Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,198 a year including full coverage. Comprehensive costs around $250, collision insurance costs $424, and liability coverage costs around $388. A liability-only policy costs as low as $434 a year, and high-risk insurance costs around $2,584. Teenage drivers cost the most to insure at up to $4,498 a year.

Average premium for full coverage: $1,198

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Nissan Armada insurance rates for additional coverage choices and driver risks.

• The best discount rate is $694
• Using higher $1,000 deductibles will save about $154 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,198
• Using more expensive low deductibles for physical damage coverage will increase the cost to $1,492
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,584
• Policy cost for full coverage for a teenage driver with full coverage can be $4,498 or more

View Chart as Image

Car insurance rates for a Nissan Armada also range considerably based on your risk profile, the model of your Armada, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $4,400 a year. View Rates by Age

Your home state has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $450 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can be around 44% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Armada Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates every couple of years by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a brief review of the material that was covered above.

• Consumers who may need increased liability limits will pay an extra $430 per year to increase from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $375 each month if full coverage is included
• Drivers with DUI or reckless driving convictions pay on average $1,390 more every year to insure a Nissan Armada
• Increasing comprehensive and collision deductibles can save around $450 each year