Volkswagen Atlas Insurance Rates

The average insurance rates for a Volkswagen Atlas are $1,434 a year including full coverage. Comprehensive costs approximately $280 a year, collision insurance costs $540, and liability insurance costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs around $3,122. Teens cost the most to insure at up to $5,438 a year.

Average premium for full coverage: $1,434

Policy rates by type of insurance:

Prices include $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Atlas trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Volkswagen Atlas insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $819
• Using higher $1,000 deductibles will save $1,248 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,434
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,798
• Drivers with serious driving violations could pay around $3,122
• Policy cost that insures a teen driver can cost $5,438 or more

View Chart as Image

Insurance rates for a Volkswagen Atlas also range considerably based on the trim level of your Atlas, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,700 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,400 a year. View Rates by Age

Your home state has a huge impact on Volkswagen Atlas insurance rates. A driver around age 40 might see rates as low as $1,100 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,050 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $550 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Volkswagen Atlas Insurance

Finding cheaper rates on Volkswagen Atlas insurance requires not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Compare rates every year by requesting rates from direct car insurance companies, and also from local auto insurance providers.

The following is a quick rundown of the coverage data raised in the charts and tables above.

• You may be able to save around $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Teens are expensive to insure, with premiums being up to $453 each month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions will likely pay on average $1,690 more per year for Atlas insurance