Mazda CX-3 Insurance Rates

Average insurance rates for a Mazda CX-3 are $1,220 a year for full coverage insurance. Comprehensive costs on average $230 a year, collision insurance costs $376, and liability costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs around $2,636. 16-year-old drivers receive the highest rates at up to $4,720 a year.

Average premium for full coverage: $1,220

Rate estimates by individual coverage type:

These estimates include $500 deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and CX-3 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These examples illustrate why it is important to compare rates based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Mazda CX-3 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $717
• Drivers who choose higher $1,000 deductibles will pay around $1,082 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,220
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,486
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,636
• The cost for full coverage for a teen driver may cost $4,720 a year

View Chart as Image

Car insurance rates for a Mazda CX-3 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $4,700 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-3 insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,650 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $410 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 137% more than the average rate. View High Risk Driver Rates

How to Find Cheap Mazda CX-3 Insurance

Saving money on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following is a brief summary of the data covered above.

• Policyholders who require higher liability limits will pay around $500 annually to go from a minimum limit to 250/500 limits
• It is possible to save as much as $140 per year just by quoting early and online
• Increasing deductibles can save around $400 each year
• Teens are expensive to insure, costing up to $393 per month if full coverage is included