Nissan GT-R Insurance Rates

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UPDATED: Apr 8, 2024

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U.S. average insurance rates for a Nissan GT-R are $1,190 a year for full coverage. Comprehensive insurance costs an estimated $248, collision insurance costs $404, and liability costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs $2,570 or more. Teenage drivers pay the highest rates at up to $4,486 a year.

Average premium for full coverage: $1,190

Price estimates broken down by individual coverage:

Comprehensive $248
Collision $404
Liability $402

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for different GT-R trim levels.

Price Range from Low to High

For a driver around age 40, Nissan GT-R insurance prices range from as low as $446 for a discount liability-only rate to a much higher rate of $2,570 for a driver who has had serious violations or accidents.

Liability Only $446
Full Coverage $1,190
High Risk $2,570

Geographic Price Range

Your location can make a big difference on insurance rates. More rural locations have a lower frequency of accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

The ranges above show why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Nissan GT-R insurance rates for other coverage scenarios.

  • The best discount rate is $691
  • Drivers who choose higher $1,000 deductibles will pay approximately $150 a year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,190
  • Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $284 annually
  • Drivers who are prone to accidents and violations could pay up to $2,570
  • The price for full coverage for a 16-year-old driver with full coverage can cost as much as $4,486 a year

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing Nissan GT-R insurance prices range from $691 to $4,486 for full coverage

Auto insurance prices for a Nissan GT-R are also quite variable based on your driving record, the trim level of your GT-R, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $4,400 a year. View Rates by Age

The state you live in makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,690 on average in New York, Louisiana, and Michigan.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,074 -$116 -9.7%
Alaska $912 -$278 -23.4%
Arizona $986 -$204 -17.1%
Arkansas $1,190 -$0 0.0%
California $1,354 $164 13.8%
Colorado $1,132 -$58 -4.9%
Connecticut $1,220 $30 2.5%
Delaware $1,342 $152 12.8%
Florida $1,484 $294 24.7%
Georgia $1,098 -$92 -7.7%
Hawaii $854 -$336 -28.2%
Idaho $806 -$384 -32.3%
Illinois $884 -$306 -25.7%
Indiana $896 -$294 -24.7%
Iowa $802 -$388 -32.6%
Kansas $1,128 -$62 -5.2%
Kentucky $1,620 $430 36.1%
Louisiana $1,758 $568 47.7%
Maine $732 -$458 -38.5%
Maryland $980 -$210 -17.6%
Massachusetts $948 -$242 -20.3%
Michigan $2,062 $872 73.3%
Minnesota $996 -$194 -16.3%
Mississippi $1,422 $232 19.5%
Missouri $1,054 -$136 -11.4%
Montana $1,276 $86 7.2%
Nebraska $936 -$254 -21.3%
Nevada $1,426 $236 19.8%
New Hampshire $856 -$334 -28.1%
New Jersey $1,328 $138 11.6%
New Mexico $1,052 -$138 -11.6%
New York $1,250 $60 5.0%
North Carolina $684 -$506 -42.5%
North Dakota $974 -$216 -18.2%
Ohio $820 -$370 -31.1%
Oklahoma $1,218 $28 2.4%
Oregon $1,090 -$100 -8.4%
Pennsylvania $1,132 -$58 -4.9%
Rhode Island $1,584 $394 33.1%
South Carolina $1,078 -$112 -9.4%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,038 -$152 -12.8%
Texas $1,432 $242 20.3%
Utah $880 -$310 -26.1%
Vermont $812 -$378 -31.8%
Virginia $712 -$478 -40.2%
Washington $918 -$272 -22.9%
West Virginia $1,090 -$100 -8.4%
Wisconsin $822 -$368 -30.9%
Wyoming $1,056 -$134 -11.3%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Using high physical damage deductibles could save up to $440 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,400 to $2,000 in extra premium each year, depending on your age. High-risk driver insurance can cost from 45% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,190 $99
Nissan GT-R AWD 2-Dr $1,190 $99

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $458 $1,012 $338 $1,944
2023 Nissan GT-R $442 $988 $354 $1,920
2022 Nissan GT-R $426 $946 $364 $1,872
2021 Nissan GT-R $402 $914 $376 $1,828
2020 Nissan GT-R $388 $848 $384 $1,756
2019 Nissan GT-R $372 $798 $388 $1,694
2018 Nissan GT-R $356 $716 $390 $1,598
2017 Nissan GT-R $334 $658 $390 $1,518
2016 Nissan GT-R $322 $618 $394 $1,470
2015 Nissan GT-R $314 $576 $402 $1,428
2014 Nissan GT-R $290 $534 $402 $1,362
2013 Nissan GT-R $282 $486 $406 $1,310
2012 Nissan GT-R $264 $444 $402 $1,246
2011 Nissan GT-R $248 $404 $402 $1,190
2010 Nissan GT-R $240 $362 $398 $1,136
2009 Nissan GT-R $236 $354 $390 $1,116

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Nissan GT-R Insurance

Getting lower rates on insurance for a Nissan GT-R not only requires not taking risks behind the wheel, but also having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates every other policy renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following is a review of the ideas that were covered above.

  • Teens are the costliest to insure, with premiums as much as $374 a month if they have full coverage
  • Drivers considered higher risk who have several accidents or serious violations pay an average of $1,380 more annually for GT-R insurance
  • Increasing physical damage deductibles can save around $425 each year
  • Drivers can save approximately $140 per year just by shopping early and online

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,486
20 $2,726
30 $1,232
40 $1,190
50 $1,086
60 $1,066

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,474
$250 $1,342
$500 $1,190
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,270
100/300 $1,371
250/500 $1,632
100 CSL $1,311
300 CSL $1,532
500 CSL $1,693

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,392
20 $4,342
30 $2,618
40 $2,570
50 $2,448
60 $2,426

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $84
5-yr Claim Free $77
Paid in Full/EFT $52
Advance Quote $57
Online Quote $84
Total Discounts $499
Rate after discounts $691

Discounts are estimated and may not be available from every company or in every state.

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