GMC Yukon Insurance Rates

U.S. average auto insurance rates for a GMC Yukon are $1,044 annually for full coverage. Comprehensive insurance costs an estimated $186, collision costs $226, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,238 or more. Teenage drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. More rural locations have fewer accident claims than densely populated cities.

The example below illustrates how where you live affects insurance prices.

The ranges above show why everyone should compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $94 a year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,044
• Using pricier low deductibles for comprehensive and collision insurance costs an additional $178 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,238 or more
• The price with full coverage for a teen driver for full coverage can cost as much as $4,152 a year

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Auto insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying $1,200 to $1,700 in extra premium each year, depending on your age. GMC Yukon insurance for high-risk drivers can cost as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $280 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,490 on average in New York, Louisiana, and Michigan.

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Since prices can be so different, the only way to know which car insurance is cheapest is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Yukon Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop at every policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a quick review of the data touched on in the above illustrations.

• Policyholders who want increased liability limits will pay an extra $520 each year to go from a low limit to higher 250/500 limits
• Drivers can save approximately $120 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $275 each year
• Drivers under the age of 20 are the costliest to insure, with premiums as much as $346 a month if full coverage is included