Volkswagen Atlas Insurance Rates

Average insurance rates for a Volkswagen Atlas are $1,476 a year for full coverage. Comprehensive costs around $292 each year, collision insurance costs $574, and liability insurance costs around $452. A policy with just liability insurance costs as low as $504 a year, and coverage for high-risk drivers costs around $3,212. Teen drivers receive the highest rates at up to $5,564 a year.

Average premium for full coverage: $1,476

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Atlas models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how location impacts auto insurance rates.

These examples show why all drivers should compare prices for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Volkswagen Atlas insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $841
• Using higher $1,000 deductibles will save about $196 a year
• The average rate for a 40-year-old driver using $500 deductibles is $1,476
• Choosing low deductibles for physical damage coverage will increase the cost to $1,860
• Drivers with multiple violations and an at-fault accident could pay at least $3,212
• The cost for full coverage for a teen driver can be $5,564 or more

View Chart as Image

Insurance rates for a Volkswagen Atlas can also vary considerably based on your driver profile, the trim level of your Atlas, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,400 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $5,500 a year. View Rates by Age

Where you live has a huge impact on Volkswagen Atlas insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Idaho, Maine, and Iowa, or as much as $2,100 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $580 each year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,800 to $2,400 additional per year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 136% more than average. View High Risk Driver Rates

How to Find Low Cost Volkswagen Atlas Insurance

Saving money on Volkswagen Atlas insurance requires being a good driver, having a good credit history, eliminating unneeded coverage, and deciding if full coverage is necessary. Spend time shopping around at least once a year by requesting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.

The following list is a review of the primary concepts that were touched on above.

• Drivers can save up to $180 per year just by quoting online in advance
• High-risk drivers who have several accidents or serious violations may be required to pay an average of $1,740 more every year than a safer driver
• Increasing deductibles can save around $575 each year
• Drivers age 16 to 20 are charged the highest rates, costing as high as $464 per month including comprehensive and collision insurance