Suzuki Kizashi Insurance Rates

U.S. average insurance rates for a Suzuki Kizashi are $1,012 a year with full coverage. Comprehensive insurance costs an estimated $166, collision costs $214, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,176 or more. Teenage drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all Kizashi models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations have lower incidents of collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above demonstrate why everyone should get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save approximately $88 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,012
• Using pricier low deductibles for comp and collision coverage will cost an additional $164 each year
• Drivers who are prone to accidents and violations could pay up to $2,176 or more
• The price that insures a teenage driver for full coverage can cost as much as $4,074 each year

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Insurance prices for a Suzuki Kizashi are also quite variable based on the model of your Kizashi, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,200 to $1,700 extra each year, depending on your age. Suzuki Kizashi insurance for high-risk drivers ranges around 42% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Suzuki Kizashi insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,370 on average in New York, Michigan, and Florida.

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Using high physical damage deductibles can save as much as $260 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Suzuki Kizashi Insurance

Getting lower rates on auto insurance takes being a good driver, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare prices every other policy renewal by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The following list is a review of the ideas that were covered above.

• Drivers age 16 to 20 are charged the highest prices, costing up to $340 a month if full coverage is included
• Drivers who have several accidents or serious violations could be forced to pay on average $1,160 more annually than a safer driver
• Increasing physical damage deductibles can save approximately $250 each year
• You may be able to save approximately $110 per year simply by quoting online well ahead of the renewal date