GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive insurance costs approximately $180 a year, collision insurance costs $202, and liability costs $468. A liability-only policy costs as little as $518 a year, and high-risk insurance costs $2,162 or more. Teenage drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance prices.

The examples above demonstrate why it is important to compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay $922 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,008
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $166 annually
• Drivers who are prone to accidents and violations could pay around $2,162
• Policy cost that insures a 16-year-old driver can cost $4,034 a year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on the trim level of your Yukon, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,000 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $260 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon not only requires being a safe and courteous driver, but also having a positive credit history, not filing small claims, and attention to physical damage deductibles. Compare prices every year by requesting quotes from direct companies, and also from local insurance agencies.

Below is a summary of the coverage data illustrated above.

• You may be able to save around $110 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Teenage drivers pay the highest auto insurance rates, as much as $336 each month if full coverage is purchased
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,150 more per year for auto insurance