Suzuki Kizashi Insurance Rates

U.S. average auto insurance rates for a Suzuki Kizashi are $1,044 annually for full coverage insurance. Comprehensive insurance costs approximately $176, collision costs $236, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $2,246 or more. Teenage drivers pay the highest rates at $4,174 a year or more.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for different Kizashi trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The best discount rate is $632
• Raising to $1,000 deductibles will save $94 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,044
• Using more expensive low deductibles costs an additional $178 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,246 or more
• The price with full coverage for a teen driver with full coverage can cost $4,174

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Insurance prices for a Suzuki Kizashi are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,800 extra each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $280 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Suzuki Kizashi insurance rates. A middle-age driver might find prices as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

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Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Suzuki Kizashi Insurance

Getting lower rates on Suzuki Kizashi insurance consists of avoiding accidents and violations, having a good credit history, not filing small claims, and maximizing policy discounts. Set aside time to compare rates once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a brief recap of the data that was covered above.

• It is possible to save around $120 per year simply by shopping early and online
• Drivers who purchase higher liability limits will pay an extra $520 annually to raise from a low limit to higher 250/500 limits
• Teenagers are expensive to insure, as much as $348 a month including comprehensive and collision insurance
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,200 more per year for car insurance