Suzuki Kizashi Insurance Rates

U.S. average insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage insurance. Comprehensive costs approximately $166, collision costs $214, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,176. Teens pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all Kizashi models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion.

The example below illustrates how location helps determine auto insurance prices.

The ranges above illustrate why everyone should compare rates using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay $88 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,012
• Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,176
• High risk drivers with serious driving violations could pay around $2,176 or more
• The price that insures a teen driver for full coverage can cost $4,074 a year

View Chart as Image

Insurance prices for a Suzuki Kizashi are also quite variable based on the model of your Kizashi, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 extra each year, depending on your age. Suzuki Kizashi insurance for high-risk drivers can cost anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $260 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices from as many companies as possible. Every company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Suzuki Kizashi Insurance

Getting lower rates on Suzuki Kizashi insurance not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and maximizing policy discounts. Compare rates every time your policy renews by requesting quotes from direct insurance companies, and also from your local car insurance providers.

Below you'll find a recap of the information covered in the charts and tables above.

• It is possible to save around $110 per year simply by quoting online well ahead of the renewal date
• Youthful drivers are expensive to insure, as much as $340 a month if full coverage is included
• Increasing physical damage deductibles can save approximately $250 each year
• High-risk drivers that have major violations or accidents could be charged and average of $1,160 more per year than a low-risk driver
• Drivers who purchase more liability protection will pay approximately $520 annually to go from a low limit to the 250/500 level