Volvo S90 Insurance Rates

Average insurance rates for a Volvo S90 are $1,402 a year including full coverage. Comprehensive costs on average $278 a year, collision insurance costs $506, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $3,044. Teen drivers receive the highest rates at up to $5,322 a year.

Average premium for full coverage: $1,402

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and S90 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on car insurance rates.

These examples highlight why it is important to compare prices based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Volvo S90 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $805
• Using higher $1,000 deductibles will save around $1,224 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,402
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,748
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,044
• The cost that insures a teenage driver may cost $5,322 or more

View Chart as Image

Auto insurance rates for a Volvo S90 can also vary considerably based on the trim level of your S90, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 43% to 135% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay upwards of $5,300 a year. View Rates by Age

Where you live has a huge impact on Volvo S90 insurance rates. A driver around age 40 might see rates as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,000 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $530 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheaper Volvo S90 Insurance

Saving money on auto insurance requires being a good driver, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Shop around every time your policy renews by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a condensed summary of the information covered in the above illustrations.

• You may be able to save as much as $170 per year just by quoting early and online
• Drivers age 16 to 20 are charged the highest rates, as much as $444 per month if the policy includes full coverage
• Increasing deductibles can save approximately $525 each year
• Drivers with multiple at-fault accidents could be forced to pay on average $1,640 more each year than a safer driver
• Consumers who require an increased level of liability coverage will pay about $510 per year to increase from a minimum limit to the 250/500 level