Mazda Tribute Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance prices for a Mazda Tribute are $780 every 12 months for full coverage. Comprehensive costs around $116, collision costs $152, and liability is estimated at $376. A liability-only policy costs approximately $426 a year, with high-risk insurance costing around $1,672. Teen drivers receive the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Rate estimates for individual coverage type:

Comprehensive $116
Collision $152
Liability $376

Rates are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and for different Tribute trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from the cheapest price of $426 for just liability insurance to a much higher rate of $1,672 for a driver who requires high-risk insurance.

Liability Only $426
Full Coverage $780
High Risk $1,672

Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than larger metro areas.

The price range example below illustrates how where you live affects auto insurance rates.

Rural Areas $585
Small Cities $819
Large Cities $1,053

These examples show why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows estimated Mazda Tribute insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $479
  • Choosing higher $1,000 deductibles can save about $62 a year
  • The average price for a 40-year-old driver using $500 deductibles is $780
  • Choosing more expensive low deductibles for comp and collision coverage increases the price to $896
  • Unlucky drivers with multiple violations and an at-fault accident could pay at least $1,672 or more
  • The cost to insure a teen driver with full coverage can be $3,186 each year

View Chart as Image

Mazda Tribute insurance cost comparison chart
Column chart showing full coverage Mazda Tribute insurance rates range from $479 to $3,186

Insurance rates for a Mazda Tribute can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing high deductibles can save as much as $180 every year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $339 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $800 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $3,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $900 to $1,300 extra per year, depending on your age. High-risk driver insurance ranges as much as 41% to 128% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Mazda Tribute insurance prices. A good driver about age 40 could pay as low as $520 a year in states like Idaho, Maine, and Iowa, or as much as $1,110 on average in Michigan, Louisiana, and New York.

Mazda Tribute Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $704 -$76 -9.7%
Alaska $596 -$184 -23.6%
Arizona $646 -$134 -17.2%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $798 $18 2.3%
Delaware $880 $100 12.8%
Florida $972 $192 24.6%
Georgia $720 -$60 -7.7%
Hawaii $560 -$220 -28.2%
Idaho $528 -$252 -32.3%
Illinois $580 -$200 -25.6%
Indiana $586 -$194 -24.9%
Iowa $524 -$256 -32.8%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,152 $372 47.7%
Maine $482 -$298 -38.2%
Maryland $644 -$136 -17.4%
Massachusetts $620 -$160 -20.5%
Michigan $1,352 $572 73.3%
Minnesota $652 -$128 -16.4%
Mississippi $932 $152 19.5%
Missouri $692 -$88 -11.3%
Montana $836 $56 7.2%
Nebraska $612 -$168 -21.5%
Nevada $932 $152 19.5%
New Hampshire $564 -$216 -27.7%
New Jersey $870 $90 11.5%
New Mexico $690 -$90 -11.5%
New York $820 $40 5.1%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $538 -$242 -31.0%
Oklahoma $798 $18 2.3%
Oregon $714 -$66 -8.5%
Pennsylvania $742 -$38 -4.9%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $576 -$204 -26.2%
Vermont $530 -$250 -32.1%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $714 -$66 -8.5%
Wisconsin $538 -$242 -31.0%
Wyoming $692 -$88 -11.3%

View Chart as Image

Mazda Tribute insurance rates by U.S. city

With so much variability in rates, the only way to know your exact price is to compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Mazda Tribute Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda Tribute I Sport 2WD $750 $63
Mazda Tribute I Sport 4WD $766 $64
Mazda Tribute I Touring 2WD $766 $64
Mazda Tribute I Grand Touring 2WD $780 $65
Mazda Tribute I Touring 4WD $780 $65
Mazda Tribute I Grand Touring 4WD $794 $66
Mazda Tribute S Grand Touring 2WD $794 $66
Mazda Tribute S Grand Touring 4WD $808 $67

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda Tribute Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Mazda Tribute $134 $182 $398 $850
2006 Mazda Tribute $120 $160 $380 $796
2005 Mazda Tribute $116 $152 $376 $780

Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Mazda Tribute Insurance

Saving money on car insurance takes avoiding accidents and violations, having good credit, eliminating unneeded coverage, and insuring your home and auto with the same company. Take the time to comparison shop at every other renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a quick review of the concepts that were touched on in the above illustrations.

  • Higher risk drivers with a DUI or reckless driving violation may pay on average $890 more every year for car insurance
  • Teenagers pay higher rates, costing as high as $266 per month if they have full coverage
  • Drivers can save up to $90 per year simply by shopping early and online
  • Increasing deductibles could save as much as $175 each year
  • Drivers can save up to $90 per year simply by shopping early and online

Rates by Driver Age

Mazda Tribute Insurance Rates by Driver Age
Driver Age Premium
16 $3,186
20 $1,786
30 $790
40 $780
50 $716
60 $704

Full coverage, $500 deductibles

Rates by Deductible

Mazda Tribute Insurance Rates with Different Deductibles
Deductible Premium
$100 $896
$250 $844
$500 $780
$1,000 $718

Full coverage, driver age 40

Rates by Liability Limit

Mazda Tribute Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $883
100/300 $977
250/500 $1,222
100 CSL $921
300 CSL $1,128
500 CSL $1,278

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Tribute Insurance Rates for High Risk Drivers
Age Premium
16 $4,472
20 $2,838
30 $1,682
40 $1,672
50 $1,600
60 $1,582

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $42
Homeowner $14
5-yr Accident Free $46
5-yr Claim Free $48
Paid in Full/EFT $27
Advance Quote $33
Online Quote $52
Total Discounts $301
Rate after discounts $479

Discounts are estimated and may not be available from every company or in every state.

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