Volvo S90 Insurance Rates

Average insurance rates for a Volvo S90 are $1,468 a year for full coverage. Comprehensive insurance costs approximately $290 a year, collision insurance costs $564, and liability coverage costs around $456. A policy with just liability insurance costs as low as $508 a year, and coverage for high-risk drivers costs $3,196 or more. Teenage drivers receive the highest rates at up to $5,546 a year.

Average premium for full coverage: $1,468

Rate estimates by individual coverage type:

Includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and S90 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations tend to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

These examples show why it is important to compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Volvo S90 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $836
• Using higher $1,000 deductibles will save $1,274 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,468
• Using low $100 deductibles for physical damage coverage will cost an additional $378 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $3,196
• The cost that insures a teenage driver can cost $5,546 or more

View Chart as Image

Insurance rates for a Volvo S90 can also vary considerably based on the trim level of your S90, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,800 to $2,400 additional per year, depending on your age. A high-risk auto insurance policy can be around 43% to 137% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,500 a year. View Rates by Age

Where you live has a huge impact on Volvo S90 insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,100 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $580 a year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Volvo S90 Insurance

Saving money on auto insurance requires being a good driver, having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Compare prices every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a recap of the coverage data presented in the illustrations above.

• Drivers can save around $180 per year just by quoting early and online
• Increasing deductibles can save approximately $575 each year
• Drivers age 16 to 20 are the costliest to insure, costing as high as $462 per month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents could be forced to pay on average $1,730 more per year than a safer driver