Volkswagen Eos Insurance Rates

The average insurance rates for a Volkswagen Eos are $932 a year including full coverage. Comprehensive insurance costs approximately $148 a year, collision costs $180, and liability costs around $446. Liability-only coverage costs as low as $500 a year, with high-risk coverage costing $2,002 or more. Teen drivers cost the most to insure at $3,790 a year or more.

Average premium for full coverage: $932

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Eos trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Volkswagen Eos insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $573
• Using higher $1,000 deductibles will save $858 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $932
• Choosing low $100 deductibles for physical damage coverage will cost an additional $142 annually
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,002 or more
• Policy cost that insures a 16-year-old driver can cost $3,790 or more

View Chart as Image

Insurance rates for a Volkswagen Eos also range considerably based on the trim level of your Eos, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,100 to $1,600 additional every year, depending on your age. A high-risk auto insurance policy can be from 42% to 131% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state has a huge impact on Volkswagen Eos insurance prices. A driver around age 40 might see rates as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,330 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $220 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos requires being a good driver, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Shop around at least every other year by getting quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a brief summary of the car insurance concepts covered above.

• Drivers considered higher risk that tend to have accidents or serious violations will likely pay on average $1,070 more per year than a safer driver
• You may be able to save around $100 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Insureds who purchase an increased level of liability coverage will pay about $490 per year to increase from a 30/60 limit to the 250/500 level