Subaru Tribeca Insurance Rates

U.S. average auto insurance rates for a Subaru Tribeca are $1,440 annually for full coverage insurance. Comprehensive costs on average $348, collision costs $562, and liability is $372. Buying just liability costs around $438 a year, with insurance for high-risk drivers costing around $3,096. Teenage drivers pay the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,440

Price estimates by individual coverage:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Tribeca trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. Rural areas have fewer physical damage claims than densely populated cities.

The price range example below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Subaru Tribeca insurance rates for different risk profiles and scenarios.

• The best discount rate is $831
• Raising to $1,000 deductibles will save around $204 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,440
• Using more expensive low deductibles will cost $1,842
• At-risk drivers who are prone to accidents and violations could pay upwards of $3,096 or more
• The price with full coverage for a teen driver with full coverage may cost $5,236

View Chart as Image

Insurance prices for a Subaru Tribeca are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,700 to $2,300 additional each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $610 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Subaru Tribeca insurance prices. A middle-age driver might find prices as low as $940 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Subaru Tribeca Insurance

Getting lower rates on car insurance consists of being a good driver, having good credit, not filing small claims, and insuring your home and auto with the same company. Invest the time to compare rates every other policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the ideas that were presented in the illustrations above.

• Drivers age 16 to 20 pay higher prices, as much as $436 a month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,660 more each year than a safer driver
• Increasing physical damage deductibles could save up to $600 each year
• It is possible to save as much as $170 per year simply by shopping early and online