Mazda CX-3 Insurance Rates

U.S. average insurance rates for a Mazda CX-3 are $1,220 a year including full coverage. Comprehensive insurance costs on average $230, collision insurance costs $376, and liability is $456. Buying just liability costs around $508 a year, and insurance for high-risk drivers costs $2,636 or more. 16-year-old drivers pay the highest rates at up to $4,720 a year.

Average premium for full coverage: $1,220

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different CX-3 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than congested cities. The price range example below illustrates how where you live affects car insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Mazda CX-3 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $717
• Raising to $1,000 deductibles will save around $138 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,220
• Buying more expensive low deductibles will cost an additional $266 every year
• At-risk drivers with multiple tickets or accidents could pay upwards of $2,636
• The price that insures a teen driver with full coverage may cost $4,720

View Chart as Image

Insurance prices for a Mazda CX-3 are also quite variable based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,500 to $2,000 additional each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 137% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,700 a year. View Rates by Age

The state you live in also has a big influence on Mazda CX-3 insurance prices. A middle-age driver might find prices as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,740 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $410 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Mazda CX-3 Insurance

Getting lower rates on car insurance consists of being safe and accident-free, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Comparison shop every year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a quick review of the coverage data touched on in the above illustrations.

• You may be able to save as much as $140 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $400 each year
• Youthful drivers pay higher prices, possibly costing $393 a month if comprehensive and collision insurance is included
• Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,420 more each year than a low-risk driver