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Mercedes-Benz GLC 300 Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 30, 2020

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Are you struggling to find the cheapest car insurance for a Mercedes-Benz GLC 300? The average cost of Mercedes-Benz GLC 300 insurance rates is $1,770 a year, or $147 a month. To learn more about how to find the cheapest car insurance for a Mercedes-Benz, rates, and savings, read on.

Want to start comparing affordable Mercedes-Benz GLC 300 car insurance rates? Enter your ZIP code in our free tool above.

U.S. average insurance rates for a Mercedes-Benz GLC 300 are $1,754 a year for full coverage. Comprehensive costs approximately $394 a year, collision insurance costs $804, and liability insurance is estimated at $398. A policy with just liability insurance costs approximately $460 a year, and coverage for high-risk drivers costs around $3,822. Teens pay the highest rates at up to $6,370 a year.

Average premium for full coverage: $1,754

Price estimates by individual coverage:

Comprehensive $394
Collision $804
Liability $398

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and GLC 300 trim levels.

Price Range from Low to High

For the normal driver, Mercedes-Benz GLC 300 insurance prices range from the low end price of $460 for a discount liability-only rate to a high of $3,822 for a driver who requires high-risk insurance.

Liability Only $460
Full Coverage $1,754
High Risk $3,822

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,316
Small Cities $1,842
Large Cities $2,368

The ranges above show why it is important to get quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Mercedes-Benz GLC 300 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $978
  • Choosing higher $1,000 deductibles can save $1,484 a year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,754
  • Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $2,286
  • High-risk insureds with serious driving violations could pay around $3,822
  • The price that insures a teen driver can cost $6,370 each year

View Chart as Image

Mercedes-Benz GLC 300 insurance cost comparison chart
Column chart showing Mercedes-Benz GLC 300 insurance rates range from $978 to $6,370 for full coverage

Insurance prices for a Mercedes-Benz GLC 300 are also quite variable based on the trim level of your GLC 300, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $2,100 to $2,800 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,600 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $6,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mercedes-Benz GLC 300 insurance rates. A good driver about age 40 could pay as low as $1,160 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,500 on average in New York, Louisiana, and Michigan.

Mercedes-Benz GLC 300 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,586 -$168 -9.6%
Alaska $1,346 -$408 -23.3%
Arizona $1,458 -$296 -16.9%
Arkansas $1,754 -$0 0.0%
California $2,000 $246 14.0%
Colorado $1,676 -$78 -4.4%
Connecticut $1,806 $52 3.0%
Delaware $1,986 $232 13.2%
Florida $2,194 $440 25.1%
Georgia $1,620 -$134 -7.6%
Hawaii $1,262 -$492 -28.1%
Idaho $1,188 -$566 -32.3%
Illinois $1,310 -$444 -25.3%
Indiana $1,322 -$432 -24.6%
Iowa $1,186 -$568 -32.4%
Kansas $1,668 -$86 -4.9%
Kentucky $2,394 $640 36.5%
Louisiana $2,598 $844 48.1%
Maine $1,084 -$670 -38.2%
Maryland $1,448 -$306 -17.4%
Massachusetts $1,404 -$350 -20.0%
Michigan $3,048 $1,294 73.8%
Minnesota $1,470 -$284 -16.2%
Mississippi $2,104 $350 20.0%
Missouri $1,558 -$196 -11.2%
Montana $1,886 $132 7.5%
Nebraska $1,384 -$370 -21.1%
Nevada $2,104 $350 20.0%
New Hampshire $1,266 -$488 -27.8%
New Jersey $1,962 $208 11.9%
New Mexico $1,556 -$198 -11.3%
New York $1,850 $96 5.5%
North Carolina $1,012 -$742 -42.3%
North Dakota $1,436 -$318 -18.1%
Ohio $1,212 -$542 -30.9%
Oklahoma $1,804 $50 2.9%
Oregon $1,608 -$146 -8.3%
Pennsylvania $1,674 -$80 -4.6%
Rhode Island $2,342 $588 33.5%
South Carolina $1,592 -$162 -9.2%
South Dakota $1,480 -$274 -15.6%
Tennessee $1,538 -$216 -12.3%
Texas $2,116 $362 20.6%
Utah $1,298 -$456 -26.0%
Vermont $1,202 -$552 -31.5%
Virginia $1,050 -$704 -40.1%
Washington $1,356 -$398 -22.7%
West Virginia $1,610 -$144 -8.2%
Wisconsin $1,214 -$540 -30.8%
Wyoming $1,564 -$190 -10.8%

View Chart as Image

Mercedes-Benz GLC 300 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $810 each year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 more per year. View Rates by Deductible or Liability Limit

Mercedes-Benz GLC 300 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Mercedes-Benz GLC 300 $394 $804 $398 $1,754
2018 Mercedes-Benz GLC 300 $382 $784 $416 $1,740
2017 Mercedes-Benz GLC 300 $368 $752 $430 $1,708
2016 Mercedes-Benz GLC 300 $348 $726 $442 $1,674

Rates are averaged for all Mercedes-Benz GLC 300 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Mercedes-Benz GLC 300 Insurance

Getting lower rates on Mercedes-Benz GLC 300 insurance takes avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Compare rates at every other renewal by requesting rates from direct carriers, and also from insurance agencies where you live.

