Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

The average insurance rates for a Chevrolet Impala are $1,002 a year for full coverage. Comprehensive costs an estimated $148, collision insurance costs $222, and liability costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,168. 16-year-old drivers cost the most to insure at up to $4,080 a year.

Average premium for full coverage: $1,002

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all Impala models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than congested cities. The example below illustrates how geographic area affects insurance prices.

The examples above show why everyone should compare rates for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Chevrolet Impala insurance rates for other coverage scenarios.

• The best full coverage rate is $605
• Drivers who choose higher $1,000 deductibles will pay approximately $84 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,002
• Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,164
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,168
• Policy cost that insures a teen driver for full coverage can cost as much as $4,080 a year

View Chart as Image

Car insurance rates for a Chevrolet Impala also range considerably based on the model of your Impala, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,200 to $1,700 extra every year, depending on your age. Chevrolet Impala insurance for high-risk drivers can cost as much as 42% to 133% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,000 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Impala insurance prices. A 40-year-old driver could pay as low as $660 a year in states like Iowa, Maine, and Idaho, or at least $1,430 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $250 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chevrolet Impala Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Comparison shop at every policy renewal by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The points below are a brief recap of the data presented in the illustrations above.

• Policyholders who want increased liability limits will pay around $520 each year to go from a 30/60 limit to the 250/500 level
• Drivers can save approximately $110 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers under the age of 20 have the highest car insurance rates, costing up to $340 each month if full coverage is purchased

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.