Volkswagen Routan Insurance Rates
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UPDATED: Jun 5, 2023
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Average insurance rates for a Volkswagen Routan are $1,000 a year with full coverage. Comprehensive costs approximately $194 a year, collision insurance costs $268, and liability coverage costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs around $2,148. Teenage drivers receive the highest rates at up to $3,878 a year.
Average premium for full coverage: $1,000
Rate estimates by individual coverage type:
Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Routan trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the low end price of $446 for your basic liability-only policy to a high of $2,148 for a driver who has had serious violations or accidents.
Price Range by Location
Your location has a large influence on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.
These examples demonstrate why it is important to compare rates using their specific location, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Volkswagen Routan insurance rates for additional coverage and risk scenarios.
- The best discount rate is $597
- Drivers who choose higher $1,000 deductibles will pay $894 annually
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,000
- Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,202
- High-risk insureds who are prone to accidents and violations could pay around $2,148
- The cost that insures a teenage driver can cost $3,878 a year
Auto insurance rates for a Volkswagen Routan can also vary considerably based on the trim level of your Routan, your age and driving habits, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $900 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $3,800 a year. View Rates by Age
Where you live makes a big difference in Volkswagen Routan insurance rates. A 40-year-old driver could pay as low as $720 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,350 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $904 | -$96 | -9.6% |
| Alaska | $768 | -$232 | -23.2% |
| Arizona | $830 | -$170 | -17.0% |
| Arkansas | $1,000 | -$0 | 0.0% |
| California | $1,140 | $140 | 14.0% |
| Colorado | $954 | -$46 | -4.6% |
| Connecticut | $1,028 | $28 | 2.8% |
| Delaware | $1,130 | $130 | 13.0% |
| Florida | $1,248 | $248 | 24.8% |
| Georgia | $926 | -$74 | -7.4% |
| Hawaii | $718 | -$282 | -28.2% |
| Idaho | $678 | -$322 | -32.2% |
| Illinois | $746 | -$254 | -25.4% |
| Indiana | $754 | -$246 | -24.6% |
| Iowa | $674 | -$326 | -32.6% |
| Kansas | $950 | -$50 | -5.0% |
| Kentucky | $1,364 | $364 | 36.4% |
| Louisiana | $1,480 | $480 | 48.0% |
| Maine | $618 | -$382 | -38.2% |
| Maryland | $826 | -$174 | -17.4% |
| Massachusetts | $798 | -$202 | -20.2% |
| Michigan | $1,736 | $736 | 73.6% |
| Minnesota | $838 | -$162 | -16.2% |
| Mississippi | $1,198 | $198 | 19.8% |
| Missouri | $888 | -$112 | -11.2% |
| Montana | $1,074 | $74 | 7.4% |
| Nebraska | $788 | -$212 | -21.2% |
| Nevada | $1,200 | $200 | 20.0% |
| New Hampshire | $722 | -$278 | -27.8% |
| New Jersey | $1,120 | $120 | 12.0% |
| New Mexico | $884 | -$116 | -11.6% |
| New York | $1,054 | $54 | 5.4% |
| North Carolina | $576 | -$424 | -42.4% |
| North Dakota | $822 | -$178 | -17.8% |
| Ohio | $688 | -$312 | -31.2% |
| Oklahoma | $1,024 | $24 | 2.4% |
| Oregon | $916 | -$84 | -8.4% |
| Pennsylvania | $954 | -$46 | -4.6% |
| Rhode Island | $1,334 | $334 | 33.4% |
| South Carolina | $906 | -$94 | -9.4% |
| South Dakota | $844 | -$156 | -15.6% |
| Tennessee | $874 | -$126 | -12.6% |
| Texas | $1,204 | $204 | 20.4% |
| Utah | $740 | -$260 | -26.0% |
| Vermont | $684 | -$316 | -31.6% |
| Virginia | $598 | -$402 | -40.2% |
| Washington | $770 | -$230 | -23.0% |
| West Virginia | $916 | -$84 | -8.4% |
| Wisconsin | $690 | -$310 | -31.0% |
| Wyoming | $890 | -$110 | -11.0% |
Using high physical damage deductibles could save up to $310 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Routan S 2WD | $922 | $77 |
| Volkswagen Routan SE 2WD | $976 | $81 |
| Volkswagen Routan SEL 2WD | $1,040 | $87 |
| Volkswagen Routan SEL Premium 6 Cyl 2WD | $1,064 | $89 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Volkswagen Routan | $194 | $268 | $402 | $1,000 |
Rates are averaged for all Volkswagen Routan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Volkswagen Routan Insurance
Saving money on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Compare prices every other policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following items are a brief review of the ideas that were covered in the charts and tables above.
- 16 to 18-year-old drivers have the highest car insurance rates, with premiums as much as $323 per month if the policy includes full coverage
- Drivers with DUI or reckless driving convictions may have to pay on average $1,150 more per year than a driver with a clean driving record
- Increasing deductibles can save approximately $300 each year
- You may be able to save around $110 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,878 |
| 20 | $2,278 |
| 30 | $1,028 |
| 40 | $1,000 |
| 50 | $918 |
| 60 | $898 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,202 |
| $250 | $1,110 |
| $500 | $1,000 |
| $1,000 | $894 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,000 |
| 50/100 | $1,144 |
| 100/300 | $1,245 |
| 250/500 | $1,506 |
| 100 CSL | $1,185 |
| 300 CSL | $1,406 |
| 500 CSL | $1,567 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,494 |
| 20 | $3,624 |
| 30 | $2,180 |
| 40 | $2,148 |
| 50 | $2,050 |
| 60 | $2,030 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $53 |
| Homeowner | $17 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $39 |
| Advance Quote | $45 |
| Online Quote | $69 |
| Total Discounts | $403 |
Discounts are estimated and may not be available from every company or in every state.
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