Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,044 a year including full coverage. Comprehensive insurance costs an estimated $176 each year, collision costs $236, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,246 or more. Teens cost the most to insure at $4,174 a year or more.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Kizashi models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on insurance prices.

The examples above highlight why all drivers should get quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $632
• Choosing higher $1,000 deductibles can save approximately $94 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,044
• Selecting low deductibles for comp and collision coverage will cost an additional $178 every year
• Unlucky drivers with serious driving violations could pay up to $2,246 or more
• Policy cost that insures a teen driver can cost as much as $4,174 each year

View Chart as Image

Auto insurance rates for a Suzuki Kizashi also range considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,200 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,490 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $280 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Suzuki Kizashi Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare rates once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a quick review of the data that was touched on in this article.

• You may be able to save approximately $120 per year simply by quoting online in advance
• Policyholders who want higher liability limits will pay approximately $520 per year to raise limits from a 30/60 limit to the 250/500 level
• Teenagers are the costliest to insure, with premiums being up to $348 each month if the policy includes full coverage
• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,200 more annually for car insurance