Which Cars Are the Cheapest to Insure? 2023
Enter your Car Insurance Coverage FAQs zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 11, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
When buying a new or used vehicle, smart shoppers take the cost of insurance into consideration when determining their monthly car payment. Car insurance prices vary considerably based on factors like your driving record, your age, and especially the type of vehicle you are adding to your policy.
Pretty much everyone knows that buying a high performance or high value vehicle is going to cause pain when buying insurance. More horsepower and top end speed means a higher likelihood of having or causing an accident. Expensive vehicles not only cost more on the sticker, but also cost more to repair. Fancy paint jobs and expensive technology drives up the cost for auto body repairs, and this results in higher insurance rates.
We took the some of the top-selling vehicles in the U.S. and ranked them by estimated annual insurance cost. Rates can differ based on the trim level of vehicle you are purchasing, so the rates below are averaged across all trim levels for each model.
|Rank||Make and Model||Estimated Annual Premium|
|19||Dodge Ram Pickup||$1,480|
Rates figured for 40-year-old driver with a clean driving record and full coverage with $500 deductibles
Free Auto Insurance Comparison
Enter your zip code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheapest Vehicle to Insure: Honda CR-V
The Honda CR-V is a small SUV with starting price tag of $24,150. The CR-V has great IIHS crash test ratings across the board with a superior rating for front crash protection as well.
Insurance losses on CR-V models is average or better for all insurance coverages, with very good Highway Loss Data Institute scores for collision, comprehensive, and bodily injury liability.
Any of the vehicles on the list above are going to be solid choices when it comes to paying less for car insurance. They are all moderately priced with above average safety ratings and below-average cost to repair.
How to Save Money on Insurance When Buying a New Car
The cost of insurance should be a consideration for anyone shopping for a new or used vehicle, and the tips below can help you cut the cost of insurance on your next car.
- Generally, the higher the cost of the vehicle, the more it will cost to insure
- Higher performance vehicles are more expensive to insure due to the higher cost to repair and the increased likelihood of having an accident
- Vehicles with advanced safety features like automatic braking, lane departure warning, and adaptive cruise control will tend to have cheaper insurance rates
- If safety is a primary concern, check the IIHS vehicle rating for any car you’re considering buying to see if it has acceptable crash test scores
- Assemble a short list of vehicles you’re interested in and get free car insurance quotes based on each model. Since rates are factored heavily based on your personal driving data, comparison shopping is the only way to know exactly how much you’ll have to pay for coverage prior to purchasing the vehicle.
Frequently Asked Questions
- Find Cheaper Named Operator Policy Car Insurance Rates in 2023
- Will Geico Insure a Car Not in My Name? 2023
- What Is Covered in a Jeep Powertrain Warranty? 2023
- Cheapest Jeep Insurance Rates in 2023
- Do Trucks Cost More to Insure? 2023
- How Long Does a Dui Stay on Your Record? 2023
- Does the Porsche Club of America Offer Car Insurance? 2023
- View All Coverage Questions
Popular Rate Quotes
- Honda Civic Insurance
- Volkswagen Jetta Insurance
- Honda CR-V Insurance
- Toyota Corolla Insurance
- Hyundai Tucson Insurance
- Chevrolet Traverse Insurance
- Toyota Camry Insurance
- Ford F-150 Insurance
- Nissan Rogue Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area