GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,044 annually including full coverage. Comprehensive costs approximately $186, collision costs $226, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,238. Teenage drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how location helps determine auto insurance prices.

The examples above highlight why everyone should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Using higher $1,000 deductibles will save $94 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,044
• Using pricier low deductibles for physical damage coverage will cost $1,222
• Drivers who are prone to accidents and violations could pay around $2,238 or more
• Policy cost with full coverage for a teen driver for full coverage can cost $4,152 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,700 extra every year, depending on your age. GMC Yukon insurance for high-risk drivers can be as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $280 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,490 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Yukon Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates every other policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a recap of the ideas that were covered in the charts and tables above.

• Teenagers are expensive to insure, with premiums being up to $346 each month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents may have to pay on average $1,190 more per year for car insurance
• Increasing comprehensive and collision deductibles could save up to $275 each year
• You may be able to save around $120 per year simply by quoting online well ahead of the renewal date