Land Rover Discovery Insurance Rates

Average auto insurance rates for a Land Rover Discovery are $1,462 annually for full coverage. Comprehensive costs on average $318 a year, collision insurance costs $526, and liability costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $3,158. 16-year-old drivers receive the highest rates at up to $5,460 a year.

Average premium for full coverage: $1,462

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and Discovery trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

These examples show why it is important to compare rates based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Land Rover Discovery insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $844
• Drivers who choose higher $1,000 deductibles will pay around $1,270 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,462
• Buying low $100 deductibles for comprehensive and collision insurance will cost $1,832
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,158
• The cost with full coverage for a teen driver may cost $5,460 a year

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Insurance rates for a Land Rover Discovery can also vary considerably based on the trim level of your Discovery, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,700 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $570 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Land Rover Discovery insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Idaho, Maine, and Iowa, or at least $2,090 on average in Michigan, Louisiana, and New York.

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How to Buy Low Cost Land Rover Discovery Insurance

Saving money on car insurance not only requires being a good driver, but also having a good credit history, eliminating unneeded coverage, and determing if full coverage is necessary. Invest the time to shop around once a year by getting price quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following list is a review of the data that was illustrated above.

• Drivers can save as much as $180 per year just by quoting early and online
• Policyholders who require an increased level of liability coverage will pay around $510 each year to go from a minimum limit to higher 250/500 limits
• Drivers age 16 to 20 pay the highest rates, costing as high as $455 per month including comprehensive and collision insurance
• Higher risk drivers who have several accidents or serious violations may be required to pay an average of $1,700 more each year than a safer driver