Volkswagen Atlas Insurance Rates

U.S. average insurance prices for a Volkswagen Atlas are $1,434 every 12 months for full coverage. Comprehensive insurance costs on average $280 a year, collision insurance costs $540, and liability coverage is $456. Liability-only insurance costs around $508 a year, and high-risk driver insurance costs $3,122 or more. Teens pay the highest rates at up to $5,438 a year.

Average premium for full coverage: $1,434

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Atlas trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

The ranges above show why it is important to compare rates quotes based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Volkswagen Atlas insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $819
• Raising to $1,000 deductibles will save around $1,248 a year
• The average price for the average middle-age driver with $500 deductibles is $1,434
• Selecting low $100 deductibles costs an extra $364 each year
• Unlucky drivers with serious driving violations could pay upwards of $3,122
• The price to insure a teenage driver may cost $5,438

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Car insurance prices for a Volkswagen Atlas are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Atlas.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $550 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $5,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 132% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Volkswagen Atlas insurance rates. A middle-age driver might find prices as low as $950 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,050 on average in Michigan, Louisiana, and New York.

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How to Shop for the Best Volkswagen Atlas Insurance

Getting lower rates on auto insurance consists of having a decent driving record, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Make time to compare rates every other policy renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following items are a brief recap of the ideas that were touched on in this article.

• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $453 a month if the policy includes full coverage
• Drivers who tend to receive serious violations pay an average of $1,690 more each year than a driver with a clean driving record
• Increasing physical damage deductibles could save as much as $550 each year
• Drivers can save as much as $170 per year just by quoting early and online