GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,008 every 12 months for full coverage insurance. Comprehensive costs an estimated $180, collision costs $202, and liability insurance costs around $468. Liability-only insurance costs as low as $518 a year, with high-risk driver insurance costing around $2,162. Teenage drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates broken down by type of coverage:

Full coverage includes $500 deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects insurance prices.

These rate differences illustrate why everyone should compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save approximately $86 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,008
• Using pricier low deductibles for physical damage coverage increases the price to $1,174
• Drivers who are prone to accidents and violations could pay up to $2,162 or more
• An auto insurance policy to insure a teen driver for full coverage can cost as much as $4,034 or more

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Insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $260 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $477 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,200 to $1,700 additional annually, depending on your age. GMC Yukon insurance for high-risk drivers can be anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Yukon Insurance

Finding better rates on GMC Yukon insurance requires not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around at least every other year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The following is a summary of the car insurance concepts raised in the charts and tables above.

• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,150 more annually for Yukon insurance
• It is possible to save approximately $110 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $250 each year
• Drivers who want higher liability limits will pay an extra $520 annually to increase from 30/60 bodily injury limits to a 250/500 level