GMC Yukon Insurance Rates

Average auto insurance rates for a GMC Yukon are $1,008 annually for full coverage insurance. Comprehensive insurance costs on average $180, collision costs $202, and liability coverage costs $468. Liability-only coverage costs as little as $518 a year, with high-risk coverage costing $2,162 or more. Teenage drivers receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for different Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. Rural areas tend to have fewer physical damage claims than densely populated cities.

The price range example below illustrates how your location can change car insurance rates.

These examples illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay around $86 each year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,008
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $166 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,162 or more
• The cost with full coverage for a teenage driver with full coverage may cost $4,034 a year

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Car insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your risk profile, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $4,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance can cost around 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $260 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $477 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,370 on average in Michigan, New York, and Florida.

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With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates and see how they stack up. Every company uses a different method to calculate rates, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Yukon Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every time your policy renews by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The points below are a brief review of the information illustrated above.

• It is possible to save as much as $110 per year simply by shopping early and online
• Drivers under the age of 20 are expensive to insure, costing up to $336 per month if comprehensive and collision insurance is included
• Increasing deductibles could save up to $250 each year
• Drivers with DUI or reckless driving convictions may pay on average $1,150 more each year to insure a GMC Yukon
• Consumers who require increased liability limits will pay an extra $520 annually to go from a minimum limit to higher 250/500 limits