Volkswagen Eos Insurance Rates

The average insurance rates for a Volkswagen Eos are $960 a year for full coverage. Comprehensive insurance costs an estimated $162 a year, collision insurance costs $188, and liability coverage costs around $452. Liability-only coverage costs as low as $504 a year, and high-risk coverage costs $2,056 or more. Teens cost the most to insure at up to $3,866 a year.

Average premium for full coverage: $960

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Eos trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above show why it is important to compare prices for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Volkswagen Eos insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $591
• Using higher $1,000 deductibles will save approximately $882 a year
• The average rate for a good driver age 40 who has $500 deductibles is $960
• Selecting low $100 deductibles for physical damage coverage will cost an extra $152 each year
• Higher-risk drivers with serious driving violations could pay up to $2,056
• Policy cost for full coverage for a teenage driver can cost as much as $3,866 or more

View Chart as Image

Insurance rates for a Volkswagen Eos also range considerably based on your risk profile, the trim level of your Eos, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $3,800 a year. View Rates by Age

Your home state has a huge impact on Volkswagen Eos insurance rates. A driver around age 40 might see rates as low as $630 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,370 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $230 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,100 to $1,600 additional every year, depending on your age. A high-risk auto insurance policy can be around 41% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Volkswagen Eos Insurance

Finding cheaper rates on auto insurance requires being a good driver, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to shop around once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a brief summary of the data that was raised in the charts and tables above.

• Drivers can save approximately $110 per year just by quoting early and online
• Consumers who want an increased level of liability coverage will pay approximately $500 each year to increase from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, costing up to $322 each month including comprehensive and collision insurance
• Drivers that tend to have accidents or serious violations pay an average of $1,100 more annually than a safer driver