Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,198 a year with full coverage. Comprehensive insurance costs on average $250 a year, collision costs $424, and liability costs $388. A liability-only policy costs as little as $434 a year, with high-risk insurance costing $2,584 or more. 16-year-old drivers cost the most to insure at $4,498 a year or more.

Average premium for full coverage: $1,198

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than congested cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

The examples above demonstrate why it is important to compare rates based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Nissan Armada insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $694
• Drivers who choose higher $1,000 deductibles will pay around $1,044 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,198
• Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $294 every year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,584 or more
• Policy cost that insures a teen driver may cost $4,498 a year

View Chart as Image

Car insurance rates for a Nissan Armada also range considerably based on the trim level of your Armada, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 130% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan Armada insurance prices. A 40-year-old driver could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or at least $1,610 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $450 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes and see which company has the best rate. Every company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Armada Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having a positive credit history, not filing small claims, and maximizing policy discounts. Comparison shop at every other renewal by requesting rates from direct companies, and also from several local insurance agents.

Below you'll find a condensed summary of the concepts that were covered in the above illustrations.

• Higher risk drivers with multiple at-fault accidents pay on average $1,390 more each year than a low-risk driver
• Youthful drivers are expensive to insure, as much as $375 each month if full coverage is purchased
• You may be able to save as much as $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• You may be able to save as much as $140 per year simply by quoting early and online