Volkswagen Routan Insurance Rates

The average insurance rates for a Volkswagen Routan are $1,000 a year for full coverage insurance. Comprehensive insurance costs approximately $194 a year, collision insurance costs $268, and liability coverage is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs $2,148 or more. Teens cost the most to insure at up to $3,878 a year.

Average premium for full coverage: $1,000

Policy rates by type of insurance:

Price estimates include $500 deductible amounts, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Routan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why it is important to compare rates quotes using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Volkswagen Routan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $597
• Raising to $1,000 deductibles will save $894 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,000
• Selecting low $100 deductibles will cost an extra $202 each year
• Unlucky drivers with serious driving violations could pay around $2,148
• Policy cost for full coverage for a teenage driver can cost $3,878

View Chart as Image

Car insurance rates for a Volkswagen Routan also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $3,800 a year. View Rates by Age

Your home state also has a big influence on Volkswagen Routan insurance rates. A middle-age driver might find rates as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,350 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $310 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Volkswagen Routan Insurance

Finding cheaper rates on auto insurance consists of having a good driving record, having above-average credit, being claim-free, and attention to physical damage deductibles. Set aside time to compare rates once a year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a condensed summary of the data that was covered above.

• It is possible to save around $110 per year just by quoting early and online
• Consumers who purchase increased levels of liability coverage will pay approximately $440 annually to raise from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger pay the highest auto insurance rates, possibly costing $323 each month if full coverage is included
• Drivers with multiple at-fault accidents may pay on average $1,150 more per year to buy Volkswagen Routan insurance