GMC Yukon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 4, 2023

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GMC Yukon XL insurance

The average insurance rates for a GMC Yukon are $924 a year with full coverage. Comprehensive costs on average $154 a year, collision insurance costs $170, and liability insurance costs $442. Liability-only insurance costs as little as $496 a year, and high-risk driver insurance costs around $1,976. 16-year-old drivers cost the most to insure at up to $3,744 a year.

Average premium for full coverage: $924

Policy rates by type of insurance:

Comprehensive $154
Collision $170
Liability $442

Full coverage includes $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Yukon trim levels.

Price Range Variability

Using a middle-aged driver as an example, GMC Yukon insurance rates range from as low as $496 for a discount liability-only rate to a high of $1,976 for high-risk insurance.

Liability Only $496
Full Coverage $924
High Risk $1,976

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities. The diagram below illustrates how where you live affects car insurance rates.

Rural Areas $693
Small Cities $970
Large Cities $1,247

The examples above demonstrate why it is important to compare rates based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average GMC Yukon insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $571
  • Drivers who choose higher $1,000 deductibles will pay around $850 annually
  • The average rate for a good driver age 40 with $500 deductibles is $924
  • Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,064
  • High risk drivers with multiple tickets or accidents could pay upwards of $1,976
  • Policy cost for full coverage for a teen driver may cost $3,744 a year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing GMC Yukon insurance rates range from $571 to $3,744 for full coverage

Auto insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $3,700 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $670 a year in states like New Hampshire, Ohio, and Utah, or at least $1,250 on average in Florida, Michigan, and New York.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $838 -$86 -9.3%
Alaska $710 -$214 -23.2%
Arizona $770 -$154 -16.7%
Arkansas $924 -$0 0.0%
California $1,054 $130 14.1%
Colorado $884 -$40 -4.3%
Connecticut $952 $28 3.0%
Delaware $1,046 $122 13.2%
Florida $1,158 $234 25.3%
Georgia $854 -$70 -7.6%
Hawaii $666 -$258 -27.9%
Idaho $626 -$298 -32.3%
Illinois $690 -$234 -25.3%
Indiana $696 -$228 -24.7%
Iowa $624 -$300 -32.5%
Kansas $880 -$44 -4.8%
Kentucky $1,262 $338 36.6%
Louisiana $1,370 $446 48.3%
Maine $572 -$352 -38.1%
Maryland $764 -$160 -17.3%
Massachusetts $742 -$182 -19.7%
Michigan $1,608 $684 74.0%
Minnesota $774 -$150 -16.2%
Mississippi $1,110 $186 20.1%
Missouri $822 -$102 -11.0%
Montana $996 $72 7.8%
Nebraska $730 -$194 -21.0%
Nevada $1,110 $186 20.1%
New Hampshire $666 -$258 -27.9%
New Jersey $1,034 $110 11.9%
New Mexico $818 -$106 -11.5%
New York $976 $52 5.6%
North Carolina $534 -$390 -42.2%
North Dakota $758 -$166 -18.0%
Ohio $640 -$284 -30.7%
Oklahoma $950 $26 2.8%
Oregon $848 -$76 -8.2%
Pennsylvania $884 -$40 -4.3%
Rhode Island $1,236 $312 33.8%
South Carolina $838 -$86 -9.3%
South Dakota $782 -$142 -15.4%
Tennessee $814 -$110 -11.9%
Texas $1,116 $192 20.8%
Utah $686 -$238 -25.8%
Vermont $634 -$290 -31.4%
Virginia $554 -$370 -40.0%
Washington $718 -$206 -22.3%
West Virginia $848 -$76 -8.2%
Wisconsin $642 -$282 -30.5%
Wyoming $826 -$98 -10.6%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $220 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $450 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,100 to $1,600 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $872 $73
GMC Yukon 2WD $872 $73
GMC Yukon SLE 4WD $888 $74
GMC Yukon SLT 2WD $888 $74
GMC Yukon 4WD $888 $74
GMC Yukon SLT 4WD $902 $75
GMC Yukon Denali 2WD $916 $76
GMC Yukon Denali 4WD $930 $78
GMC Yukon Hybrid 2WD $1,046 $87
GMC Yukon Hybrid 4WD $1,046 $87
GMC Yukon Hybrid Denali 2WD $1,062 $89
GMC Yukon Hybrid Denali 4WD $1,076 $90

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 GMC Yukon $320 $530 $430 $1,438
2018 GMC Yukon $292 $474 $452 $1,376
2017 GMC Yukon $280 $446 $456 $1,340
2016 GMC Yukon $268 $400 $460 $1,286
2011 GMC Yukon $212 $272 $478 $1,120
2008 GMC Yukon $180 $202 $468 $1,008
2007 GMC Yukon $178 $198 $460 $994
2006 GMC Yukon $176 $188 $452 $974
2005 GMC Yukon $160 $180 $446 $944
2004 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance not only requires not taking risks behind the wheel, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop every couple of years by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a summary of the material that was touched on in the above illustrations.

  • Drivers who require higher liability limits will pay around $490 every year to go from a 30/60 limit to 250/500 limits
  • Teens are charged the highest rates, as much as $312 each month if they have full coverage
  • High-risk drivers who have multiple accidents or major violations may be required to pay an average of $1,050 more each year for Yukon insurance
  • Increasing comprehensive and collision deductibles can save around $225 each year

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $3,744
20 $2,102
30 $940
40 $924
50 $850
60 $832

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $1,002
$500 $924
$1,000 $850

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $924
50/100 $1,176
100/300 $1,301
250/500 $1,626
100 CSL $1,226
300 CSL $1,501
500 CSL $1,701

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,254
20 $3,342
30 $1,990
40 $1,976
50 $1,890
60 $1,870

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $57
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $353
Rate after discounts $571

Discounts are estimated and may not be available from every company or in every state.

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