Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,044 a year including full coverage. Comprehensive costs on average $176, collision costs $236, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,246. Teens cost the most to insure at $4,174 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects car insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $632
• Choosing higher $1,000 deductibles can save around $94 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,044
• Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,222
• Unlucky drivers with serious driving violations could pay upwards of $2,246 or more
• Policy cost that insures a teen driver with full coverage may cost $4,174 each year

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,200 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges as much as 43% to 128% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $280 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Each auto insurer calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Suzuki Kizashi Insurance

Finding cheaper rates on car insurance takes being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Compare rates every year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The items below are a quick review of the coverage data touched on in the above illustrations.

• You may be able to save as much as $120 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Teen drivers pay the highest rates, with premiums being up to $348 each month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,200 more each year to insure their Kizashi