Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year with full coverage. Comprehensive insurance costs around $248 a year, collision costs $404, and liability insurance costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing $2,570 or more. Teens cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates for type of insurance:

Prices are based on $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than cities with more traffic congestion.

The diagram below illustrates how your location can change auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $691
• Using higher $1,000 deductibles will save about $1,040 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,190
• Selecting low $100 deductibles for physical damage coverage will cost an additional $284 a year
• Drivers with serious driving violations could pay at least $2,570 or more
• Policy cost that insures a teen driver can be $4,486 or more

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the trim level of your GT-R, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $4,400 a year. View Rates by Age

Your home state has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see rates as low as $860 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,600 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $440 each year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to get quotes from as many companies as possible. Each insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance requires having a good driving record, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare rates every year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The next list is a brief review of the coverage data illustrated above.

• You may be able to save up to $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Drivers age 20 and younger pay higher rates, as much as $374 each month if full coverage is included
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,380 more every year to buy Nissan GT-R insurance