Volkswagen Atlas Insurance Rates

Average insurance rates for a Volkswagen Atlas are $1,434 a year with full coverage. Comprehensive insurance costs approximately $280 a year, collision insurance costs $540, and liability coverage costs $456. A policy with just liability insurance costs as little as $508 a year, and coverage for high-risk drivers costs $3,122 or more. Teen drivers receive the highest rates at up to $5,438 a year.

Average premium for full coverage: $1,434

Rate estimates by individual coverage type:

Rates are based on $500 deductible amounts, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and Atlas trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Rural locations tend to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Volkswagen Atlas insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $819
• Drivers who choose higher $1,000 deductibles will pay $1,248 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,434
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $364 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $3,122
• The cost for full coverage for a teenage driver can cost $5,438 a year

View Chart as Image

Insurance rates for a Volkswagen Atlas can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,400 a year. View Rates by Age

Where you live makes a big difference in Volkswagen Atlas insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,940 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $550 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,400 additional per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 132% more than average. View High Risk Driver Rates

How to Find the Best Cheap Volkswagen Atlas Insurance

Saving money on auto insurance not only requires having a good driving record, but also having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Make time to compare rates once a year by getting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The next list is a quick review of the data that was touched on in this article.

• You may be able to save around $170 per year just by quoting early and online
• Consumers who purchase increased levels of liability coverage will pay about $500 every year to go from a minimum limit to 250/500 limits
• Drivers age 20 and younger are the costliest to insure, with premiums as much as $453 per month including comprehensive and collision insurance
• Drivers with a DUI or reckless driving violation pay on average $1,690 more per year to buy Volkswagen Atlas insurance