GMC Yukon Insurance Rates
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UPDATED: May 12, 2023
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Estimated insurance rates for a GMC Yukon are $944 a year for full coverage insurance. Comprehensive costs on average $160, collision costs $180, and liability insurance is $446. A policy with only liability insurance costs around $500 a year, with a high-risk policy costing around $2,020. Teen drivers pay the most at $3,808 a year or more.
Average premium for full coverage: $944
Premium estimates by type of coverage:
Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for different Yukon trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a GMC Yukon go from as low as $500 for the bare minimum liability coverage to a much higher rate of $2,020 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than larger metro areas.
The price range example below illustrates the difference between rural and urban areas on car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $581
- Raising to $1,000 deductibles will save around $78 each year
- The average rate for a 40-year-old good driver with $500 deductibles is $944
- Choosing more expensive low deductibles will increase the cost to $1,090
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,020 or more
- An auto insurance policy for full coverage for a teen driver with full coverage may cost $3,808
Car insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.
An older driver with no driving violations and high deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged upwards of $3,800 a year. View Rates by Age
Where you choose to live also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $620 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,280 on average in Michigan, New York, and Florida.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing high deductibles can reduce prices by up to $230 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $453 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 130% more than average. View High Risk Driver Rates
With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|GMC Yukon SLE 2WD||$888||$74|
|GMC Yukon 2WD||$888||$74|
|GMC Yukon SLE 4WD||$904||$75|
|GMC Yukon SLT 2WD||$904||$75|
|GMC Yukon 4WD||$904||$75|
|GMC Yukon SLT 4WD||$918||$77|
|GMC Yukon Denali 2WD||$934||$78|
|GMC Yukon Denali 4WD||$950||$79|
|GMC Yukon Hybrid 2WD||$1,068||$89|
|GMC Yukon Hybrid 4WD||$1,068||$89|
|GMC Yukon Hybrid Denali 2WD||$1,082||$90|
|GMC Yukon Hybrid Denali 4WD||$1,098||$92|
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 GMC Yukon||$332||$552||$416||$1,458|
|2018 GMC Yukon||$304||$512||$442||$1,416|
|2017 GMC Yukon||$292||$474||$452||$1,376|
|2016 GMC Yukon||$280||$446||$456||$1,340|
|2011 GMC Yukon||$218||$300||$474||$1,150|
|2008 GMC Yukon||$186||$226||$474||$1,044|
|2007 GMC Yukon||$180||$202||$468||$1,008|
|2006 GMC Yukon||$178||$198||$460||$994|
|2005 GMC Yukon||$176||$188||$452||$974|
|2004 GMC Yukon||$160||$180||$446||$944|
|2003 GMC Yukon||$154||$170||$442||$924|
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best GMC Yukon Insurance
Finding better rates on GMC Yukon insurance consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The following list is a brief recap of the data covered above.
- Drivers who require an increased level of liability coverage will pay about $490 annually to raise from 30/60 bodily injury limits to 250/500 limits
- It is possible to save as much as $100 per year simply by shopping early and online
- Increasing policy deductibles can save around $225 each year
- Drivers age 16 to 20 are expensive to insure, with premiums being up to $317 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$55|
|5-yr Claim Free||$58|
|Paid in Full/EFT||$33|
Discounts are estimated and may not be available from every company or in every state.
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