Nissan Armada Insurance Rates

The average insurance prices for a Nissan Armada are $1,146 every 12 months including full coverage. Comprehensive insurance costs around $240 each year, collision insurance costs $380, and liability coverage costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $2,468 or more. Teens cost the most to insure at up to $4,330 a year.

Average premium for full coverage: $1,146

Policy rates for type of insurance:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Armada models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance rates.

The examples above highlight why all drivers should compare prices for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Nissan Armada insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $668
• Using higher $1,000 deductibles will save about $142 every year
• The average price for a good driver age 40 using $500 deductibles is $1,146
• Selecting low deductibles for physical damage coverage costs an extra $270 each year
• Higher-risk drivers with serious driving violations could pay at least $2,468
• Policy cost to insure a teenage driver can be $4,330 or more

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $420 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be around 44% to 136% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,630 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan Armada Insurance

Finding cheaper rates on auto insurance requires being a good driver, having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Spend time shopping around every time your policy renews by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following list is a brief summary of the information touched on above.

• You may be able to save up to $140 per year just by quoting online in advance
• Drivers age 16 to 20 pay higher rates, with premiums being up to $361 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,320 more every year than a safer driver
• Consumers who may need an increased level of liability coverage will pay approximately $430 per year to increase from a 30/60 limit to a 250/500 level