Volkswagen Atlas Insurance Rates

U.S. average insurance rates for a Volkswagen Atlas are $1,434 a year for full coverage. Comprehensive costs around $280 each year, collision insurance costs $540, and liability coverage is estimated at $456. Buying just liability costs approximately $508 a year, and insurance for high-risk drivers costs around $3,122. Teenage drivers pay the highest rates at up to $5,438 a year.

Average premium for full coverage: $1,434

Price estimates for individual coverage:

Includes $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Atlas models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population have lower incidents of accident claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

The ranges above show why all drivers should get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Volkswagen Atlas insurance rates for additional coverage choices and driver risks.

• The best discount rate is $819
• Choosing higher $1,000 deductibles can save about $186 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,434
• Using low deductibles for comp and collision coverage bumps up the cost to $1,798
• Drivers who are prone to accidents and violations could pay at least $3,122
• The price that insures a teenage driver can be $5,438 each year

View Chart as Image

Insurance prices for a Volkswagen Atlas are also quite variable based on the trim level and model year, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,700 to $2,400 additional each year, depending on your age. Insurance for high-risk drivers ranges around 44% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Volkswagen Atlas insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,050 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $550 a year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Volkswagen Atlas Insurance

Getting lower rates on auto insurance takes being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare prices every couple of years by requesting rates from direct carriers, and also from several local insurance agents.

Below you'll find a recap of the material that was raised in the charts and tables above.

• Consumers who may need more liability protection will pay an extra $500 each year to raise limits from a low limit to the 250/500 level
• Youthful drivers are charged the highest prices, with premiums as much as $453 a month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents pay on average $1,690 more every year than a low-risk driver
• Increasing physical damage deductibles can save approximately $550 each year