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1996 GMC Yukon Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Nov 23, 2017

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Average insurance rates for a 1996 GMC Yukon are $924 a year for full coverage insurance. Comprehensive insurance costs on average $154, collision costs $170, and liability costs $442. Buying a liability-only policy costs as little as $496 a year, with high-risk insurance costing $1,976 or more. Teenage drivers receive the highest rates at $3,744 a year or more.

Annual premium for full coverage: $924

Rate estimates for 1996 GMC Yukon Insurance

Comprehensive $154
Collision $170
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 1996 GMC Yukon models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as low as $496 for the bare minimum liability coverage to a much higher rate of $1,976 for high-risk insurance.

Liability Only $496
Full Coverage $924
High Risk $1,976

View Chart as Image

1996 GMC Yukon insurance rates compared
Column chart showing 1996 GMC Yukon insurance prices range from $571 to $3,744 for full coverage

These differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 1996 GMC Yukon Insurance

Searching Companies

Searching for better car insurance rates for your GMC Yukon? Locating better insurance prices for your GMC Yukon can be a lot of work, but you can learn these tips to save time.

There are both good and bad ways to shop for car insurance so you’re going to learn the best way to get price quotes for a GMC and find the lowest possible price either online or from local insurance agents.

Comprehensive Insurance Comparison

Shopping for lower insurance rates is a ton of work if you don’t understand the most efficient way to do it. You can spend your afternoon discussing policy coverages with agents in your area, or you could save time and use online quoting to accomplish the same thing much quicker.

The majority of car insurance companies belong to a marketplace where prospective buyers submit their information once, and at least one company then returns a price quote for coverage. This eliminates the need for repetitive form submissions to each individual insurance company.

To submit your quote information now, click here (opens in new window).

The one disadvantage to getting quotes like this is you don’t know exactly which companies to get pricing from. If you would rather choose specific providers to compare rates, we have a page of insurance companies in your area. Click to view list.

It’s up to you how you get prices quotes, just double check that you are using the exact same information for each price quote. If each company quotes different values for each quote it will be very difficult to determine the best price for your GMC Yukon.

Insurance myths debunked

Drivers can’t ignore all the ads for cheaper car insurance from companies such as GEICO, State Farm and Progressive. All the ads make the same claim that you can save if you switch your policy.

How can each company say the same thing?

Different companies have a certain “appetite” for the driver they prefer to insure. An example of a preferred risk might be between the ages of 40 and 55, a clean driving record, and drives less than 7,500 miles a year. A driver who matches those parameters gets the lowest rates and as a result will probably cut their rates substantially.

Potential customers who don’t meet the “perfect” profile will be charged a higher premium which usually ends up with the customer not buying. The ads state “customers who switch” not “people who quote” save that much money. This is how insurance companies can make those claims.

That is why drivers must get a wide range of price quotes. You cannot predict which insurance company will have the lowest GMC Yukon insurance rates.

Cut your car insurance rates with these six discounts

Properly insuring your vehicles can get expensive, but companies offer discounts to cut the cost considerably. Larger premium reductions will be automatically applied when you quote, but lesser-known reductions have to be manually applied prior to receiving the credit. If you’re not getting every credit possible, you are throwing money away.

  • Air Bag Discount – Factory air bags and/or automatic seat belt systems can get savings of more than 20%.
  • Federal Government Employee – Simply working for the federal government can save as much as 8% on Yukon insurance with certain companies.
  • Accident Free – Claim-free drivers pay much less compared to accident-prone drivers.
  • Drivers Education – Require your teen driver to successfully complete driver’s ed class in high school.
  • Good Students Pay Less – This discount can save 20 to 25%. This discount can apply until age 25.
  • Theft Prevention Discount – Cars that have factory anti-theft systems prevent vehicle theft and qualify for as much as a 10% discount.

It’s important to note that many deductions do not apply to the entire policy premium. A few only apply to the cost of specific coverages such as comp or med pay. So despite the fact that it appears it’s possible to get free car insurance, companies don’t profit that way. Any amount of discount will cut your premiums.

Insurance companies who might offer these discounts include:

It’s a good idea to ask each insurance company how you can save money. Savings might not apply in every state.

You are unique and your auto insurance should be too

When choosing coverage, there is no single plan that fits everyone. Coverage needs to be tailored to your specific needs.

For instance, these questions might help in determining whether or not you could use an agent’s help.

  • Does my insurance cover a custom paint job?
  • Should I file a claim if it’s only slightly more than my deductible?
  • Is motorclub coverage worth it?
  • Which is better, split liability limits or combined limits?
  • Is business equipment covered while in my vehicle?
  • Exactly who is provided coverage by my policy?

If you’re not sure about those questions but one or more may apply to you, you might consider talking to a licensed insurance agent. To find lower rates from a local agent, simply complete this short form. It is quick, free and can provide invaluable advice.

