Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

Average insurance rates for a Chevrolet Impala are $1,002 a year for full coverage. Comprehensive costs around $148, collision insurance costs $222, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $2,168. Teens receive the highest rates at up to $4,080 a year.

Average premium for full coverage: $1,002

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for all Impala models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on auto insurance rates.

These examples show why everyone should get quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Chevrolet Impala insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $605
• Choosing higher $1,000 deductibles can save about $84 a year
• The average rate for a 40-year-old driver using $500 deductibles is $1,002
• Selecting pricier low deductibles for comp and collision coverage will increase the cost to $1,164
• Higher-risk drivers with serious driving violations could pay at least $2,168
• The cost for full coverage for a 16-year-old driver for full coverage can be $4,080 each year

View Chart as Image

Insurance rates for a Chevrolet Impala can also vary considerably based on your driver profile, the trim level of your Impala, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $4,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Chevrolet Impala insurance prices. A good driver about age 40 could pay as low as $660 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,430 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $250 annually, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,200 to $1,700 additional per year, depending on your age. Chevrolet Impala insurance for high-risk drivers ranges from 42% to 133% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Chevrolet Impala Insurance

Saving money on insurance for a Chevrolet Impala takes avoiding accidents and claims, having a good credit history, eliminating unneeded coverage, and deciding if full coverage is necessary. Take the time to compare rates every couple of years by obtaining price quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

The points below are a review of the material that was covered in the above illustrations.

• Insureds who may need increased liability limits will pay approximately $520 each year to raise limits from a minimum limit to 250/500 limits
• Drivers under the age of 20 are charged the highest rates, costing as high as $340 per month including comprehensive and collision insurance
• Drivers considered higher risk who have several accidents or serious violations may be required to pay an average of $1,170 more every year to insure a Chevrolet Impala
• Increasing deductibles can save around $250 each year

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.