Nissan GT-R Insurance Rates

The average auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage insurance. Comprehensive costs an estimated $248, collision costs $404, and liability coverage costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing around $2,570. Teens cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates broken down by type of insurance:

Prices include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. More rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.

The example below illustrates how location helps determine insurance prices.

The examples above illustrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Nissan GT-R insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $691
• Drivers who choose higher $1,000 deductibles will pay approximately $150 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,190
• Selecting pricier low deductibles for comprehensive and collision insurance will cost $1,474
• High-risk insureds with serious driving violations could pay up to $2,570 or more
• Policy cost with full coverage for a teenage driver for full coverage can cost as much as $4,486 a year

View Chart as Image

Auto insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,400 to $2,000 in extra premium every year, depending on your age. Nissan GT-R insurance for high-risk drivers can cost around 45% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $440 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates and see how they stack up. Every company calculates rates differently, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Nissan GT-R Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, being claim-free, and qualifying for all possible discounts. Invest time comparing rates once a year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a quick rundown of the data that was covered in the charts and tables above.

• It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Consumers who want more liability coverage will pay approximately $440 annually to go from a 30/60 limit to higher 250/500 limits
• Teen drivers are the costliest to insure, possibly costing $374 each month if full coverage is included
• Drivers with reckless driving or DUI convictions may pay on average $1,380 more annually to insure their GT-R