Suzuki Kizashi Insurance Rates

The average insurance prices for a Suzuki Kizashi are $1,012 every 12 months with full coverage. Comprehensive costs an estimated $166 each year, collision costs $214, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,176. 16-year-old drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Kizashi models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have more infrequent collision claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above demonstrate why all drivers should get quotes for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The best full coverage rate is $616
• Choosing higher $1,000 deductibles can save approximately $88 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,012
• Buying low deductibles for comp and collision coverage increases the price to $1,176
• High-risk insureds with multiple tickets or accidents could pay up to $2,176 or more
• Policy cost to insure a teen driver can cost as much as $4,074 each year

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $260 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Suzuki Kizashi insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or at least $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Suzuki Kizashi Insurance

Finding cheaper rates on Suzuki Kizashi insurance takes being a low-risk driver, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates every other policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

The items below are a brief review of the ideas that were covered above.

• Teen drivers are charged the highest rates, as much as $340 each month if they have full coverage
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,160 more annually to insure their Kizashi
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• You may be able to save approximately $110 per year simply by quoting online in advance