Suzuki Kizashi Insurance Rates

U.S. average insurance rates for a Suzuki Kizashi are $1,012 a year including full coverage. Comprehensive insurance costs on average $166, collision costs $214, and liability insurance is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,176 or more. Teens pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

Rates are based on $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Kizashi models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on car insurance rates.

The ranges above highlight why everyone should get quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save around $88 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,012
• Selecting pricier low deductibles for comp and collision coverage will cost an extra $164 a year
• High-risk insureds with serious driving violations could pay upwards of $2,176 or more
• The price for full coverage for a teen driver for full coverage may cost $4,074 each year

View Chart as Image

Insurance prices for a Suzuki Kizashi are also quite variable based on your driving record, the model of your Kizashi, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $4,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Suzuki Kizashi insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 extra each year, depending on your age. Suzuki Kizashi insurance for high-risk drivers ranges anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Suzuki Kizashi Insurance

Getting lower rates on Suzuki Kizashi insurance takes not taking risks behind the wheel, maintaining good credit, being claim-free, and bundling your home and auto policies. Take the time to compare rates at least every other year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a quick review of the car insurance concepts covered in the above illustrations.

• High-risk drivers with a DUI or reckless driving violation may pay on average $1,160 more each year for Kizashi insurance
• You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $250 each year
• Drivers who require higher liability limits will pay approximately $520 per year to raise limits from a low limit to 250/500 limits