Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year with full coverage. Comprehensive insurance costs on average $166 a year, collision insurance costs $214, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,176 or more. Teens cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why it is important to compare rates quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Raising to $1,000 deductibles will save around $924 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,012
• Selecting low $100 deductibles will cost an additional $164 annually
• Drivers with serious driving violations could pay upwards of $2,176
• Policy cost that insures a 16-year-old driver may cost $4,074

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on the trim level of your Kizashi, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,000 a year. View Rates by Age

Your home state also has a big influence on Suzuki Kizashi insurance prices. A middle-age driver might find rates as low as $730 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi consists of having a decent driving record, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Compare rates every time your policy renews by getting rate quotes from direct companies, and also from several local insurance agents.

The following items are a recap of the information covered above.

• You may be able to save as much as $110 per year just by quoting early and online
• 16 to 18-year-old drivers pay higher rates, as much as $340 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers considered higher risk that have major violations or accidents pay on average $1,160 more each year than a driver with a clean driving record
• Insureds who require additional liability coverage will pay approximately $520 every year to raise from a 30/60 limit to the 250/500 level