GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs approximately $180 each year, collision costs $202, and liability is $468. Liability-only insurance costs around $518 a year, with high-risk driver insurance costing around $2,162. 16-year-old drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Rates are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why all drivers should compare rates quotes using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $616
• Raising to $1,000 deductibles will save $86 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,008
• Buying low deductibles bumps up the cost to $1,174
• Drivers with multiple tickets or accidents could pay around $2,162 or more
• Policy cost that insures a 16-year-old driver can cost $4,034

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $260 annually, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon consists of being a low-risk driver, maintaining a good credit score, being claim-free, and not having any coverage lapses. Comparison shop at least once a year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a quick review of the primary concepts that were covered above.

• It is possible to save around $110 per year simply by quoting online in advance
• Drivers considered higher risk with a DUI or reckless driving violation could be charged and average of $1,150 more per year to insure their Yukon
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Teen drivers have the highest car insurance rates, possibly costing $336 each month if the policy includes full coverage