Insurance for Saturn Vehicles
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
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The following table lists average insurance rates for popular Saturn vehicles. Other models are linked at the bottom of the page
| Vehicle Model | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook | $1,454 | $121 |
| Saturn Vue | $1,352 | $113 |
| Get Rates for Your Model Go | ||
Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
The above chart uses the data from all Saturn models shown in the table above to showcase how different scenarios can affect car insurance rates.
Auto insurance rates for a Saturn are quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high physical damage deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,100 a year.
If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 43% to 127% more than the average policy.
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $590 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $335 extra every year
The state you live in has a huge impact on Saturn insurance rates. A driver around age 40 might see rates as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,020 on average in Louisiana, Montana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,276 | -$134 | -9.5% |
| Alaska | $1,084 | -$326 | -23.1% |
| Arizona | $1,172 | -$238 | -16.9% |
| Arkansas | $1,410 | -$0 | 0.0% |
| California | $1,608 | $198 | 14.0% |
| Colorado | $1,350 | -$60 | -4.3% |
| Connecticut | $1,450 | $40 | 2.8% |
| Delaware | $1,598 | $188 | 13.3% |
| Florida | $1,766 | $356 | 25.2% |
| Georgia | $1,304 | -$106 | -7.5% |
| Hawaii | $1,014 | -$396 | -28.1% |
| Idaho | $954 | -$456 | -32.3% |
| Illinois | $1,052 | -$358 | -25.4% |
| Indiana | $1,062 | -$348 | -24.7% |
| Iowa | $954 | -$456 | -32.3% |
| Kansas | $1,342 | -$68 | -4.8% |
| Kentucky | $1,926 | $516 | 36.6% |
| Louisiana | $2,090 | $680 | 48.2% |
| Maine | $872 | -$538 | -38.2% |
| Maryland | $1,164 | -$246 | -17.4% |
| Massachusetts | $1,128 | -$282 | -20.0% |
| Michigan | $2,452 | $1,042 | 73.9% |
| Minnesota | $1,182 | -$228 | -16.2% |
| Mississippi | $1,690 | $280 | 19.9% |
| Missouri | $1,252 | -$158 | -11.2% |
| Montana | $1,518 | $108 | 7.7% |
| Nebraska | $1,112 | -$298 | -21.1% |
| Nevada | $1,692 | $282 | 20.0% |
| New Hampshire | $1,018 | -$392 | -27.8% |
| New Jersey | $1,578 | $168 | 11.9% |
| New Mexico | $1,250 | -$160 | -11.3% |
| New York | $1,488 | $78 | 5.5% |
| North Carolina | $812 | -$598 | -42.4% |
| North Dakota | $1,156 | -$254 | -18.0% |
| Ohio | $972 | -$438 | -31.1% |
| Oklahoma | $1,450 | $40 | 2.8% |
| Oregon | $1,294 | -$116 | -8.2% |
| Pennsylvania | $1,346 | -$64 | -4.5% |
| Rhode Island | $1,884 | $474 | 33.6% |
| South Carolina | $1,280 | -$130 | -9.2% |
| South Dakota | $1,190 | -$220 | -15.6% |
| Tennessee | $1,238 | -$172 | -12.2% |
| Texas | $1,700 | $290 | 20.6% |
| Utah | $1,046 | -$364 | -25.8% |
| Vermont | $966 | -$444 | -31.5% |
| Virginia | $846 | -$564 | -40.0% |
| Washington | $1,092 | -$318 | -22.6% |
| West Virginia | $1,294 | -$116 | -8.2% |
| Wisconsin | $978 | -$432 | -30.6% |
| Wyoming | $1,258 | -$152 | -10.8% |
Since rates can be so different, the best way to figure out which company is cheapest is to get quotes and see how they stack up. Each insurance company calculates rates differently, and quoted rates may be quite different between companies.
Additional Saturn Vehicles
U.S. averages for full coverage Saturn vehicle insurance
National average data is compiled from all 50 U.S. states for the Saturn models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,114 |
| 20 | $3,206 |
| 30 | $1,478 |
| 40 | $1,410 |
| 50 | $1,288 |
| 60 | $1,260 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,794 |
| $250 | $1,620 |
| $500 | $1,410 |
| $1,000 | $1,210 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,298 |
| 20 | $5,086 |
| 30 | $3,090 |
| 40 | $3,020 |
| 50 | $2,876 |
| 60 | $2,846 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $64 |
| Advance Quote | $68 |
| Online Quote | $100 |
| Total Discounts | $589 |
Discounts are estimated and may not be available from every company or in every state.
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