Volkswagen Atlas Insurance Rates

U.S. average insurance rates for a Volkswagen Atlas are $1,434 a year with full coverage. Comprehensive insurance costs around $280 each year, collision insurance costs $540, and liability insurance costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs $3,122 or more. Teens pay the highest rates at up to $5,438 a year.

Average premium for full coverage: $1,434

Price estimates for individual coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Atlas models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. Areas with sparse population have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why all drivers should compare rates for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Volkswagen Atlas insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $819
• Drivers who choose higher $1,000 deductibles will pay about $186 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,434
• Selecting low deductibles for comprehensive and collision insurance will cost an extra $364 a year
• High risk drivers with serious driving violations could pay at least $3,122
• The price for full coverage for a teen driver can be $5,438 a year

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Auto insurance prices for a Volkswagen Atlas are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $5,400 a year. View Rates by Age

The state you live in makes a big difference in Volkswagen Atlas insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,940 on average in Florida, Michigan, and New York.

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Choosing higher comprehensive and collision insurance deductibles could save up to $550 each year, whereas increasing liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,700 to $2,400 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find the Cheapest Volkswagen Atlas Insurance

Getting lower rates on Volkswagen Atlas insurance not only requires being safe and accident-free, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at least once a year by getting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a recap of the primary concepts that were touched on above.

• You may be able to save up to $170 per year just by quoting online in advance
• High-risk drivers that have major violations or accidents pay an average of $1,690 more every year than a low-risk driver
• Increasing physical damage deductibles can save around $550 each year
• Youthful drivers are expensive to insure, costing up to $453 a month if they have full coverage