GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs an estimated $180, collision costs $202, and liability is $468. A liability-only policy costs around $518 a year, with high-risk insurance costing $2,162 or more. 16-year-old drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates the effect of geographic area on insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The best full coverage rate is $616
• Raising to $1,000 deductibles will save approximately $86 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,008
• Buying more expensive low deductibles will cost an additional $166 every year
• At-risk drivers with multiple tickets or accidents could pay up to $2,162 or more
• Policy cost that insures a teen driver with full coverage can cost as much as $4,034

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 132% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,000 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $260 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having a positive credit history, paying for small claims out-of-pocket, and not having any coverage lapses. Comparison shop every couple of years by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a brief recap of the material that was covered in the above illustrations.

• Policyholders who want increased liability limits will pay around $520 per year to raise from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, with premiums being up to $336 each month if full coverage is purchased
• Higher risk drivers who tend to receive serious violations could be charged and average of $1,150 more annually to insure a GMC Yukon
• Increasing comprehensive and collision deductibles can save approximately $250 each year