Suzuki Kizashi Insurance Rates

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Cheapest 2010 Suzuki Kizashi Insurance Rates in 2025

Want cheaper insurance rates for your Suzuki Kizashi? Nobody I know looks forward to paying for insurance, particularly when they are paying too much. Multiple car insurance companies compete for your insurance dollar, so it's not easy to compare every company to find the absolute lowest cost out there. Smart consumers take time to do rate comparisons yearly since insurance rates go up and down...

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UPDATED: Jun 4, 2023

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The average insurance rates for a Suzuki Kizashi are $1,044 a year including full coverage. Comprehensive costs on average $176 a year, collision insurance costs $236, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,246. Teenage drivers cost the most to insure at up to $4,174 a year.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Comprehensive $176
Collision $236
Liability $474

Rates are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Kizashi trim levels.

Price Range Variability

For the average 40-year-old driver, Suzuki Kizashi insurance rates range from as low as $522 for your basic liability-only policy to a high of $2,246 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,044
High Risk $2,246

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

The examples above highlight why it is important to compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Suzuki Kizashi insurance rates for different risk profiles and scenarios.

  • The best discount rate is $632
  • Drivers who choose higher $1,000 deductibles will pay around $950 every year
  • The average rate for a good driver age 40 with $500 deductibles is $1,044
  • Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,222
  • High risk drivers who are prone to accidents and violations could pay upwards of $2,246
  • Policy cost for full coverage for a teen driver may cost $4,174 a year

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing Suzuki Kizashi insurance rates range from $632 to $4,174 for full coverage

Car insurance rates for a Suzuki Kizashi also range considerably based on your risk profile, the model of your Kizashi, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,100 a year. View Rates by Age

Your home state makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,490 on average in Michigan, New York, and Louisiana.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $996 -$48 -4.6%
Connecticut $1,074 $30 2.9%
Delaware $1,182 $138 13.2%
Florida $1,306 $262 25.1%
Georgia $964 -$80 -7.7%
Hawaii $750 -$294 -28.2%
Idaho $706 -$338 -32.4%
Illinois $778 -$266 -25.5%
Indiana $786 -$258 -24.7%
Iowa $706 -$338 -32.4%
Kansas $994 -$50 -4.8%
Kentucky $1,426 $382 36.6%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $874 -$170 -16.3%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,122 $78 7.5%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $752 -$292 -28.0%
New Jersey $1,168 $124 11.9%
New Mexico $924 -$120 -11.5%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $996 -$48 -4.6%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $914 -$130 -12.5%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $932 -$112 -10.7%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

Using high physical damage deductibles could save up to $280 each year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $1,004 $84
Suzuki Kizashi S AWD $1,024 $85
Suzuki Kizashi SE $1,024 $85
Suzuki Kizashi GTS $1,044 $87
Suzuki Kizashi SE AWD $1,044 $87
Suzuki Kizashi GTS AWD $1,064 $89
Suzuki Kizashi SLS $1,064 $89
Suzuki Kizashi SLS AWD $1,086 $91

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $176 $236 $474 $1,044
2010 Suzuki Kizashi $166 $214 $474 $1,012

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Suzuki Kizashi Insurance

Finding cheaper rates on Suzuki Kizashi insurance not only requires having a good driving record, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates every other policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a quick review of the ideas that were touched on in this article.

  • Drivers age 20 and younger are expensive to insure, with premiums being up to $348 each month if full coverage is included
  • High-risk drivers with a DUI or reckless driving violation may pay on average $1,200 more each year to buy Suzuki Kizashi insurance
  • Increasing comprehensive and collision deductibles can save around $275 each year
  • You may be able to save as much as $120 per year just by quoting early and online

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,174
20 $2,384
30 $1,064
40 $1,044
50 $958
60 $938

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,181
100/300 $1,299
250/500 $1,607
100 CSL $1,228
300 CSL $1,489
500 CSL $1,679

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $5,886
20 $3,804
30 $2,266
40 $2,246
50 $2,148
60 $2,124

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $66
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $412
Rate after discounts $632

Discounts are estimated and may not be available from every company or in every state.

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