Toyota 86 Insurance Rates

U.S. average insurance rates for a Toyota 86 are $1,440 a year with full coverage. Comprehensive costs approximately $282 a year, collision insurance costs $548, and liability coverage is $452. Liability-only insurance costs around $504 a year, and high-risk driver insurance costs around $3,136. Teens pay the highest rates at up to $5,452 a year.

Average premium for full coverage: $1,440

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and 86 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Toyota 86 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $822
• Raising to $1,000 deductibles will save $1,252 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,440
• Selecting low $100 deductibles bumps up the cost to $1,808
• Unlucky drivers with serious driving violations could pay around $3,136
• The price that insures a teenage driver can cost $5,452

View Chart as Image

Car insurance prices for a Toyota 86 are also quite variable based on the trim level of your 86, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,700 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,400 a year. View Rates by Age

The state you live in also has a big influence on Toyota 86 insurance rates. A middle-age driver might find prices as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,940 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $560 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Toyota 86 Insurance

Getting lower rates on auto insurance consists of being safe and accident-free, having a positive credit history, avoid buying unnecessary coverage, and attention to physical damage deductibles. Compare rates at least every other year by requesting quotes from direct companies, and also from local insurance agencies.

Below you'll find a brief review of the car insurance concepts touched on in this article.

• Drivers with DUI or reckless driving convictions may have to pay on average $1,700 more per year than a low-risk driver
• You may be able to save around $180 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $550 each year
• Consumers who purchase more liability protection will pay approximately $500 every year to raise from a low limit to the 250/500 level