Subaru Tribeca Insurance Rates

U.S. average insurance rates for a Subaru Tribeca are $1,440 a year for full coverage insurance. Comprehensive insurance costs an estimated $348 a year, collision costs $562, and liability costs $372. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing $3,096 or more. Teen drivers pay the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,440

Price estimates broken down by individual coverage:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Tribeca trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. More rural locations have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

The ranges above illustrate why it is important to compare rates for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Subaru Tribeca insurance rates for other coverage scenarios.

• The lowest rate with discounts is $831
• Drivers who choose higher $1,000 deductibles will pay approximately $1,236 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,440
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $402 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,096 or more
• The price that insures a teen driver can cost as much as $5,236 a year

View Chart as Image

Insurance prices for a Subaru Tribeca are also quite variable based on the trim level of your Tribeca, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 132% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,200 a year. View Rates by Age

The state you live in makes a big difference in Subaru Tribeca insurance prices. A 40-year-old driver could pay as low as $940 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $610 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes and see which company has the best price. Every company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Subaru Tribeca Insurance

Getting lower rates on car insurance not only requires having a decent driving record, but also having a good credit score, not filing small claims, and maximizing policy discounts. Shop around at least every other year by requesting rates from direct insurance companies, and also from local insurance agencies.

The following items are a recap of the car insurance concepts covered above.

• Higher risk drivers that have major violations or accidents may have to pay on average $1,660 more annually than a driver with a clean driving record
• It is possible to save approximately $170 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $600 each year
• Policyholders who want additional liability coverage will pay about $410 annually to go from a low limit to the 250/500 level