Volvo S90 Insurance Rates

U.S. average insurance prices for a Volvo S90 are $976 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $160 a year, collision insurance costs $216, and liability insurance is estimated at $442. A policy with just liability insurance costs approximately $496 a year, and coverage for high-risk drivers costs $2,096 or more. Teen drivers pay the highest rates at up to $3,926 a year.

Average premium for full coverage: $976

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and S90 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The ranges above illustrate why it is important to get quotes for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Volvo S90 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $595
• Choosing higher $1,000 deductibles can save approximately $890 each year
• The average price for the average middle-age driver who has $500 deductibles is $976
• Choosing low $100 deductibles for comp and collision coverage costs an extra $162 a year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,096
• The price to insure a teen driver can cost as much as $3,926 each year

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Insurance prices for a Volvo S90 are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing high deductibles can save as much as $250 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,200 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 41% to 137% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Volvo S90 insurance rates. A good driver about age 40 could pay as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,320 on average in Florida, New York, and Michigan.

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How to Shop for the Best Cheap Volvo S90 Insurance

Getting lower rates on Volvo S90 insurance takes being safe and accident-free, having good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates at every policy renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a quick review of the data covered above.

• Drivers who want more liability protection will pay about $490 annually to raise limits from a low limit to a 250/500 level
• It is possible to save approximately $110 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $250 each year
• Youthful drivers are charged the highest prices, as much as $327 a month if they have full coverage