Porsche Macan Insurance Rates

The average Porsche Macan insurance rates are $165 per month or $1,984 annually. However, the faster Porche Macan S insurance costs will differ slightly due to its additional features. 

Many factors impact your car insurance rates, including the age of your vehicle. For example, a Porsche Macan 2020 model will cost slightly less for insurance than a Porsche Macan 2021 model. 

Read our comprehensive guide to answer questions like what is comprehensive coverage on a car insurance policy for such a high-end vehicle, and do you need to invest in extra coverage?

Ready to secure the lowest Porsche Macan prices for insurance? Enter your five-digit ZIP code into our FREE quote comparison tool to immediately compare rates for your Porsche Macan S.

U.S. average insurance rates for a Porsche Macan are $1,758 a year including full coverage. Comprehensive insurance costs on average $376, collision insurance costs $772, and liability is estimated at $452. Liability-only insurance costs approximately $504 a year, and high-risk driver insurance costs $3,842 or more. Teens pay the highest rates at up to $6,468 a year.

Average premium for full coverage: $1,758

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for all Macan models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on car insurance rates.

The ranges above highlight why everyone should get quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Porsche Macan insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $980
• Choosing higher $1,000 deductibles can save around $260 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,758
• Selecting pricier low deductibles for comp and collision coverage will cost an additional $512 every year
• Unlucky drivers with serious driving violations could pay upwards of $3,842
• The price that insures a teen driver for full coverage may cost $6,468 each year

View Chart as Image

Car insurance prices for a Porsche Macan are also quite variable based on the model of your Macan, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $2,100 to $2,900 extra each year, depending on your age. Porsche Macan insurance for high-risk drivers ranges as much as 45% to 133% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,600 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $6,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Porsche Macan insurance prices. A good driver about age 40 could pay as low as $1,350 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,510 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $780 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Porsche Macan Insurance

Getting lower rates on car insurance takes being safe and accident-free, having a positive credit history, being claim-free, and possibly raising deductibles. Compare rates every other policy renewal by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a summary of the ideas that were touched on in this article.

• Youthful drivers are expensive to insure, possibly costing $539 a month if full coverage is purchased
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $2,080 more each year than a low-risk driver
• Increasing physical damage deductibles can save approximately $775 each year
• You may be able to save as much as $220 per year just by quoting online well ahead of the renewal date

We’ve discussed many factors that impact your Porsche insurance costs. Whether you’re looking for a Porsche Macan used or new, secure the cheapest insurance rates by entering your ZIP code into our FREE quote comparison tool below.

What are the safety ratings for the Porsche Macan?

Understanding the Porsche Macan safety ratings can help you see where you qualify for discounts, and what might be costing you more money. 

Unfortunately, there are no safety ratings for this vehicle from either the Insurance Institute for Highway Safety or the National Highway Traffic and Safety Administration to help us analyze the Porsche Macan reliability.

When calculating your rates, insurance companies will also ask is the Porsche Macan expensive to maintain? Because Porsche Macan service costs are high, expect your insurance rates to also increase. 

You can invest in some Porsche Macan prepaid maintenance costs at the dealership. But if you get into an accident, your insurance company becomes responsible for the Porsche Macan maintenance costs. Because it is a high-risk investment, expect higher premiums.

How many miles can a Porsche Macan last? Like other vehicles, expect it to reach around 250,000 miles. 

Does Porsche Macan hold its value? While the luxury SUV depreciates, it is known for is high resale value. 

What’s the difference between Macan and Macan S? The Macan S has a stronger engine and more horsepower. Are Porsche Macan S reliable cars? Yes, but the Porsche Macan S service costs are higher than the less powerful model. 

Is Porsche Macan a good car for you? In the end, only you can say.

Porsche Macan Compared Against other Vehicles in the Same Class

Officially, the Insurance Institute for Highway Safety categorizes the Porsche Macan as a midsize luxury SUV. 

Comparing the Porsche Macan to similar vehicles can help you save money, especially if the Porsche Macan has a better loss ratio than other vehicles in its class.

It would be misleading to compare the 2019 Porsche Macan insurance costs to the Porsche Cayenne insurance costs because the Cayenne is a midsize car, not an SUV. 

On the other hand, the Porsche Macan Turbo and the Porsche Macan GTS are both in the same vehicle class and are therefore comparable.

Other comparable vehicles include:

• Acura MDX
• Audi Q5
• Jaguar F-PACE

The luxury SUV has substantially worse than average collision insurance loss ratios at 48 percent and worse than average comprehensive insurance loss ratios at 30 percent. This will cause your rates to be higher. 

The Porsche Macan cost to own is not cheap. If you’re wondering how much should I pay for a Porsche Macan, expect to pay above $50,000 in total. Even an older 2017 Porsche Macan cost to own is above that amount.  

You’ve completed our Porsche Macan review. Is Porsche Macan worth the money for you? If so, make sure you’re also getting the best 2020, 20201, or even 2016 Porsche Macan insurance costs by entering your ZIP code into our FREE quote comparison tool to start shopping for the best car insurance rates.