Volkswagen Atlas Insurance Rates

U.S. average insurance rates for a Volkswagen Atlas are $1,434 a year for full coverage. Comprehensive costs around $280 each year, collision insurance costs $540, and liability coverage costs around $456. A policy with just liability insurance costs as low as $508 a year, and coverage for high-risk drivers costs around $3,122. Teenage drivers pay the highest rates at up to $5,438 a year.

Average premium for full coverage: $1,434

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Atlas models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance rates.

The ranges above show why all drivers should compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Volkswagen Atlas insurance rates for additional coverage choices and driver risks.

• The best discount rate is $819
• Using higher $1,000 deductibles will save about $186 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,434
• Using low deductibles for physical damage coverage will increase the cost to $1,798
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,122
• The price for full coverage for a teenage driver can be $5,438 or more

View Chart as Image

Insurance prices for a Volkswagen Atlas are also quite variable based on your driving record, the trim level of your Atlas, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $5,400 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen Atlas insurance rates. A driver around age 40 might see prices as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,050 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $550 a year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

How to Find the Best Volkswagen Atlas Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop at least every other year by quoting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The points below are a brief recap of the car insurance concepts touched on in the above illustrations.

• Drivers who tend to receive serious violations may be required to pay an average of $1,690 more every year to insure a Volkswagen Atlas
• Drivers can save up to $170 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $550 each year
• Consumers who may need increased liability limits will pay an extra $500 each year to increase from a low limit to 250/500 limits