Porsche Macan Insurance Rates

The average Porsche Macan insurance rates are $165 per month or $1,984 annually. However, the faster Porche Macan S insurance costs will differ slightly due to its additional features. 

Many factors impact your car insurance rates, including the age of your vehicle. For example, a Porsche Macan 2020 model will cost slightly less for insurance than a Porsche Macan 2021 model. 

Read our comprehensive guide to answer questions like what is comprehensive coverage on a car insurance policy for such a high-end vehicle, and do you need to invest in extra coverage?

Ready to secure the lowest Porsche Macan prices for insurance? Enter your five-digit ZIP code into our FREE quote comparison tool to immediately compare rates for your Porsche Macan S.

Average insurance prices for a Porsche Macan are $1,704 every 12 months for full coverage insurance. Comprehensive costs an estimated $362, collision insurance costs $728, and liability insurance is estimated at $456. A liability-only policy costs approximately $508 a year, and high-risk insurance costs around $3,716. Teens receive the highest rates at up to $6,292 a year.

Average premium for full coverage: $1,704

Rate estimates broken down by individual coverage type:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for different Macan trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. More rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion. The price range example below illustrates how where you live affects insurance prices.

These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Porsche Macan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $954
• Choosing higher $1,000 deductibles can save approximately $248 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,704
• Selecting more expensive low deductibles for comp and collision coverage increases the price to $2,188
• High-risk insureds with serious driving violations could pay up to $3,716
• The cost to insure a teen driver with full coverage can cost as much as $6,292 each year

View Chart as Image

Insurance rates for a Porsche Macan can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $740 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,600 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $6,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $2,000 to $2,800 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 45% to 131% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Porsche Macan insurance rates. A good driver about age 40 could pay as low as $1,110 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,300 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Best Porsche Macan Insurance

Saving money on Porsche Macan insurance takes being safe and accident-free, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop at least every other year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief recap of the car insurance concepts touched on in the above illustrations.

• High-risk drivers who tend to receive serious violations could be forced to pay on average $2,010 more annually than a low-risk driver
• It is possible to save approximately $210 per year just by shopping early and online
• Increasing deductibles could save as much as $725 each year
• Drivers who want more liability protection will pay approximately $500 annually to raise limits from a minimum limit to a 250/500 level

We’ve discussed many factors that impact your Porsche insurance costs. Whether you’re looking for a Porsche Macan used or new, secure the cheapest insurance rates by entering your ZIP code into our FREE quote comparison tool below.

What are the safety ratings for the Porsche Macan?

Understanding the Porsche Macan safety ratings can help you see where you qualify for discounts, and what might be costing you more money. 

Unfortunately, there are no safety ratings for this vehicle from either the Insurance Institute for Highway Safety or the National Highway Traffic and Safety Administration to help us analyze the Porsche Macan reliability.

When calculating your rates, insurance companies will also ask is the Porsche Macan expensive to maintain? Because Porsche Macan service costs are high, expect your insurance rates to also increase. 

You can invest in some Porsche Macan prepaid maintenance costs at the dealership. But if you get into an accident, your insurance company becomes responsible for the Porsche Macan maintenance costs. Because it is a high-risk investment, expect higher premiums.

How many miles can a Porsche Macan last? Like other vehicles, expect it to reach around 250,000 miles. 

Does Porsche Macan hold its value? While the luxury SUV depreciates, it is known for is high resale value. 

What’s the difference between Macan and Macan S? The Macan S has a stronger engine and more horsepower. Are Porsche Macan S reliable cars? Yes, but the Porsche Macan S service costs are higher than the less powerful model. 

Is Porsche Macan a good car for you? In the end, only you can say.

Porsche Macan Compared Against other Vehicles in the Same Class

Officially, the Insurance Institute for Highway Safety categorizes the Porsche Macan as a midsize luxury SUV. 

Comparing the Porsche Macan to similar vehicles can help you save money, especially if the Porsche Macan has a better loss ratio than other vehicles in its class.

It would be misleading to compare the 2019 Porsche Macan insurance costs to the Porsche Cayenne insurance costs because the Cayenne is a midsize car, not an SUV. 

On the other hand, the Porsche Macan Turbo and the Porsche Macan GTS are both in the same vehicle class and are therefore comparable.

Other comparable vehicles include:

• Acura MDX
• Audi Q5
• Jaguar F-PACE

The luxury SUV has substantially worse than average collision insurance loss ratios at 48 percent and worse than average comprehensive insurance loss ratios at 30 percent. This will cause your rates to be higher. 

The Porsche Macan cost to own is not cheap. If you’re wondering how much should I pay for a Porsche Macan, expect to pay above $50,000 in total. Even an older 2017 Porsche Macan cost to own is above that amount.  

You’ve completed our Porsche Macan review. Is Porsche Macan worth the money for you? If so, make sure you’re also getting the best 2020, 20201, or even 2016 Porsche Macan insurance costs by entering your ZIP code into our FREE quote comparison tool to start shopping for the best car insurance rates.