Nissan GT-R Insurance Rates

Estimated auto insurance rates for a Nissan GT-R are $1,190 annually including full coverage. Comprehensive insurance costs approximately $248, collision costs $404, and liability coverage costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing $2,570 or more. Teen drivers pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates by type of coverage:

Prices include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for different GT-R trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas.

The price range example below illustrates how your location can change auto insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $691
• Using higher $1,000 deductibles will save $150 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,190
• Choosing more expensive low deductibles for physical damage coverage costs an additional $284 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,570 or more
• An auto insurance policy with full coverage for a teenage driver with full coverage can cost $4,486 or more

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Insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,400 to $2,000 extra annually, depending on your age. High-risk driver insurance can be around 45% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $440 a year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see prices as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Nissan GT-R Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having a good credit history, refrain from filing small claims, and maximizing policy discounts. Invest the time to shop around at least every other year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following is a quick rundown of the car insurance concepts illustrated above.

• Drivers with reckless driving or DUI convictions may have to pay on average $1,380 more per year for GT-R insurance
• You may be able to save around $140 per year simply by shopping early and online
• Increasing policy deductibles could save up to $425 each year
• Consumers who purchase higher liability limits will pay about $440 per year to increase from 30/60 bodily injury limits to higher 250/500 limits