Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,146 a year including full coverage. Comprehensive costs an estimated $240 a year, collision insurance costs $380, and liability costs $390. A liability-only policy costs as little as $438 a year, and high-risk insurance costs around $2,468. Teens cost the most to insure at up to $4,330 a year.

Average premium for full coverage: $1,146

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects insurance prices.

The examples above highlight why it is important to compare rates for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Nissan Armada insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $668
• Drivers who choose higher $1,000 deductibles will pay approximately $1,004 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,146
• Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,416
• Drivers with serious driving violations could pay up to $2,468
• Policy cost that insures a 16-year-old driver can cost as much as $4,330 a year

View Chart as Image

Car insurance rates for a Nissan Armada also range considerably based on the trim level of your Armada, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 136% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $4,300 a year. View Rates by Age

Your home state makes a big difference in Nissan Armada insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,630 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $420 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Armada Insurance

Finding cheaper rates on insurance for a Nissan Armada not only requires being safe and accident-free, but also having a positive credit history, paying for small claims out-of-pocket, and possibly higher deductibles. Compare rates at every other renewal by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief review of the concepts that were touched on in the above illustrations.

• Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,320 more annually than a low-risk driver
• Youthful drivers have the highest car insurance rates, with premiums being up to $361 each month if full coverage is purchased
• You may be able to save approximately $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• You may be able to save approximately $140 per year just by quoting early and online