Nissan GT-R Insurance Rates

The average auto insurance rates for a Nissan GT-R are $1,190 annually including full coverage. Comprehensive insurance costs an estimated $248, collision costs $404, and liability coverage costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing $2,570 or more. Teen drivers cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates broken down by type of insurance:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than larger metro areas.

The example below illustrates how geographic area affects insurance prices.

The examples above highlight why everyone should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Nissan GT-R insurance rates for other coverage scenarios.

• The lowest rate with discounts is $691
• Drivers who choose higher $1,000 deductibles will pay approximately $150 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,190
• Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $284 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,570 or more
• Policy cost with full coverage for a teenage driver for full coverage can cost as much as $4,486 a year

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,400 to $2,000 extra every year, depending on your age. Nissan GT-R insurance for high-risk drivers can cost around 45% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $440 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan GT-R Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Invest the time to compare rates at least every other year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a recap of the car insurance concepts presented in the illustrations above.

• Drivers that have major violations or accidents could be forced to pay on average $1,380 more annually to insure a Nissan GT-R
• You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Consumers who want increased liability limits will pay about $440 per year to go from a 30/60 limit to higher 250/500 limits