Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,044 a year for full coverage insurance. Comprehensive insurance costs on average $176 a year, collision costs $236, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,246 or more. 16-year-old drivers cost the most to insure at $4,174 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Rates are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $632
• Using higher $1,000 deductibles will save around $950 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,044
• Buying low $100 deductibles for physical damage coverage will cost an extra $178 annually
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,246 or more
• Policy cost for full coverage for a 16-year-old driver may cost $4,174 or more

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $4,100 a year. View Rates by Age

Your home state has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see rates as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $280 annually, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can be from 43% to 128% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi requires being a low-risk driver, maintaining good credit, being claim-free, and bundling your home and auto policies. Set aside time to compare rates at least every other year by getting price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a quick review of the car insurance concepts covered above.

• Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,200 more each year to insure their Kizashi
• It is possible to save as much as $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $275 each year
• Insureds who require more liability coverage will pay around $520 annually to increase from a 30/60 limit to 250/500 limits