Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,190 a year for full coverage insurance. Comprehensive costs an estimated $248, collision costs $404, and liability coverage costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing around $2,570. Teens pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates broken down by type of coverage:

Prices include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for all GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects insurance prices.

These rate differences illustrate why everyone should compare rates for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Nissan GT-R insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $691
• Drivers who choose higher $1,000 deductibles will pay approximately $150 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,190
• Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,474
• High-risk insureds with serious driving violations could pay up to $2,570 or more
• An auto insurance policy that insures a teenage driver for full coverage can cost as much as $4,486 a year

View Chart as Image

Auto insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,400 to $2,000 in extra premium annually, depending on your age. Nissan GT-R insurance for high-risk drivers can cost around 45% to 131% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $440 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices and see how they stack up. Every company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan GT-R Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare rates at every policy renewal by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The points below are a quick rundown of the data raised in the charts and tables above.

• Consumers who want increased liability limits will pay approximately $440 annually to go from 30/60 bodily injury limits to the 250/500 level
• It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $425 each year
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $374 per month if the policy includes full coverage