Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year with full coverage. Comprehensive insurance costs on average $248 a year, collision insurance costs $404, and liability is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs $2,570 or more. Teen drivers cost the most to insure at up to $4,486 a year.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on car insurance rates.

The examples above demonstrate why it is important to get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Nissan GT-R insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $691
• Choosing higher $1,000 deductibles can save around $1,040 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,190
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $284 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,570
• Policy cost for full coverage for a 16-year-old driver may cost $4,486 each year

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $4,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,600 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $440 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges from 45% to 131% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R takes having a decent driving record, maintaining good credit, not filing small claims, and determing if full coverage is necessary. Take the time to compare rates every other policy renewal by getting price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following items are a brief summary of the ideas that were covered in the above illustrations.

• 16 to 18-year-old drivers pay the highest rates, as much as $374 each month for full coverage
• Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,380 more each year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $425 each year
• You may be able to save as much as $140 per year just by quoting early and online