Suzuki Kizashi Insurance Rates

The average insurance prices for a Suzuki Kizashi are $1,044 every 12 months with full coverage. Comprehensive costs around $176 a year, collision costs $236, and liability costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $2,246. Teenage drivers cost the most to insure at $4,174 a year or more.

Average premium for full coverage: $1,044

Policy rates for type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The best discount rate is $632
• Using higher $1,000 deductibles will save about $950 annually
• The average price for a good driver age 40 using $500 deductibles is $1,044
• Using low $100 deductibles for physical damage coverage increases the price to $1,222
• High-risk insureds who are prone to accidents and violations could pay at least $2,246 or more
• Policy cost to insure a 16-year-old driver can be $4,174 or more

View Chart as Image

Auto insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $280 annually, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,200 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 43% to 128% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see rates as low as $750 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,410 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi requires avoiding accidents and claims, having a good credit score, not filing small claims, and maximizing policy discounts. Take the time to compare rates once a year by requesting rates from direct companies, and also from several local insurance agents.

The points below are a brief summary of the data that was covered in the above illustrations.

• You may be able to save up to $120 per year simply by quoting early and online
• Insureds who may need increased liability limits will pay an extra $520 every year to increase from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 are expensive to insure, as much as $348 each month if comprehensive and collision insurance is included
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,200 more every year to insure a Suzuki Kizashi