Volkswagen Atlas Insurance Rates

Estimated insurance rates for a Volkswagen Atlas are $1,434 a year with full coverage. Comprehensive insurance costs on average $280 a year, collision insurance costs $540, and liability insurance costs around $456. Liability-only insurance costs as low as $508 a year, and high-risk driver insurance costs $3,122 or more. 16-year-old drivers pay the most at up to $5,438 a year.

Average premium for full coverage: $1,434

Premium estimates by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and Atlas trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than congested cities. The diagram below illustrates how location impacts car insurance rates.

These rate differences demonstrate why it is important to compare prices based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Volkswagen Atlas insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $819
• Using higher $1,000 deductibles will save around $1,248 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,434
• Buying low $100 deductibles for physical damage coverage will cost an extra $364 a year
• Drivers with multiple tickets or accidents could pay upwards of $3,122
• An auto insurance policy for full coverage for a teen driver may cost $5,438 or more

View Chart as Image

Insurance prices for a Volkswagen Atlas also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,400 a year. View Rates by Age

Where you choose to live has a huge impact on Volkswagen Atlas insurance rates. A driver around age 40 might see prices as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or at least $1,940 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $550 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,400 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find the Best Volkswagen Atlas Insurance

Finding better rates on Volkswagen Atlas insurance requires being a low-risk driver, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Spend time shopping around at least once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The items below are a brief recap of the primary concepts that were touched on above.

• You may be able to save as much as $170 per year just by quoting early and online
• High-risk drivers who tend to receive serious violations may be required to pay an average of $1,690 more each year to insure their Atlas
• Increasing policy deductibles can save around $550 each year
• Teen drivers pay higher prices, possibly costing $453 per month including comprehensive and collision insurance