The list below is a brief summary of the concepts that were presented in the illustrations above.

  • High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $2,070 more per year for car insurance
  • Teenagers are expensive to insure, with premiums as much as $531 a month if full coverage is included
  • Drivers can save around $220 per year just by quoting early and online
  • Increasing physical damage deductibles can save approximately $800 each year
  • Drivers can save around $220 per year just by quoting early and online

Is insurance high on a Mercedes? Is the Mercedes GLC 300 expensive to maintain?
The cost of a GLC 300 is more expensive, as the Mercedes is a luxury car that has more expensive maintenance costs. This means that if you get in an accident, insurers have to pay more for repair parts and maintenance.

Luckily, the price of Mercedes Benz GLC insurance can be brought down by shopping around for a good Mercedes-Benz GLC 300 car insurance company, such as comparing Progressive versus Geico. So if you are wondering why is car insurance more expensive for Mercedes or the best Mercedes for teenagers that will result in a cheaper Mercedes GLC insurance cost, start by getting quotes.

Ready to find out how much is your Mercedes GLC 300 to insure? Enter your ZIP code in our free tool below. You can also use our tool for other makes and model years from everything from an MB 2016 GLC 300 to a GLC 500 price.

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What are the safety ratings of the Mercedes-Benz GLC 300?

Is the Mercedes GLC 300 a good car? The answer to this depends upon the Mercedes-Benz GLC 300 safety ratings and features. The Mercedes-Benz GLC 300 has some great safety features, such as a blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

The GLC discount you earn will also be dependent on the Insurance Institute for Highway Safety’s (IIHS) crash test ratings. However, the IIHS has only tested the Mercedes-Benz GLC class. The good news is that the GLC class vehicles tested fantastic, as you can see below.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Because the GLC class has good ratings, the GLC Benz price will be based on these crash ratings.

Mercedes-Benz GLC 300 Compared Against Other Vehicles in the Same Class

The make and model of the Mercedes-Benz do affect how much GLC 300 liability insurance is. The GLC 300 is a midsize luxury SUV, which can affect Benz insurance rates, as SUVs are more likely to do damage to other vehicles. Luckily, the IIHS rated the GLC class’s liability insurance losses as average in comparison to other midsize luxury SUVs.

What does this mean? It means the Mercedes GLC class price of insurance will also be average. To see how how the insurance price of GLC 300 Mercedes compares to vehicles in its class, take a look at the vehicles below.

The most accurate way to find how much is a 2019 Mercedes GLC 300 or a 2016 Mercedes Benz GLC class price is to shop for MB car insurance quotes. You can also use quote tools to research other Mercedes-Benz cars and prices by areas, such as Mercedes GLA 250 insurance costs or GLC costs in Washington, NC.

Ready to start finding out how much is a GLC 300 to insure in your area? Enter your ZIP code in our free tool and you’ll find great car insurance quotes from top auto insurance companies.

Rates by Driver Age

Mercedes-Benz GLC 300 Insurance Rates by Driver Age
Driver Age Premium
16 $6,370
20 $4,086
30 $1,850
40 $1,754
50 $1,600
60 $1,570

Full coverage, $500 deductibles

Rates by Deductible

Mercedes-Benz GLC 300 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,286
$250 $2,040
$500 $1,754
$1,000 $1,484

Full coverage, driver age 40

Rates by Liability Limit

Mercedes-Benz GLC 300 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,754
50/100 $1,834
100/300 $1,933
250/500 $2,192
100 CSL $1,873
300 CSL $2,092
500 CSL $2,252

Full coverage, driver age 40

Rates for High Risk Drivers

Mercedes-Benz GLC 300 Insurance Rates for High Risk Drivers
Age Premium
16 $9,152
20 $6,504
30 $3,930
40 $3,822
50 $3,646
60 $3,618

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $252

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $92
Homeowner $24
5-yr Accident Free $140
5-yr Claim Free $116
Paid in Full/EFT $88
Advance Quote $92
Online Quote $128
Total Discounts $776
Rate after discounts $978

Discounts are estimated and may not be available from every company or in every state.

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