GMC Yukon Insurance Rates

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UPDATED: Apr 10, 2024

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GMC Yukon XL insurance

Average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive insurance costs an estimated $180 each year, collision costs $202, and liability costs $468. A policy with just liability insurance costs as little as $518 a year, with coverage for high-risk drivers costing $2,162 or more. Teenage drivers receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates broken down by individual coverage type:

Comprehensive $180
Collision $202
Liability $468

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Yukon models.

Price Range by Coverage and Risk

For the normal driver, prices range go from the low end price of $518 for minimum levels of liability insurance to a high rate of $2,162 for a high-risk driver policy.

Liability Only $518
Full Coverage $1,008
High Risk $2,162

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how geographic area affects insurance prices.

Rural Areas $756
Small Cities $1,058
Large Cities $1,361

These examples demonstrate why all drivers should compare rates for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated GMC Yukon insurance rates for other coverage scenarios.

  • The best discount rate is $616
  • Drivers who choose higher $1,000 deductibles will pay approximately $86 annually
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,008
  • Using low deductibles for comprehensive and collision insurance will cost an additional $166 every year
  • Higher-risk drivers who are prone to accidents and violations could pay up to $2,162 or more
  • The cost that insures a teen driver can cost as much as $4,034 a year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing full coverage GMC Yukon insurance prices range from $616 to $4,034

Insurance rates for a GMC Yukon can also vary considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,200 to $1,700 additional per year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,000 a year. View Rates by Age

Where you live makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,370 on average in New York, Michigan, and Florida.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$92 -9.1%
Alaska $776 -$232 -23.0%
Arizona $838 -$170 -16.9%
Arkansas $1,008 -$0 0.0%
California $1,150 $142 14.1%
Colorado $966 -$42 -4.2%
Connecticut $1,040 $32 3.2%
Delaware $1,144 $136 13.5%
Florida $1,266 $258 25.6%
Georgia $934 -$74 -7.3%
Hawaii $726 -$282 -28.0%
Idaho $684 -$324 -32.1%
Illinois $752 -$256 -25.4%
Indiana $760 -$248 -24.6%
Iowa $680 -$328 -32.5%
Kansas $962 -$46 -4.6%
Kentucky $1,378 $370 36.7%
Louisiana $1,496 $488 48.4%
Maine $624 -$384 -38.1%
Maryland $834 -$174 -17.3%
Massachusetts $808 -$200 -19.8%
Michigan $1,756 $748 74.2%
Minnesota $846 -$162 -16.1%
Mississippi $1,210 $202 20.0%
Missouri $896 -$112 -11.1%
Montana $1,086 $78 7.7%
Nebraska $798 -$210 -20.8%
Nevada $1,210 $202 20.0%
New Hampshire $728 -$280 -27.8%
New Jersey $1,130 $122 12.1%
New Mexico $896 -$112 -11.1%
New York $1,066 $58 5.8%
North Carolina $582 -$426 -42.3%
North Dakota $828 -$180 -17.9%
Ohio $698 -$310 -30.8%
Oklahoma $1,038 $30 3.0%
Oregon $926 -$82 -8.1%
Pennsylvania $964 -$44 -4.4%
Rhode Island $1,350 $342 33.9%
South Carolina $916 -$92 -9.1%
South Dakota $852 -$156 -15.5%
Tennessee $886 -$122 -12.1%
Texas $1,218 $210 20.8%
Utah $748 -$260 -25.8%
Vermont $692 -$316 -31.3%
Virginia $606 -$402 -39.9%
Washington $782 -$226 -22.4%
West Virginia $926 -$82 -8.1%
Wisconsin $700 -$308 -30.6%
Wyoming $902 -$106 -10.5%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Using high physical damage deductibles could save up to $260 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $477 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $948 $79
GMC Yukon 2WD $948 $79
GMC Yukon SLE 4WD $964 $80
GMC Yukon SLT 2WD $964 $80
GMC Yukon 4WD $964 $80
GMC Yukon SLT 4WD $982 $82
GMC Yukon Denali 2WD $998 $83
GMC Yukon Denali 4WD $1,016 $85
GMC Yukon Hybrid 2WD $1,144 $95
GMC Yukon Hybrid 4WD $1,144 $95
GMC Yukon Hybrid Denali 2WD $1,160 $97
GMC Yukon Hybrid Denali 4WD $1,176 $98

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $344 $566 $398 $1,466
2023 GMC Yukon $332 $552 $416 $1,458
2022 GMC Yukon $320 $530 $430 $1,438
2021 GMC Yukon $304 $512 $442 $1,416
2020 GMC Yukon $292 $474 $452 $1,376
2019 GMC Yukon $280 $446 $456 $1,340
2018 GMC Yukon $268 $400 $460 $1,286
2017 GMC Yukon $250 $368 $460 $1,236
2016 GMC Yukon $242 $346 $464 $1,210
2015 GMC Yukon $236 $322 $474 $1,190
2014 GMC Yukon $218 $300 $474 $1,150
2013 GMC Yukon $212 $272 $478 $1,120
2012 GMC Yukon $198 $248 $474 $1,078
2011 GMC Yukon $186 $226 $474 $1,044
2010 GMC Yukon $180 $202 $468 $1,008
2008 GMC Yukon $176 $188 $452 $974
2007 GMC Yukon $160 $180 $446 $944
2006 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap GMC Yukon Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Compare prices every time your policy renews by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief summary of the information presented in the illustrations above.

  • You may be able to save approximately $110 per year simply by quoting online in advance
  • Teenage drivers are expensive to insure, with premiums as much as $336 per month if comprehensive and collision insurance is included
  • Increasing deductibles can save approximately $250 each year
  • Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,150 more annually for auto insurance
  • Policyholders who want higher levels of liability will pay an extra $520 every year to go from a minimum limit to the 250/500 level

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,034
20 $2,288
30 $1,028
40 $1,008
50 $928
60 $908

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,174
$250 $1,100
$500 $1,008
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,008
50/100 $1,282
100/300 $1,415
250/500 $1,759
100 CSL $1,335
300 CSL $1,627
500 CSL $1,839

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,676
20 $3,646
30 $2,180
40 $2,162
50 $2,066
60 $2,042

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $132

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $43
Online Quote $68
Total Discounts $392
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

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