GMC Yukon Insurance Rates

Estimated auto insurance rates for a GMC Yukon are $1,008 annually including full coverage. Comprehensive insurance costs approximately $180, collision costs $202, and liability insurance costs $468. Liability-only coverage costs as little as $518 a year, with high-risk coverage costing $2,162 or more. Teenage drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance prices.

These rate differences highlight why everyone should compare rates using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay $86 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,008
• Using pricier low deductibles for comprehensive and collision insurance costs an additional $166 a year
• High risk drivers who are prone to accidents and violations could pay around $2,162 or more
• An auto insurance policy with full coverage for a teen driver for full coverage can cost $4,034 a year

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Insurance prices for a GMC Yukon also have a wide range based on the model of your Yukon, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,700 extra annually, depending on your age. GMC Yukon insurance for high-risk drivers can cost anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $260 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $477 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,440 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Yukon Insurance

Finding better rates on GMC Yukon insurance not only requires being a low-risk driver, but also having a good credit history, refrain from filing small claims, and maximizing policy discounts. Take the time to compare rates at least every other year by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a quick rundown of the car insurance concepts covered in the above illustrations.

• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,150 more per year to insure their Yukon
• You may be able to save around $110 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $250 each year
• Drivers who purchase more liability coverage will pay an extra $520 per year to go from 30/60 bodily injury limits to higher 250/500 limits