Nissan Armada Insurance Rates

U.S. average auto insurance rates for a Nissan Armada are $1,198 annually for full coverage. Comprehensive insurance costs approximately $250 a year, collision costs $424, and liability insurance is $388. Buying just liability costs around $434 a year, with insurance for high-risk drivers costing $2,584 or more. Teenage drivers pay the highest rates at $4,498 a year or more.

Average premium for full coverage: $1,198

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Armada trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations have fewer accident claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance prices.

The ranges above show why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Nissan Armada insurance rates for additional coverage and risk scenarios.

• The best discount rate is $694
• Raising to $1,000 deductibles will save $1,044 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,198
• Using low $100 deductibles costs an additional $294 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,584 or more
• The price with full coverage for a teen driver can cost $4,498

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Insurance prices for a Nissan Armada are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $450 each year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $349 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Nissan Armada insurance rates. A middle-age driver might find prices as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,710 on average in New York, Louisiana, and Michigan.

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Since prices can be so different, the only way to know who has the cheapest car insurance prices is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Nissan Armada Insurance

Getting lower rates on Nissan Armada insurance consists of having a decent driving record, having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around at every policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a brief review of the data touched on above.

• Drivers who purchase additional liability coverage will pay an extra $430 each year to raise from a low limit to higher 250/500 limits
• Drivers can save around $140 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $450 each year
• 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $375 a month if they have full coverage