GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $944 a year for full coverage insurance. Comprehensive costs on average $160, collision costs $180, and liability insurance is $446. A policy with only liability insurance costs around $500 a year, with a high-risk policy costing around $2,020. Teen drivers pay the most at $3,808 a year or more.

Average premium for full coverage: $944

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $581
• Raising to $1,000 deductibles will save around $78 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $944
• Choosing more expensive low deductibles will increase the cost to $1,090
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,020 or more
• An auto insurance policy for full coverage for a teen driver with full coverage may cost $3,808

View Chart as Image

Car insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

An older driver with no driving violations and high deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged upwards of $3,800 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $620 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,280 on average in Michigan, New York, and Florida.

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Choosing high deductibles can reduce prices by up to $230 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $453 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 130% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding better rates on GMC Yukon insurance consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a brief recap of the data covered above.

• Drivers who require an increased level of liability coverage will pay about $490 annually to raise from 30/60 bodily injury limits to 250/500 limits
• It is possible to save as much as $100 per year simply by shopping early and online
• Increasing policy deductibles can save around $225 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $317 per month if full coverage is included