Volkswagen Eos Insurance Rates

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UPDATED: Jun 10, 2024

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The average insurance prices for a Volkswagen Eos are $932 every 12 months with full coverage. Comprehensive insurance costs approximately $148, collision insurance costs $180, and liability is $446. Liability-only coverage costs around $500 a year, and high-risk coverage costs $2,002 or more. Teenage drivers cost the most to insure at up to $3,790 a year.

Average premium for full coverage: $932

Policy rates by type of insurance:

Comprehensive $148
Collision $180
Liability $446

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Eos models.

Price Range Variability

For the average 40-year-old driver, Volkswagen Eos insurance rates range from the cheapest price of $500 for basic liability insurance to the much higher price of $2,002 for a driver who has had serious violations or accidents.

Liability Only $500
Full Coverage $932
High Risk $2,002

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are shown to have more infrequent collision claims than densely populated cities. The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $699
Small Cities $979
Large Cities $1,258

The examples above demonstrate why everyone should compare rates quotes using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Volkswagen Eos insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $573
  • Raising to $1,000 deductibles will save $74 annually
  • The average price for a good driver age 40 who chooses $500 deductibles is $932
  • Using pricier low deductibles costs an extra $142 annually
  • Drivers who are prone to accidents and violations could pay around $2,002
  • Policy cost to insure a 16-year-old driver for full coverage can cost $3,790

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing Volkswagen Eos insurance prices range from $573 to $3,790 for full coverage

Insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your driving record, and the model of your Eos.

Using high physical damage deductibles can reduce rates by up to $220 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,100 to $1,600 additional every year, depending on your age. Volkswagen Eos insurance for high-risk drivers is expensive and can cost from 42% to 131% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Volkswagen Eos insurance prices. A middle-age driver might find rates as low as $670 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,260 on average in New York, Michigan, and Florida.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $844 -$88 -9.4%
Alaska $716 -$216 -23.2%
Arizona $776 -$156 -16.7%
Arkansas $932 -$0 0.0%
California $1,064 $132 14.2%
Colorado $892 -$40 -4.3%
Connecticut $960 $28 3.0%
Delaware $1,058 $126 13.5%
Florida $1,168 $236 25.3%
Georgia $862 -$70 -7.5%
Hawaii $668 -$264 -28.3%
Idaho $630 -$302 -32.4%
Illinois $694 -$238 -25.5%
Indiana $702 -$230 -24.7%
Iowa $630 -$302 -32.4%
Kansas $888 -$44 -4.7%
Kentucky $1,272 $340 36.5%
Louisiana $1,382 $450 48.3%
Maine $576 -$356 -38.2%
Maryland $768 -$164 -17.6%
Massachusetts $748 -$184 -19.7%
Michigan $1,622 $690 74.0%
Minnesota $780 -$152 -16.3%
Mississippi $1,120 $188 20.2%
Missouri $828 -$104 -11.2%
Montana $1,002 $70 7.5%
Nebraska $738 -$194 -20.8%
Nevada $1,120 $188 20.2%
New Hampshire $674 -$258 -27.7%
New Jersey $1,044 $112 12.0%
New Mexico $828 -$104 -11.2%
New York $984 $52 5.6%
North Carolina $540 -$392 -42.1%
North Dakota $764 -$168 -18.0%
Ohio $644 -$288 -30.9%
Oklahoma $958 $26 2.8%
Oregon $854 -$78 -8.4%
Pennsylvania $892 -$40 -4.3%
Rhode Island $1,246 $314 33.7%
South Carolina $844 -$88 -9.4%
South Dakota $788 -$144 -15.5%
Tennessee $818 -$114 -12.2%
Texas $1,126 $194 20.8%
Utah $690 -$242 -26.0%
Vermont $640 -$292 -31.3%
Virginia $560 -$372 -39.9%
Washington $720 -$212 -22.7%
West Virginia $854 -$78 -8.4%
Wisconsin $646 -$286 -30.7%
Wyoming $832 -$100 -10.7%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $916 $76
Volkswagen EOS Luxury Turbo 2-Dr Convertible $932 $78

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $224 $346 $464 $1,192
2009 Volkswagen Eos $166 $198 $460 $982
2008 Volkswagen Eos $162 $188 $452 $960
2007 Volkswagen Eos $148 $180 $446 $932

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos consists of having a good driving record, having above-average credit, not filing small claims, and consideration of higher deductibles. Make time to compare rates every other policy renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.

The next list is a review of the ideas that were touched on in this article.

  • Drivers age 20 and younger are the costliest to insure, as much as $316 each month if full coverage is included
  • Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,070 more per year to buy Volkswagen Eos insurance
  • Increasing comprehensive and collision deductibles could save as much as $225 each year
  • You may be able to save around $100 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,790
20 $2,130
30 $948
40 $932
50 $858
60 $838

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,074
$250 $1,010
$500 $932
$1,000 $858

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $932
50/100 $1,021
100/300 $1,133
250/500 $1,423
100 CSL $1,066
300 CSL $1,311
500 CSL $1,490

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,322
20 $3,388
30 $2,014
40 $2,002
50 $1,914
60 $1,894

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $123

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $57
Paid in Full/EFT $32
Advance Quote $40
Online Quote $62
Total Discounts $359
Rate after discounts $573

Discounts are estimated and may not be available from every company or in every state.

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