Nissan GT-R Insurance Rates

Average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive insurance costs around $248, collision costs $404, and liability insurance is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,570 or more. Teenage drivers receive the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Rate estimates for individual coverage type:

Prices include $500 deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all GT-R models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance rates.

These examples highlight why everyone should get quotes for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The best discount rate is $691
• Choosing higher $1,000 deductibles can save about $150 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,190
• Using pricier low deductibles for comp and collision coverage will cost an extra $284 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,570 or more
• The cost for full coverage for a teen driver for full coverage can be $4,486 each year

View Chart as Image

Insurance rates for a Nissan GT-R can also vary considerably based on your driver profile, the model of your GT-R, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $4,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $440 each year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,400 to $2,000 extra per year, depending on your age. Nissan GT-R insurance for high-risk drivers ranges anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to regularly compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan GT-R Insurance

Saving money on Nissan GT-R insurance takes not taking risks behind the wheel, maintaining good credit, not filing small claims, and insuring your home and auto with the same company. Invest the time to compare rates at least every other year by getting quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following is a quick rundown of the car insurance concepts presented in the illustrations above.

• High-risk drivers with reckless driving or DUI convictions pay on average $1,380 more every year for GT-R insurance
• You may be able to save up to $140 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save around $425 each year
• Drivers who may need higher liability limits will pay an extra $440 per year to raise limits from a minimum limit to 250/500 limits