Volvo S90 Insurance Rates

Average insurance rates for a Volvo S90 are $1,468 a year for full coverage. Comprehensive costs approximately $290 a year, collision insurance costs $564, and liability costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs around $3,196. Teens receive the highest rates at up to $5,546 a year.

Average premium for full coverage: $1,468

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and S90 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations tend to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples show why it is important to compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Volvo S90 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $836
• Using higher $1,000 deductibles will save $1,274 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,468
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,846
• Drivers with serious driving violations could pay around $3,196
• The cost that insures a teen driver can cost $5,546 or more

View Chart as Image

Insurance rates for a Volvo S90 can also vary considerably based on the trim level of your S90, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,800 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 137% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,500 a year. View Rates by Age

Where you live has a huge impact on Volvo S90 insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,100 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $580 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Volvo S90 Insurance

Saving money on car insurance requires being safe and accident-free, having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Compare rates every time your policy renews by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a condensed summary of the information covered in the above illustrations.

• Drivers can save around $180 per year just by quoting early and online
• Youthful drivers are expensive to insure, costing as high as $462 per month if full coverage is included
• Increasing deductibles can save approximately $575 each year
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,730 more per year than a low-risk driver
• Policyholders who purchase more liability protection will pay approximately $500 each year to increase from a minimum limit to the 250/500 level