GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,078 a year with full coverage. Comprehensive costs approximately $198 a year, collision costs $248, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,314. Teenage drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates by individual coverage type:

Prices include $500 deductible amounts, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Rural locations tend to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Drivers who choose higher $1,000 deductibles will pay $976 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,078
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,272
• High-risk insureds who are prone to accidents and violations could pay around $2,314 or more
• The cost for full coverage for a teenage driver can cost $4,260 a year

View Chart as Image

Insurance rates for a GMC Yukon can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

Where you live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $300 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy can cost around 42% to 134% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes and see how they stack up. Every company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Saving money on auto insurance not only requires having a good driving record, but also having a good credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around at every other renewal by getting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The next list is a quick rundown of the concepts that were touched on above.

• Drivers with reckless driving or DUI convictions pay on average $1,240 more per year to buy GMC Yukon insurance
• Drivers age 20 and younger are the costliest to insure, with premiums as much as $355 per month including comprehensive and collision insurance
• You may be able to save around $120 per year simply by quoting early and online
• Increasing deductibles can save around $300 each year
• You may be able to save around $120 per year simply by quoting early and online