Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Comparing auto insurance by quoting online is easy and there is a good chance you might just save a little. The key is getting as many rate quotes as possible so you can compare every possible rate.

Beginners to shopping for insurance may think shopping for cheap Lexus IS-350 insurance is hard. Finding a lower price on Lexus IS-350 insurance is a fairly straight forward process. All that's required is to take a little time to get quotes from different insurance companies. This can be done by visiting this page.

Auto insurance rates for a Lexus IS-350 can be significantly different based upon several criteria. Some of these factors include:

• Your driving record
• Better credit means lower rates
• Your location impacts rates
• How many miles you drive
• Men typically pay more than women
• Higher deductibles save money
• Safety rating of your IS-350
• Claims drive up premiums
• Having current coverage saves
• Whether you own your home

A final factor that can impact Lexus IS-350 insurance quotes is the model year. Used vehicles cost less in comparison to older models so repair costs tend to be lower which will push premiums down. On the flip side, more recent IS-350 vehicles may have a trim level with safety features like dual-stage airbags, sideview assist mirrors, and active head restraints that may help provide discounts that lower premiums.

Liability coverages

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision coverages

another car or object. . , . .

Comprehensive or Other Than Collision

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage . , . .

Coverage for medical payments

short-term medical expenses nursing services, prosthetic devices, and dental work. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.