Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,198 a year for full coverage insurance. Comprehensive insurance costs approximately $250 a year, collision insurance costs $424, and liability is $388. Liability-only coverage costs around $434 a year, and high-risk coverage costs $2,584 or more. Teens cost the most to insure at up to $4,498 a year.

Average premium for full coverage: $1,198

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.

The examples above illustrate why it is important to compare rates quotes using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Nissan Armada insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $694
• Raising to $1,000 deductibles will save $1,044 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,198
• Selecting low $100 deductibles will cost an additional $294 annually
• Drivers with serious driving violations could pay around $2,584
• Policy cost that insures a 16-year-old driver can cost $4,498

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on the trim level of your Armada, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

Your home state also has a big influence on Nissan Armada insurance prices. A middle-age driver might find rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,610 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $450 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Armada Insurance

Finding cheaper rates on insurance for a Nissan Armada consists of having a good driving record, having a good credit score, being claim-free, and consideration of higher deductibles. Compare rates at every other renewal by getting quotes from direct insurance companies, and also from your local car insurance providers.

The next list is a brief review of the concepts that were covered in the charts and tables above.

• Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,390 more per year to buy Nissan Armada insurance
• Drivers age 20 and younger are the costliest to insure, possibly costing $375 each month if comprehensive and collision insurance is included
• It is possible to save around $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• It is possible to save around $140 per year just by quoting early and online