Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Shopping for auto insurance on the web is easy, in addition you may find lower rates. The key is to compare rates from all companies so you can compare the best prices.

Consumers not familiar with comparing rates may think buying low-cost Lexus IS-350 insurance is not very easy. The are a couple different ways to compare rate quotes and find the best price. The quickest method to find the lowest Lexus IS-350 insurance cost consists of shopping online. This is very easy and can be done by visiting this page.

Criteria which help determine

Insurance premiums on a Lexus IS-350 will vary greatly based upon several criteria. A few of these criteria are:

• Your driving record
• Your credit history
• Where you reside can make a big difference
• The number of annual miles
• Male drivers pay higher rates
• Higher deductibles save money
• NTSB crash rating for your vehicle
• Your job
• Insurance coverage level
• Owning a home can lower rates

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a much lower replacement value compared to new IS-350 models so the cost to replace them will push premiums down. Although new IS-350 models have more advanced features included like a telematics system, lane departure warning system, and tire pressure monitors so those may provide discounts that lower premiums.

Liability car insurance - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision - another vehicle or an object, but not an animal. . , . .

Comprehensive or Other Than Collision - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured Motorist or Underinsured Motorist insurance - This coverage . , . .

Coverage for medical expenses - bills ambulance fees, surgery, and doctor visits. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.