GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage. Comprehensive insurance costs approximately $180 a year, collision insurance costs $202, and liability coverage costs $468. Buying just liability costs as little as $518 a year, and insurance for high-risk drivers costs $2,162 or more. Teen drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance prices.

The examples above show why it is important to compare rates using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $616
• Drivers who choose higher $1,000 deductibles will pay $922 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,008
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $166 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,162
• Policy cost that insures a teenage driver can cost $4,034 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the trim level of your Yukon, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 132% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Iowa, Maine, and Idaho, or as much as $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $260 a year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every time your policy renews by requesting rates from direct carriers, and also from insurance agencies where you live.

The following list is a summary of the information covered in the charts and tables above.

• Drivers can save around $110 per year just by quoting early and online
• Drivers age 16 to 20 are expensive to insure, costing up to $336 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,150 more per year than a safer driver
• Consumers who purchase an increased level of liability coverage will pay about $520 each year to go from a 30/60 limit to the 250/500 level