Suzuki Kizashi Insurance Rates
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Michelle Robbins
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UPDATED: Jun 4, 2023
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Average insurance rates for a Suzuki Kizashi are $1,044 a year for full coverage. Comprehensive costs an estimated $176, collision insurance costs $236, and liability insurance costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,246. Teen drivers receive the highest rates at up to $4,174 a year.
Average premium for full coverage: $1,044
Rate estimates broken down by individual coverage type:
Price estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all Kizashi models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the low end price of $522 for the bare minimum liability coverage to the much higher price of $2,246 for a driver that may need high-risk insurance.
Price Range by Location
Where you live has a significant impact on insurance rates. More rural locations tend to have lower incidents of accident claims than larger metro areas. The example below illustrates how rural and urban location affects insurance prices.
These examples show why everyone should compare prices for a targeted area, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Suzuki Kizashi insurance rates for other coverage scenarios.
- The lowest rate with discounts is $632
- Using higher $1,000 deductibles will save approximately $94 a year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,044
- Choosing pricier low deductibles for physical damage coverage bumps up the cost to $1,222
- Drivers with multiple violations and an at-fault accident could pay up to $2,246
- The cost that insures a teen driver for full coverage can cost as much as $4,174 or more
Auto insurance rates for a Suzuki Kizashi can also vary considerably based on the model of your Kizashi, how you drive, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you could be paying $1,200 to $1,800 in extra premium per year, depending on your age. Suzuki Kizashi insurance for high-risk drivers can be anywhere from 43% to 128% more than average. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $4,100 a year. View Rates by Age
Where you live has a huge impact on Suzuki Kizashi insurance rates. A driver around age 40 might see rates as low as $690 a year in states like Iowa, Maine, and Idaho, or as much as $1,490 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $944 | -$100 | -9.6% |
| Alaska | $800 | -$244 | -23.4% |
| Arizona | $866 | -$178 | -17.0% |
| Arkansas | $1,044 | -$0 | 0.0% |
| California | $1,190 | $146 | 14.0% |
| Colorado | $996 | -$48 | -4.6% |
| Connecticut | $1,074 | $30 | 2.9% |
| Delaware | $1,182 | $138 | 13.2% |
| Florida | $1,306 | $262 | 25.1% |
| Georgia | $964 | -$80 | -7.7% |
| Hawaii | $750 | -$294 | -28.2% |
| Idaho | $706 | -$338 | -32.4% |
| Illinois | $778 | -$266 | -25.5% |
| Indiana | $786 | -$258 | -24.7% |
| Iowa | $706 | -$338 | -32.4% |
| Kansas | $994 | -$50 | -4.8% |
| Kentucky | $1,426 | $382 | 36.6% |
| Louisiana | $1,544 | $500 | 47.9% |
| Maine | $646 | -$398 | -38.1% |
| Maryland | $860 | -$184 | -17.6% |
| Massachusetts | $836 | -$208 | -19.9% |
| Michigan | $1,814 | $770 | 73.8% |
| Minnesota | $874 | -$170 | -16.3% |
| Mississippi | $1,250 | $206 | 19.7% |
| Missouri | $926 | -$118 | -11.3% |
| Montana | $1,122 | $78 | 7.5% |
| Nebraska | $824 | -$220 | -21.1% |
| Nevada | $1,252 | $208 | 19.9% |
| New Hampshire | $752 | -$292 | -28.0% |
| New Jersey | $1,168 | $124 | 11.9% |
| New Mexico | $924 | -$120 | -11.5% |
| New York | $1,100 | $56 | 5.4% |
| North Carolina | $602 | -$442 | -42.3% |
| North Dakota | $854 | -$190 | -18.2% |
| Ohio | $720 | -$324 | -31.0% |
| Oklahoma | $1,074 | $30 | 2.9% |
| Oregon | $956 | -$88 | -8.4% |
| Pennsylvania | $996 | -$48 | -4.6% |
| Rhode Island | $1,392 | $348 | 33.3% |
| South Carolina | $946 | -$98 | -9.4% |
| South Dakota | $882 | -$162 | -15.5% |
| Tennessee | $914 | -$130 | -12.5% |
| Texas | $1,258 | $214 | 20.5% |
| Utah | $772 | -$272 | -26.1% |
| Vermont | $716 | -$328 | -31.4% |
| Virginia | $626 | -$418 | -40.0% |
| Washington | $808 | -$236 | -22.6% |
| West Virginia | $956 | -$88 | -8.4% |
| Wisconsin | $724 | -$320 | -30.7% |
| Wyoming | $932 | -$112 | -10.7% |
Choosing high deductibles could cut rates by as much as $280 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Suzuki Kizashi S | $1,004 | $84 |
| Suzuki Kizashi S AWD | $1,024 | $85 |
| Suzuki Kizashi SE | $1,024 | $85 |
| Suzuki Kizashi GTS | $1,044 | $87 |
| Suzuki Kizashi SE AWD | $1,044 | $87 |
| Suzuki Kizashi GTS AWD | $1,064 | $89 |
| Suzuki Kizashi SLS | $1,064 | $89 |
| Suzuki Kizashi SLS AWD | $1,086 | $91 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2011 Suzuki Kizashi | $176 | $236 | $474 | $1,044 |
| 2010 Suzuki Kizashi | $166 | $214 | $474 | $1,012 |
Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Suzuki Kizashi Insurance
Saving money on Suzuki Kizashi insurance requires being a good driver, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Shop around once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following list is a condensed summary of the data that was raised in the charts and tables above.
- Drivers can save approximately $120 per year just by quoting online well ahead of the renewal date
- Drivers who want an increased level of liability coverage will pay about $520 each year to increase from a minimum limit to the 250/500 level
- Drivers age 16 to 20 are the costliest to insure, costing as high as $348 per month if the policy includes full coverage
- High-risk drivers with multiple at-fault accidents may pay on average $1,200 more annually than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,174 |
| 20 | $2,384 |
| 30 | $1,064 |
| 40 | $1,044 |
| 50 | $958 |
| 60 | $938 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,222 |
| $250 | $1,142 |
| $500 | $1,044 |
| $1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,044 |
| 50/100 | $1,181 |
| 100/300 | $1,299 |
| 250/500 | $1,607 |
| 100 CSL | $1,228 |
| 300 CSL | $1,489 |
| 500 CSL | $1,679 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,886 |
| 20 | $3,804 |
| 30 | $2,266 |
| 40 | $2,246 |
| 50 | $2,148 |
| 60 | $2,124 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $412 |
Discounts are estimated and may not be available from every company or in every state.
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