Suzuki Kizashi Insurance Rates

Average insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage insurance. Comprehensive costs an estimated $166 a year, collision costs $214, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,176. Teens receive the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Rate estimates broken down by individual coverage type:

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Kizashi trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on insurance prices.

These examples illustrate why it is important to get quotes for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save approximately $924 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,012
• Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,176
• Drivers with serious driving violations could pay up to $2,176 or more
• The cost that insures a teenage driver can cost as much as $4,074 each year

View Chart as Image

Car insurance rates for a Suzuki Kizashi can also vary considerably based on the trim level of your Kizashi, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy ranges around 42% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $4,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Suzuki Kizashi insurance rates. A good driver about age 40 could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see how they stack up. Each auto insurer calculates rates differently, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Suzuki Kizashi Insurance

Saving money on auto insurance takes being a safe and courteous driver, having a positive credit history, avoid buying unnecessary coverage, and not having any coverage lapses. Compare rates every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a summary of the material that was covered in the above illustrations.

• Consumers who want higher levels of liability will pay approximately $520 annually to raise limits from a minimum limit to the 250/500 level
• Teenage drivers have the highest car insurance rates, costing up to $340 per month if full coverage is purchased
• Drivers who have multiple accidents or major violations may have to pay on average $1,160 more annually for auto insurance
• Increasing deductibles can save approximately $250 each year