Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year with full coverage. Comprehensive costs an estimated $166 a year, collision costs $214, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,176. 16-year-old drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are shown to have lower incidents of collision claims than congested cities.

The diagram below illustrates how location helps determine insurance prices.

The examples above demonstrate why it is important to compare rates quotes for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The best full coverage rate is $616
• Raising to $1,000 deductibles will save approximately $924 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,012
• Buying low $100 deductibles bumps up the cost to $1,176
• Drivers with multiple tickets or accidents could pay up to $2,176 or more
• Policy cost that insures a 16-year-old driver can cost as much as $4,074

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on the trim level of your Kizashi, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,000 a year. View Rates by Age

Your home state also has a big influence on Suzuki Kizashi insurance prices. A middle-age driver might find rates as low as $730 a year in states like Utah, Ohio, and New Hampshire, or at least $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $260 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes from multiple companies. Every auto insurance company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi consists of avoiding accidents and claims, having a good credit score, not filing small claims, and maximizing policy discounts. Comparison shop every couple of years by requesting rates from direct companies, and also from insurance agencies where you live.

The points below are a review of the material that was covered in the charts and tables above.

• Insureds who want increased liability limits will pay around $520 every year to raise from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 are expensive to insure, as much as $340 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,160 more annually to insure a Suzuki Kizashi
• Increasing comprehensive and collision deductibles can save approximately $250 each year