GMC Yukon Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: May 12, 2022

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GMC Yukon XL insurance

Average insurance rates for a GMC Yukon are $974 a year for full coverage. Comprehensive costs on average $176 a year, collision costs $188, and liability insurance costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing around $2,076. Teen drivers receive the highest rates at $3,886 a year or more.

Average premium for full coverage: $974

Rate estimates by individual coverage type:

Comprehensive $176
Collision $188
Liability $452

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Yukon trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $504 for only liability insurance to a high of $2,076 for a high risk driver.

Liability Only $504
Full Coverage $974
High Risk $2,076

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $731
Small Cities $1,023
Large Cities $1,315

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $600
  • Drivers who choose higher $1,000 deductibles will pay around $892 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $974
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,130
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,076 or more
  • The cost for full coverage for a teen driver may cost $3,886 a year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing full coverage GMC Yukon insurance rates range from $600 to $3,886

for a GMC Yukon can also vary considerably based on your driver profile, the trim level of your Yukon, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $3,800 a year. View Rates by Age

Where you live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $640 a year in states like Idaho, Maine, and Iowa, or as much as $1,390 on average in Michigan, Louisiana, and New York.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $880 -$94 -9.7%
Alaska $746 -$228 -23.4%
Arizona $808 -$166 -17.0%
Arkansas $974 -$0 0.0%
California $1,110 $136 14.0%
Colorado $930 -$44 -4.5%
Connecticut $1,002 $28 2.9%
Delaware $1,102 $128 13.1%
Florida $1,218 $244 25.1%
Georgia $898 -$76 -7.8%
Hawaii $700 -$274 -28.1%
Idaho $658 -$316 -32.4%
Illinois $724 -$250 -25.7%
Indiana $732 -$242 -24.8%
Iowa $656 -$318 -32.6%
Kansas $926 -$48 -4.9%
Kentucky $1,328 $354 36.3%
Louisiana $1,442 $468 48.0%
Maine $600 -$374 -38.4%
Maryland $802 -$172 -17.7%
Massachusetts $778 -$196 -20.1%
Michigan $1,692 $718 73.7%
Minnesota $814 -$160 -16.4%
Mississippi $1,166 $192 19.7%
Missouri $864 -$110 -11.3%
Montana $1,044 $70 7.2%
Nebraska $768 -$206 -21.1%
Nevada $1,168 $194 19.9%
New Hampshire $702 -$272 -27.9%
New Jersey $1,088 $114 11.7%
New Mexico $864 -$110 -11.3%
New York $1,024 $50 5.1%
North Carolina $560 -$414 -42.5%
North Dakota $798 -$176 -18.1%
Ohio $672 -$302 -31.0%
Oklahoma $1,000 $26 2.7%
Oregon $890 -$84 -8.6%
Pennsylvania $928 -$46 -4.7%
Rhode Island $1,300 $326 33.5%
South Carolina $880 -$94 -9.7%
South Dakota $822 -$152 -15.6%
Tennessee $854 -$120 -12.3%
Texas $1,174 $200 20.5%
Utah $722 -$252 -25.9%
Vermont $668 -$306 -31.4%
Virginia $582 -$392 -40.2%
Washington $754 -$220 -22.6%
West Virginia $892 -$82 -8.4%
Wisconsin $674 -$300 -30.8%
Wyoming $868 -$106 -10.9%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Choosing high deductibles could save up to $240 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $459 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,100 to $1,600 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 41% to 126% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon 2WD $916 $76
GMC Yukon SLE 2WD $916 $76
GMC Yukon SLE 4WD $932 $78
GMC Yukon SLT 2WD $932 $78
GMC Yukon 4WD $932 $78
GMC Yukon SLT 4WD $946 $79
GMC Yukon Denali 2WD $964 $80
GMC Yukon Denali 4WD $980 $82
GMC Yukon Hybrid 2WD $1,100 $92
GMC Yukon Hybrid 4WD $1,100 $92
GMC Yukon Hybrid Denali 2WD $1,116 $93
GMC Yukon Hybrid Denali 4WD $1,132 $94

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 GMC Yukon $344 $566 $398 $1,466
2018 GMC Yukon $320 $530 $430 $1,438
2017 GMC Yukon $304 $512 $442 $1,416
2016 GMC Yukon $292 $474 $452 $1,376
2011 GMC Yukon $236 $322 $474 $1,190
2008 GMC Yukon $198 $248 $474 $1,078
2007 GMC Yukon $186 $226 $474 $1,044
2006 GMC Yukon $180 $202 $468 $1,008
2005 GMC Yukon $178 $198 $460 $994
2004 GMC Yukon $176 $188 $452 $974
2003 GMC Yukon $160 $180 $446 $944
2002 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper GMC Yukon Insurance

Saving money on GMC Yukon insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $250 each year
  • Drivers can save as much as $110 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $500 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $324 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,100 more each year for insurance

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $3,886
20 $2,202
30 $990
40 $974
50 $892
60 $872

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,130
$250 $1,060
$500 $974
$1,000 $892

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $974
50/100 $1,234
100/300 $1,362
250/500 $1,693
100 CSL $1,285
300 CSL $1,566
500 CSL $1,770

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,464
20 $3,502
30 $2,094
40 $2,076
50 $1,984
60 $1,964

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $126

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $57
5-yr Claim Free $60
Paid in Full/EFT $34
Advance Quote $41
Online Quote $65
Total Discounts $374
Rate after discounts $600

Discounts are estimated and may not be available from every company or in every state.

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