Volkswagen Atlas Insurance Rates

U.S. average insurance rates for a Volkswagen Atlas are $1,476 a year for full coverage. Comprehensive insurance costs around $292 each year, collision insurance costs $574, and liability coverage costs $452. A policy with just liability insurance costs as little as $504 a year, and coverage for high-risk drivers costs $3,212 or more. Teenage drivers pay the highest rates at up to $5,564 a year.

Average premium for full coverage: $1,476

Price estimates for individual coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Atlas models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how location impacts auto insurance rates.

The ranges above show why all drivers should compare rates for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Volkswagen Atlas insurance rates for additional coverage choices and driver risks.

• The best discount rate is $841
• Drivers who choose higher $1,000 deductibles will pay about $196 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,476
• Using low deductibles for comprehensive and collision insurance will cost an extra $384 each year
• High-risk insureds who are prone to accidents and violations could pay at least $3,212
• The price for full coverage for a teenage driver can be $5,564 a year

View Chart as Image

Insurance prices for a Volkswagen Atlas are also quite variable based on your driving record, the trim level of your Atlas, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $5,500 a year. View Rates by Age

The state you live in makes a big difference in Volkswagen Atlas insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,100 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $580 a year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,800 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 136% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Volkswagen Atlas Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around at least every other year by quoting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The items below are a review of the car insurance concepts touched on above.

• Drivers who have several accidents or serious violations may be required to pay an average of $1,740 more every year to insure their Atlas
• Drivers can save up to $180 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $575 each year
• Consumers who may need more liability coverage will pay an extra $500 each year to go from a low limit to 250/500 limits