Learn about auto insurance coverages for a GMC Yukon

Learning about specific coverages of your auto insurance policy aids in choosing the right coverages for your vehicles. Policy terminology can be difficult to understand and nobody wants to actually read their policy.

Medical costs insurance

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses for things like doctor visits, EMT expenses, hospital visits and pain medications. They can be utilized in addition to your health insurance policy or if you are not covered by health insurance. Medical payments and PIP cover all vehicle occupants and also covers getting struck while a pedestrian. PIP is not available in all states and may carry a deductible

Comprehensive or Other Than Collision

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers things like theft, damage from flooding, rock chips in glass and fire damage. The most you can receive from a comprehensive claim is the market value of your vehicle, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Collision protection

Collision coverage will pay to fix damage to your Yukon from colliding with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for claims like crashing into a building, backing into a parked car, sustaining damage from a pot hole and colliding with another moving vehicle. Paying for collision coverage can be pricey, so consider removing coverage from lower value vehicles. It’s also possible to bump up the deductible to save money on collision insurance.

UM/UIM Coverage

Your UM/UIM coverage protects you and your vehicle’s occupants from other motorists when they either have no liability insurance or not enough. Covered claims include hospital bills for your injuries and also any damage incurred to your 1996 GMC Yukon.

Since many drivers only carry the minimum required liability limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea. Most of the time the UM/UIM limits do not exceed the liability coverage limits.

Liability coverages

Liability insurance protects you from damage that occurs to a person or their property that is your fault. Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You commonly see limits of 25/50/25 that means you have $25,000 in coverage for each person’s injuries, $50,000 for the entire accident, and property damage coverage for $25,000. Some companies may use one limit called combined single limit (CSL) which provides one coverage limit and claims can be made without the split limit restrictions.

Liability can pay for things like attorney fees, repair costs for stationary objects, loss of income, funeral expenses and repair bills for other people’s vehicles. How much liability coverage do you need? That is a decision to put some thought into, but consider buying as high a limit as you can afford.

You can do this!

When buying insurance coverage, don’t be tempted to buy poor coverage just to save money. In many instances, an insured cut full coverage only to find out that the few dollars in savings costed them thousands. Your aim should be to purchase plenty of coverage at the best price.

Insureds leave their current company for a variety of reasons including policy cancellation, an unsatisfactory settlement offer, being labeled a high risk driver and even lack of trust in their agent. Regardless of your reason, choosing a new insurance company is pretty simple and you could end up saving a buck or two.

Cheaper 1996 GMC Yukon insurance can be found from both online companies as well as from independent agents, so you should compare both in order to have the best chance of saving money. Some insurance companies don’t offer online price quotes and many times these small, regional companies only sell through independent insurance agents.

For more information, link through to these articles:

Rates by U.S. City

1996 GMC Yukon Insurance Rates by City
City Premium
New York City, NY $1,464
Los Angeles, CA $1,581
Philadelphia, PA $1,238
Jacksonville, FL $1,343
Phoenix, AZ $1,078
Chicago, IL $1,242
Houston, TX $1,451
Seattle, WA $905
Columbus, OH $774
Indianapolis, IN $786

Need a specific model?

Choose your model and trim below

Rates by Driver Age

1996 GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $3,744
20 $2,102
30 $940
40 $924
50 $850
60 $832

Full coverage, $500 deductibles

Rates by Deductible

1996 GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $1,002
$500 $924
$1,000 $850

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $924
50/100 $1,012
100/300 $1,123
250/500 $1,410
100 CSL $1,057
300 CSL $1,300
500 CSL $1,477

Full coverage, driver age 40

Rates for High Risk Drivers

1996 GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,254
20 $3,342
30 $1,990
40 $1,976
50 $1,890
60 $1,870

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $57
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $353
Rate after discounts $571

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

1996 GMC Yukon Insurance Rates by State
State Premium
Alabama $838
Alaska $710
Arizona $770
Arkansas $924
California $1,054
Colorado $884
Connecticut $952
Delaware $1,046
Florida $1,158
Georgia $854
Hawaii $666
Idaho $626
Illinois $690
Indiana $696
Iowa $624
Kansas $880
Kentucky $1,262
Louisiana $1,370
Maine $572
Maryland $764
Massachusetts $742
Michigan $1,608
Minnesota $774
Mississippi $1,110
Missouri $822
Montana $996
Nebraska $730
Nevada $1,110
New Hampshire $666
New Jersey $1,034
New Mexico $818
New York $976
North Carolina $534
North Dakota $758
Ohio $640
Oklahoma $950
Oregon $848
Pennsylvania $884
Rhode Island $1,236
South Carolina $838
South Dakota $782
Tennessee $814
Texas $1,116
Utah $686
Vermont $634
Virginia $554
Washington $718
West Virginia $848
Wisconsin $642
Wyoming $826

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