GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive costs an estimated $186, collision costs $226, and liability coverage costs around $474. A policy with only liability insurance costs as low as $522 a year, with a high-risk policy costing around $2,238. Teens pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates broken down by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $634
• Using higher $1,000 deductibles will save approximately $94 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,044
• Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,222
• Higher-risk drivers with serious driving violations could pay up to $2,238 or more
• An auto insurance policy that insures a teenage driver with full coverage can cost as much as $4,152 or more

View Chart as Image

Car insurance prices for a GMC Yukon also have a wide range based on the model year and trim level, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance can be around 41% to 128% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $4,100 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $690 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $280 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know which insurance company is cheapest is to compare prices and see how they stack up. Each insurance company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Finding better rates on auto insurance requires having a decent driving record, having a positive credit history, not filing small claims, and not having any coverage lapses. Compare rates at every other renewal by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a review of the concepts that were presented in the illustrations above.

• Drivers who have several accidents or serious violations may pay on average $1,190 more annually than a driver with a clean driving record
• 16 to 18-year-old drivers have the highest car insurance prices, as much as $346 per month if full coverage is purchased
• Drivers can save approximately $120 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $275 each year
• Drivers can save approximately $120 per year simply by shopping early and online