GMC Yukon Insurance Rates

Average insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive insurance costs around $186 a year, collision costs $226, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,238 or more. Teenage drivers receive the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Rate estimates for individual coverage type:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance rates.

These examples illustrate why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $634
• Choosing higher $1,000 deductibles can save about $950 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,044
• Using low $100 deductibles for comp and collision coverage costs an extra $178 annually
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,238 or more
• The cost to insure a 16-year-old driver can be $4,152 each year

View Chart as Image

Car insurance rates for a GMC Yukon can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles can save as much as $280 annually, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy ranges from 41% to 128% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out your exact price is to get quotes from multiple companies. Each auto insurer uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Yukon Insurance

Saving money on insurance for a GMC Yukon takes avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop every couple of years by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a summary of the material that was touched on in the above illustrations.

• Insureds who may need increased liability limits will pay an extra $520 annually to raise limits from a minimum limit to a 250/500 level
• Drivers under the age of 20 are the costliest to insure, costing up to $346 per month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,190 more every year to insure a GMC Yukon
• Increasing deductibles could save as much as $275 each year