GMC Yukon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 10, 2024

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GMC Yukon XL insurance

Average insurance rates for a GMC Yukon are $1,078 a year including full coverage. Comprehensive costs an estimated $198, collision insurance costs $248, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $2,314. Teenage drivers receive the highest rates at up to $4,260 a year.

Average premium for full coverage: $1,078

Rate estimates broken down by individual coverage type:

Comprehensive $198
Collision $248
Liability $474

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all Yukon models.

Price Range by Coverage and Risk

For the average driver, prices range range from the low end price of $522 for a discount liability-only rate to the much higher price of $2,314 for a driver that may need high-risk insurance.

Liability Only $522
Full Coverage $1,078
High Risk $2,314

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how location impacts insurance prices.

Rural Areas $809
Small Cities $1,132
Large Cities $1,455

These examples highlight why everyone should get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average GMC Yukon insurance rates for other coverage scenarios.

  • The best discount rate is $650
  • Choosing higher $1,000 deductibles can save approximately $102 every year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,078
  • Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,272
  • Drivers who are prone to accidents and violations could pay up to $2,314
  • The cost that insures a teenage driver for full coverage can cost as much as $4,260 each year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing GMC Yukon insurance rates range from $650 to $4,260 for full coverage

Insurance rates for a GMC Yukon can also vary considerably based on the model of your Yukon, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,300 to $1,800 additional per year, depending on your age. GMC Yukon insurance for high-risk drivers ranges around 42% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,200 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$102 -9.5%
Alaska $826 -$252 -23.4%
Arizona $894 -$184 -17.1%
Arkansas $1,078 -$0 0.0%
California $1,230 $152 14.1%
Colorado $1,032 -$46 -4.3%
Connecticut $1,110 $32 3.0%
Delaware $1,222 $144 13.4%
Florida $1,350 $272 25.2%
Georgia $996 -$82 -7.6%
Hawaii $774 -$304 -28.2%
Idaho $728 -$350 -32.5%
Illinois $804 -$274 -25.4%
Indiana $812 -$266 -24.7%
Iowa $728 -$350 -32.5%
Kansas $1,026 -$52 -4.8%
Kentucky $1,472 $394 36.5%
Louisiana $1,596 $518 48.1%
Maine $666 -$412 -38.2%
Maryland $890 -$188 -17.4%
Massachusetts $862 -$216 -20.0%
Michigan $1,874 $796 73.8%
Minnesota $902 -$176 -16.3%
Mississippi $1,292 $214 19.9%
Missouri $956 -$122 -11.3%
Montana $1,160 $82 7.6%
Nebraska $850 -$228 -21.2%
Nevada $1,294 $216 20.0%
New Hampshire $776 -$302 -28.0%
New Jersey $1,206 $128 11.9%
New Mexico $956 -$122 -11.3%
New York $1,136 $58 5.4%
North Carolina $622 -$456 -42.3%
North Dakota $884 -$194 -18.0%
Ohio $744 -$334 -31.0%
Oklahoma $1,110 $32 3.0%
Oregon $988 -$90 -8.3%
Pennsylvania $1,032 -$46 -4.3%
Rhode Island $1,438 $360 33.4%
South Carolina $978 -$100 -9.3%
South Dakota $912 -$166 -15.4%
Tennessee $946 -$132 -12.2%
Texas $1,300 $222 20.6%
Utah $798 -$280 -26.0%
Vermont $740 -$338 -31.4%
Virginia $646 -$432 -40.1%
Washington $836 -$242 -22.4%
West Virginia $988 -$90 -8.3%
Wisconsin $748 -$330 -30.6%
Wyoming $962 -$116 -10.8%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Using high physical damage deductibles can save as much as $300 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $1,004 $84
GMC Yukon 2WD $1,004 $84
GMC Yukon SLE 4WD $1,026 $86
GMC Yukon SLT 2WD $1,026 $86
GMC Yukon 4WD $1,026 $86
GMC Yukon SLT 4WD $1,046 $87
GMC Yukon Denali 2WD $1,066 $89
GMC Yukon Denali 4WD $1,086 $91
GMC Yukon Hybrid 2WD $1,220 $102
GMC Yukon Hybrid 4WD $1,220 $102
GMC Yukon Hybrid Denali 2WD $1,240 $103
GMC Yukon Hybrid Denali 4WD $1,260 $105

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $376 $594 $372 $1,500
2023 GMC Yukon $358 $570 $390 $1,476
2022 GMC Yukon $344 $566 $398 $1,466
2021 GMC Yukon $332 $552 $416 $1,458
2020 GMC Yukon $320 $530 $430 $1,438
2019 GMC Yukon $304 $512 $442 $1,416
2018 GMC Yukon $292 $474 $452 $1,376
2017 GMC Yukon $280 $446 $456 $1,340
2016 GMC Yukon $268 $400 $460 $1,286
2015 GMC Yukon $250 $368 $460 $1,236
2014 GMC Yukon $242 $346 $464 $1,210
2013 GMC Yukon $236 $322 $474 $1,190
2012 GMC Yukon $218 $300 $474 $1,150
2011 GMC Yukon $212 $272 $478 $1,120
2010 GMC Yukon $198 $248 $474 $1,078
2008 GMC Yukon $180 $202 $468 $1,008
2007 GMC Yukon $178 $198 $460 $994
2006 GMC Yukon $176 $188 $452 $974
2005 GMC Yukon $160 $180 $446 $944
2004 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap GMC Yukon Insurance

Saving money on auto insurance takes being a safe and courteous driver, having a good credit score, not filing small claims, and possibly raising deductibles. Compare prices once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below is a brief summary of the data that was touched on above.

  • You may be able to save approximately $120 per year just by quoting online well ahead of the renewal date
  • Consumers who want higher levels of liability will pay an extra $520 per year to raise limits from a minimum limit to the 250/500 level
  • Teenage drivers are expensive to insure, as much as $355 per month if comprehensive and collision insurance is included
  • Drivers that tend to have accidents or serious violations could be charged and average of $1,240 more annually for auto insurance

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,260
20 $2,450
30 $1,102
40 $1,078
50 $988
60 $968

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,184
$500 $1,078
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,078
50/100 $1,367
100/300 $1,500
250/500 $1,847
100 CSL $1,420
300 CSL $1,714
500 CSL $1,928

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $6,010
20 $3,906
30 $2,338
40 $2,314
50 $2,212
60 $2,188

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $57
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $428
Rate after discounts $650

Discounts are estimated and may not be available from every company or in every state.

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