Volkswagen Atlas Insurance Rates

Average insurance rates for a Volkswagen Atlas are $1,476 a year for full coverage. Comprehensive insurance costs on average $292 a year, collision insurance costs $574, and liability coverage costs $452. A liability-only policy costs as little as $504 a year, and high-risk insurance costs $3,212 or more. Teen drivers receive the highest rates at up to $5,564 a year.

Average premium for full coverage: $1,476

Rate estimates by individual coverage type:

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Atlas trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how geographic area affects car insurance rates.

These examples show why it is important to compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Volkswagen Atlas insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $841
• Drivers who choose higher $1,000 deductibles will pay around $1,280 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,476
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $384 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,212
• The cost for full coverage for a teenage driver may cost $5,564 a year

View Chart as Image

Insurance rates for a Volkswagen Atlas can also vary considerably based on your driver profile, the trim level of your Atlas, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay upwards of $5,500 a year. View Rates by Age

Where you live makes a big difference in Volkswagen Atlas insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Idaho, Maine, and Iowa, or as much as $2,100 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $580 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,800 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 136% more than average. View High Risk Driver Rates

How to Find Cheap Volkswagen Atlas Insurance

Saving money on auto insurance not only requires being a safe and courteous driver, but also maintaining good credit, eliminating unneeded coverage, and determing if full coverage is necessary. Invest the time to compare rates once a year by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Below is a brief summary of the data that was presented in the illustrations above.

• Drivers can save as much as $180 per year just by quoting early and online
• Consumers who require higher levels of liability will pay about $500 each year to go from a minimum limit to 250/500 limits
• Teenage drivers pay the highest rates, costing as high as $464 per month for full coverage
• Drivers that tend to have accidents or serious violations will pay on average $1,740 more each year for auto insurance