Volkswagen Atlas Insurance Rates

Estimated insurance prices for a Volkswagen Atlas are $1,434 every 12 months for full coverage. Comprehensive insurance costs around $280 a year, collision insurance costs $540, and liability costs $456. A liability-only policy costs as little as $508 a year, and high-risk insurance costs $3,122 or more. Teenage drivers pay the most at up to $5,438 a year.

Average premium for full coverage: $1,434

Premium estimates for type of coverage:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Atlas trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences show why it is important to compare rates for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Volkswagen Atlas insurance rates for additional coverage choices and driver risks.

• The best discount rate is $819
• Drivers who choose higher $1,000 deductibles will pay about $1,248 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,434
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $364 annually
• Drivers who are prone to accidents and violations could pay at least $3,122
• An auto insurance policy to insure a 16-year-old driver can be $5,438 a year

View Chart as Image

Auto insurance prices for a Volkswagen Atlas also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could save up to $550 annually, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $5,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,700 to $2,400 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Volkswagen Atlas insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,050 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheap Volkswagen Atlas Insurance

Finding better rates on insurance for a Volkswagen Atlas not only requires avoiding accidents and claims, but also having a good credit score, not filing small claims, and possibly raising deductibles. Take the time to compare rates at every policy renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.

The points below are a brief summary of the data covered in the above illustrations.

• Insureds who may need increased liability limits will pay an extra $500 each year to go from 30/60 bodily injury limits to a 250/500 level
• Drivers can save up to $170 per year just by quoting early and online
• Increasing policy deductibles could save as much as $550 each year
• Drivers under the age of 20 are expensive to insure, as much as $453 per month if comprehensive and collision insurance is included