GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,008 every 12 months for full coverage insurance. Comprehensive costs on average $180, collision costs $202, and liability coverage costs around $468. Liability-only coverage costs as low as $518 a year, with high-risk coverage costing around $2,162. Teenage drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates how where you live affects car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save around $86 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,008
• Using more expensive low deductibles for physical damage coverage increases the price to $1,174
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,162 or more
• An auto insurance policy to insure a teenage driver with full coverage may cost $4,034 or more

View Chart as Image

Insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Yukon.

Using high physical damage deductibles could cut prices by as much as $260 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $477 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance can be around 42% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap GMC Yukon Insurance

Finding better rates on auto insurance requires avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Take the time to comparison shop every couple of years by quoting rates from direct insurance companies, and also from several local insurance agents.

The points below are a quick review of the material that was touched on in the above illustrations.

• Consumers who require increased liability limits will pay an extra $520 annually to increase from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 pay the highest prices, with premiums being up to $336 per month if they have full coverage
• Drivers with a DUI or reckless driving violation pay on average $1,150 more each year to insure a GMC Yukon
• Increasing policy deductibles could save as much as $250 each year