GMC Yukon Insurance Rates
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UPDATED: Apr 10, 2024
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U.S. average insurance prices for a GMC Yukon are $1,078 every 12 months including full coverage. Comprehensive insurance costs an estimated $198, collision insurance costs $248, and liability coverage is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,314 or more. 16-year-old drivers pay the highest rates at up to $4,260 a year.
Average premium for full coverage: $1,078
Price estimates broken down by individual coverage:
Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Yukon models.
Price Range from Low to High
Using a middle-aged driver as an example, GMC Yukon insurance prices range from the cheapest price of $522 for just liability coverage to the much higher price of $2,314 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than congested cities. The example below illustrates how where you live affects insurance prices.
The ranges above highlight why everyone should compare rates quotes for a targeted area and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average GMC Yukon insurance rates for other coverage scenarios.
- The best full coverage rate is $650
- Raising to $1,000 deductibles will save approximately $102 every year
- The average price for the average middle-age driver who has $500 deductibles is $1,078
- Buying pricier low deductibles costs an extra $194 each year
- Unlucky drivers with multiple tickets or accidents could pay up to $2,314
- The price to insure a teenage driver for full coverage can cost as much as $4,260
Insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.
Opting for high physical damage deductibles can reduce prices by up to $300 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $4,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying $1,300 to $1,800 additional each year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost around 42% to 134% more than the average rate. View High Risk Driver Rates
The state you live in also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,540 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$102 | -9.5% |
| Alaska | $826 | -$252 | -23.4% |
| Arizona | $894 | -$184 | -17.1% |
| Arkansas | $1,078 | -$0 | 0.0% |
| California | $1,230 | $152 | 14.1% |
| Colorado | $1,032 | -$46 | -4.3% |
| Connecticut | $1,110 | $32 | 3.0% |
| Delaware | $1,222 | $144 | 13.4% |
| Florida | $1,350 | $272 | 25.2% |
| Georgia | $996 | -$82 | -7.6% |
| Hawaii | $774 | -$304 | -28.2% |
| Idaho | $728 | -$350 | -32.5% |
| Illinois | $804 | -$274 | -25.4% |
| Indiana | $812 | -$266 | -24.7% |
| Iowa | $728 | -$350 | -32.5% |
| Kansas | $1,026 | -$52 | -4.8% |
| Kentucky | $1,472 | $394 | 36.5% |
| Louisiana | $1,596 | $518 | 48.1% |
| Maine | $666 | -$412 | -38.2% |
| Maryland | $890 | -$188 | -17.4% |
| Massachusetts | $862 | -$216 | -20.0% |
| Michigan | $1,874 | $796 | 73.8% |
| Minnesota | $902 | -$176 | -16.3% |
| Mississippi | $1,292 | $214 | 19.9% |
| Missouri | $956 | -$122 | -11.3% |
| Montana | $1,160 | $82 | 7.6% |
| Nebraska | $850 | -$228 | -21.2% |
| Nevada | $1,294 | $216 | 20.0% |
| New Hampshire | $776 | -$302 | -28.0% |
| New Jersey | $1,206 | $128 | 11.9% |
| New Mexico | $956 | -$122 | -11.3% |
| New York | $1,136 | $58 | 5.4% |
| North Carolina | $622 | -$456 | -42.3% |
| North Dakota | $884 | -$194 | -18.0% |
| Ohio | $744 | -$334 | -31.0% |
| Oklahoma | $1,110 | $32 | 3.0% |
| Oregon | $988 | -$90 | -8.3% |
| Pennsylvania | $1,032 | -$46 | -4.3% |
| Rhode Island | $1,438 | $360 | 33.4% |
| South Carolina | $978 | -$100 | -9.3% |
| South Dakota | $912 | -$166 | -15.4% |
| Tennessee | $946 | -$132 | -12.2% |
| Texas | $1,300 | $222 | 20.6% |
| Utah | $798 | -$280 | -26.0% |
| Vermont | $740 | -$338 | -31.4% |
| Virginia | $646 | -$432 | -40.1% |
| Washington | $836 | -$242 | -22.4% |
| West Virginia | $988 | -$90 | -8.3% |
| Wisconsin | $748 | -$330 | -30.6% |
| Wyoming | $962 | -$116 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $1,004 | $84 |
| GMC Yukon 2WD | $1,004 | $84 |
| GMC Yukon SLE 4WD | $1,026 | $86 |
| GMC Yukon SLT 2WD | $1,026 | $86 |
| GMC Yukon 4WD | $1,026 | $86 |
| GMC Yukon SLT 4WD | $1,046 | $87 |
| GMC Yukon Denali 2WD | $1,066 | $89 |
| GMC Yukon Denali 4WD | $1,086 | $91 |
| GMC Yukon Hybrid 2WD | $1,220 | $102 |
| GMC Yukon Hybrid 4WD | $1,220 | $102 |
| GMC Yukon Hybrid Denali 2WD | $1,240 | $103 |
| GMC Yukon Hybrid Denali 4WD | $1,260 | $105 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $376 | $594 | $372 | $1,500 |
| 2023 GMC Yukon | $358 | $570 | $390 | $1,476 |
| 2022 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2021 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2019 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2015 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2014 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2013 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2012 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2010 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2007 GMC Yukon | $178 | $198 | $460 | $994 |
| 2006 GMC Yukon | $176 | $188 | $452 | $974 |
| 2005 GMC Yukon | $160 | $180 | $446 | $944 |
| 2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right GMC Yukon Insurance
Getting lower rates on auto insurance consists of avoiding accidents and violations, having above-average credit, being claim-free, and possibly raising deductibles. Take the time to comparison shop once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The list below is a quick rundown of the data that was touched on in the above illustrations.
- You may be able to save approximately $120 per year just by quoting online well ahead of the renewal date
- Consumers who want higher liability limits will pay around $520 per year to raise from a low limit to a 250/500 level
- Teenagers are expensive to insure, possibly costing $355 a month if full coverage is included
- Drivers with reckless driving or DUI convictions may have to pay on average $1,240 more annually for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,450 |
| 30 | $1,102 |
| 40 | $1,078 |
| 50 | $988 |
| 60 | $968 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,184 |
| $500 | $1,078 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,078 |
| 50/100 | $1,367 |
| 100/300 | $1,500 |
| 250/500 | $1,847 |
| 100 CSL | $1,420 |
| 300 CSL | $1,714 |
| 500 CSL | $1,928 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,010 |
| 20 | $3,906 |
| 30 | $2,338 |
| 40 | $2,314 |
| 50 | $2,212 |
| 60 | $2,188 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $428 |
Discounts are estimated and may not be available from every company or in every state.
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