Nissan GT-R Insurance Rates

Average insurance rates for a Nissan GT-R are $1,190 a year with full coverage. Comprehensive costs approximately $248, collision costs $404, and liability coverage is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing around $2,570. Teens receive the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Rate estimates by individual coverage type:

Rates are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different GT-R trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. Rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should get quotes using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $691
• Choosing higher $1,000 deductibles can save $150 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,190
• Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,474
• Drivers with serious driving violations could pay around $2,570 or more
• The cost for full coverage for a teenage driver with full coverage can cost $4,486 each year

View Chart as Image

Insurance rates for a Nissan GT-R can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $440 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 additional per year, depending on your age. High-risk driver insurance ranges around 45% to 131% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates and see how they stack up. Each auto insurer calculates rates differently, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan GT-R Insurance

Saving money on auto insurance takes being a low-risk driver, having a good credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates at least every other year by requesting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a quick review of the car insurance concepts covered above.

• Drivers with a DUI or reckless driving violation pay on average $1,380 more per year to insure their GT-R
• You may be able to save around $140 per year simply by shopping early and online
• Increasing deductibles can save around $425 each year
• Consumers who purchase more liability coverage will pay approximately $440 every year to raise limits from a minimum limit to 250/500 limits