Volkswagen Atlas Insurance Rates

Estimated insurance rates for a Volkswagen Atlas are $1,434 a year with full coverage. Comprehensive costs on average $280 each year, collision insurance costs $540, and liability coverage costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs around $3,122. Teenage drivers pay the most at up to $5,438 a year.

Average premium for full coverage: $1,434

Premium estimates by type of coverage:

Includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Atlas models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.

These rate differences demonstrate why all drivers should compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Volkswagen Atlas insurance rates for different risk profiles and scenarios.

• The best discount rate is $819
• Using higher $1,000 deductibles will save around $186 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,434
• Using low deductibles for physical damage coverage bumps up the cost to $1,798
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,122
• An auto insurance policy that insures a teenage driver may cost $5,438 or more

View Chart as Image

Insurance prices for a Volkswagen Atlas also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,700 to $2,400 extra annually, depending on your age. Insurance for high-risk drivers can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,400 a year. View Rates by Age

Where you choose to live has a huge impact on Volkswagen Atlas insurance rates. A driver around age 40 might see prices as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,940 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $550 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Volkswagen Atlas Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, having above-average credit, being claim-free, and determing if full coverage is necessary. Compare prices once a year by getting rate quotes from direct companies, and also from several local insurance agents.

Below is a recap of the data that was covered in the above illustrations.

• You may be able to save as much as $170 per year just by quoting online in advance
• Consumers who require higher levels of liability will pay an extra $500 every year to increase from 30/60 bodily injury limits to the 250/500 level
• Teenage drivers pay the highest prices, possibly costing $453 per month if full coverage is included
• Drivers that have major violations or accidents pay on average $1,690 more each year for auto insurance