LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Finding cheaper auto insurance on the web is simple to do and there is a good chance you might just save a little. The critical component is to get as many rate quotes as possible in order to have the lowest prices.

Finding the best direct price on auto insurance can be a challenge if you have never used online quoting. But don't let that discourage you because comparing prices is actually very simple. Finding a lower price on LTI Altima insurance isn't really that difficult. Drivers just need to take a little time to get quotes online with multiple companies. It is quite easy and can be accomplished by comparing rates here.

Auto insurance rates for a LTI Altima can fluctuate considerably subject to many criteria. Some of these factors include:

• Traffic citations increase rates
• Credit rating impacts rates
• The size of your community
• How many miles you drive
• Men typically pay more than women
• Deductible amount directly impacts your rate
• Safety rating of your Altima
• Claims drive up premiums
• Maintaining coverage lowers rates
• Whether you own your home

A final factor which can affect LTI Altima insurance rates is the model year. Models that are a few years old cost less in comparison to older models so repair costs tend to be lower which can decrease annual premiums. But more recent Altima vehicles may have a trim level with safety features including pedestrian detection, active head restraints, and a backup camera which may lower rates.

Liability car insurance - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Coverage for collisions - another car or object. . , . .

Comprehensive auto coverage - OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured Motorist or Underinsured Motorist insurance - Your UM/UIM coverage . , . .

Coverage for medical expenses - short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

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What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020