Nissan Armada Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 19, 2024
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Average insurance prices for a Nissan Armada are $1,198 every 12 months for full coverage insurance. Comprehensive costs around $250 a year, collision costs $424, and liability insurance is estimated at $388. Liability-only coverage costs approximately $434 a year, with high-risk coverage costing around $2,584. Teens receive the highest rates at $4,498 a year or more.
Average premium for full coverage: $1,198
Rate estimates for individual coverage type:
Estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Armada trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the cheapest price of $434 for basic liability insurance to a high of $2,584 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than cities with more traffic congestion.
The diagram below illustrates the difference location can make on auto insurance rates.
These examples illustrate why it is important to get quotes for a specific zip code and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Nissan Armada insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $694
- Choosing higher $1,000 deductibles can save about $1,044 each year
- The average price for a 40-year-old driver using $500 deductibles is $1,198
- Selecting low $100 deductibles for comp and collision coverage increases the price to $1,492
- High-risk insureds with serious driving violations could pay at least $2,584 or more
- The cost to insure a teen driver can be $4,498 each year
Car insurance rates for a Nissan Armada can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can save as much as $450 each year, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $349 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,400 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates
Where you live plays a big part in determining prices for Nissan Armada insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,610 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,080 | -$118 | -9.8% |
| Alaska | $916 | -$282 | -23.5% |
| Arizona | $994 | -$204 | -17.0% |
| Arkansas | $1,198 | -$0 | 0.0% |
| California | $1,362 | $164 | 13.7% |
| Colorado | $1,140 | -$58 | -4.8% |
| Connecticut | $1,226 | $28 | 2.3% |
| Delaware | $1,350 | $152 | 12.7% |
| Florida | $1,492 | $294 | 24.5% |
| Georgia | $1,104 | -$94 | -7.8% |
| Hawaii | $860 | -$338 | -28.2% |
| Idaho | $810 | -$388 | -32.4% |
| Illinois | $890 | -$308 | -25.7% |
| Indiana | $902 | -$296 | -24.7% |
| Iowa | $806 | -$392 | -32.7% |
| Kansas | $1,134 | -$64 | -5.3% |
| Kentucky | $1,630 | $432 | 36.1% |
| Louisiana | $1,770 | $572 | 47.7% |
| Maine | $738 | -$460 | -38.4% |
| Maryland | $988 | -$210 | -17.5% |
| Massachusetts | $954 | -$244 | -20.4% |
| Michigan | $2,076 | $878 | 73.3% |
| Minnesota | $1,000 | -$198 | -16.5% |
| Mississippi | $1,430 | $232 | 19.4% |
| Missouri | $1,062 | -$136 | -11.4% |
| Montana | $1,282 | $84 | 7.0% |
| Nebraska | $942 | -$256 | -21.4% |
| Nevada | $1,434 | $236 | 19.7% |
| New Hampshire | $864 | -$334 | -27.9% |
| New Jersey | $1,334 | $136 | 11.4% |
| New Mexico | $1,054 | -$144 | -12.0% |
| New York | $1,258 | $60 | 5.0% |
| North Carolina | $688 | -$510 | -42.6% |
| North Dakota | $978 | -$220 | -18.4% |
| Ohio | $824 | -$374 | -31.2% |
| Oklahoma | $1,226 | $28 | 2.3% |
| Oregon | $1,094 | -$104 | -8.7% |
| Pennsylvania | $1,140 | -$58 | -4.8% |
| Rhode Island | $1,592 | $394 | 32.9% |
| South Carolina | $1,084 | -$114 | -9.5% |
| South Dakota | $1,008 | -$190 | -15.9% |
| Tennessee | $1,044 | -$154 | -12.9% |
| Texas | $1,440 | $242 | 20.2% |
| Utah | $884 | -$314 | -26.2% |
| Vermont | $816 | -$382 | -31.9% |
| Virginia | $716 | -$482 | -40.2% |
| Washington | $920 | -$278 | -23.2% |
| West Virginia | $1,096 | -$102 | -8.5% |
| Wisconsin | $824 | -$374 | -31.2% |
| Wyoming | $1,062 | -$136 | -11.4% |
With so much variability in rates, the only way to figure out your exact price is to get quotes from as many companies as possible. Each auto insurer calculates rates differently, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,164 | $97 |
| Nissan Armada SE 4WD | $1,198 | $100 |
| Nissan Armada Titanium 2WD | $1,198 | $100 |
| Nissan Armada Titanium 4WD | $1,198 | $100 |
| Nissan Armada Platinum 2WD | $1,230 | $103 |
| Nissan Armada Platinum 4WD | $1,264 | $105 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Armada | $320 | $542 | $332 | $1,330 |
| 2023 Nissan Armada | $306 | $536 | $338 | $1,316 |
| 2022 Nissan Armada | $296 | $524 | $354 | $1,310 |
| 2021 Nissan Armada | $286 | $502 | $364 | $1,288 |
| 2020 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2019 Nissan Armada | $260 | $450 | $384 | $1,230 |
| 2018 Nissan Armada | $250 | $424 | $388 | $1,198 |
| 2017 Nissan Armada | $240 | $380 | $390 | $1,146 |
| 2012 Nissan Armada | $190 | $258 | $406 | $990 |
| 2011 Nissan Armada | $176 | $236 | $402 | $950 |
| 2007 Nissan Armada | $156 | $178 | $384 | $854 |
| 2006 Nissan Armada | $142 | $170 | $380 | $828 |
| 2005 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Nissan Armada Insurance
Saving money on Nissan Armada insurance takes being a good driver, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates at least once a year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following list is a review of the primary concepts that were touched on in this article.
- It is possible to save up to $140 per year simply by quoting early and online
- High-risk drivers who have several accidents or serious violations may pay on average $1,390 more every year than a safer driver
- Increasing deductibles could save as much as $450 each year
- Drivers age 16 to 20 are the costliest to insure, costing up to $375 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,498 |
| 20 | $2,748 |
| 30 | $1,242 |
| 40 | $1,198 |
| 50 | $1,094 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,492 |
| $250 | $1,354 |
| $500 | $1,198 |
| $1,000 | $1,044 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,198 |
| 50/100 | $1,342 |
| 100/300 | $1,439 |
| 250/500 | $1,691 |
| 100 CSL | $1,380 |
| 300 CSL | $1,594 |
| 500 CSL | $1,749 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,410 |
| 20 | $4,376 |
| 30 | $2,634 |
| 40 | $2,584 |
| 50 | $2,464 |
| 60 | $2,442 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $85 |
| Total Discounts | $504 |
Discounts are estimated and may not be available from every company or in every state.
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