Suzuki Kizashi Insurance Rates

Estimated insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage. Comprehensive insurance costs around $166, collision costs $214, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,176 or more. 16-year-old drivers pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates for type of coverage:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for all Kizashi models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than congested cities.

The example below illustrates how geographic area affects auto insurance rates.

These rate differences show why everyone should compare prices for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $616
• Using higher $1,000 deductibles will save about $88 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,012
• Buying pricier low deductibles for physical damage coverage will cost an extra $164 every year
• Drivers with multiple tickets or accidents could pay at least $2,176 or more
• An auto insurance policy for full coverage for a teen driver for full coverage can be $4,074 or more

View Chart as Image

Insurance prices for a Suzuki Kizashi also have a wide range based on your driving characteristics, the trim level of your Kizashi, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $4,000 a year. View Rates by Age

Where you choose to live has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see prices as low as $670 a year in states like Idaho, Maine, and Iowa, or at least $1,450 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $260 every year, whereas buying more liability protection will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,200 to $1,700 extra annually, depending on your age. Suzuki Kizashi insurance for high-risk drivers can be as much as 42% to 132% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know your exact price is to regularly compare prices and see which company has the best price. Each insurance company utilizes a different rate formula, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Suzuki Kizashi Insurance

Finding better rates on car insurance requires having a decent driving record, maintaining good credit, not filing small claims, and insuring your home and auto with the same company. Invest the time to compare rates once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a review of the data that was presented in the illustrations above.

• Drivers can save up to $110 per year simply by quoting online well ahead of the renewal date
• Policyholders who may need additional liability coverage will pay around $520 each year to increase from 30/60 bodily injury limits to 250/500 limits
• 16 to 18-year-old drivers pay higher prices, as much as $340 per month for full coverage
• Higher risk drivers who have several accidents or serious violations may be required to pay an average of $1,160 more every year than a driver with a clean driving record