Nissan GT-R Insurance Rates

U.S. average auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage insurance. Comprehensive costs an estimated $248 each year, collision costs $404, and liability is estimated at $402. Buying just liability costs approximately $446 a year, with insurance for high-risk drivers costing around $2,570. Teenage drivers pay the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Price estimates broken down by individual coverage:

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and GT-R models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations have fewer physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects insurance prices.

The ranges above illustrate why all drivers should get quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Nissan GT-R insurance rates for other coverage scenarios.

• The best discount rate is $691
• Choosing higher $1,000 deductibles can save approximately $150 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,190
• Using low deductibles for comp and collision coverage will cost $1,474
• Unlucky drivers who are prone to accidents and violations could pay up to $2,570 or more
• The price with full coverage for a teen driver can cost as much as $4,486 each year

View Chart as Image

Insurance prices for a Nissan GT-R are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $440 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Nissan GT-R Insurance

Getting lower rates on car insurance takes having a decent driving record, having good credit, not filing small claims, and maximizing policy discounts. Invest the time to compare rates once a year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a quick rundown of the data that was presented in the illustrations above.

• It is possible to save approximately $140 per year simply by quoting online in advance
• Policyholders who want additional liability coverage will pay an extra $440 annually to raise limits from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, as much as $374 a month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,380 more annually than a driver with a clean driving record