object or other vehicle. . , . .

Comprehensive auto insurance - from a wide range of events other than collision. . your auto insurance company will pay , .

UM/UIM (Uninsured/Underinsured Motorist) coverage - Uninsured or Underinsured Motorist coverage . , . .

Insurance for medical payments - immediate expenses EMT expenses, pain medications, and nursing services. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.