Nissan GT-R Insurance Rates

Average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive insurance costs an estimated $248, collision costs $404, and liability coverage costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing $2,570 or more. Teens receive the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Rate estimates broken down by individual coverage type:

Price estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all GT-R models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how where you live affects insurance prices.

These examples highlight why everyone should compare rates for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Nissan GT-R insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $691
• Drivers who choose higher $1,000 deductibles will pay approximately $150 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,190
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $284 each year
• High-risk insureds with serious driving violations could pay up to $2,570 or more
• The cost for full coverage for a teenage driver for full coverage can cost as much as $4,486 a year

View Chart as Image

Insurance rates for a Nissan GT-R can also vary considerably based on your driver profile, the model of your GT-R, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $4,400 a year. View Rates by Age

Where you live makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $440 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,400 to $2,000 extra per year, depending on your age. Nissan GT-R insurance for high-risk drivers can cost around 45% to 131% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates and see how they stack up. Every company calculates rates differently, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan GT-R Insurance

Saving money on auto insurance not only requires being a safe and courteous driver, but also maintaining good credit, not filing small claims, and taking advantage of discounts. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below is a condensed summary of the ideas that were touched on in the above illustrations.

• Teenage drivers are charged the highest rates, as much as $374 per month for full coverage
• Drivers with multiple at-fault accidents may pay on average $1,380 more annually for auto insurance
• Increasing deductibles can save around $425 each year
• You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date