Toyota C-Hr Insurance Rates

Average insurance rates for a Toyota C-Hr are $960 a year for full coverage insurance. Comprehensive insurance costs approximately $198 a year, collision insurance costs $352, and liability costs $300. Buying just liability costs as little as $342 a year, and insurance for high-risk drivers costs $2,074 or more. Teen drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and C-Hr trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

These examples illustrate why it is important to compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $553
• Drivers who choose higher $1,000 deductibles will pay $836 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $960
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $244 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,074
• The cost for full coverage for a teen driver can cost $3,596 a year

View Chart as Image

Auto insurance rates for a Toyota C-Hr can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $3,500 a year. View Rates by Age

Where you live makes a big difference in Toyota C-Hr insurance prices. A 40-year-old driver could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,300 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $370 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $270 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,600 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 127% more than average. View High Risk Driver Rates

How to Find the Cheapest Toyota C-Hr Insurance

Saving money on car insurance not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates every year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a recap of the coverage data presented in the illustrations above.

• It is possible to save around $120 per year just by quoting early and online
• Increasing deductibles can save around $375 each year
• Teen drivers have the highest car insurance rates, costing up to $300 per month if they have full coverage
• Higher risk drivers that have major violations or accidents may pay on average $1,110 more per year to insure their C-Hr