Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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The average insurance prices for an Acura NSX are $1,884 every 12 months including full coverage. Comprehensive costs on average $434 a year, collision costs $832, and liability insurance costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing around $4,100. Teens cost the most to insure at $6,830 a year or more.

Average premium for full coverage: $1,884

Policy rates by type of insurance:

Comprehensive $434
Collision $832
Liability $460

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and NSX trim levels.

Price Range Variability

For the average driver, Acura NSX insurance rates go from the cheapest price of $510 for minimum levels of liability insurance to a high of $4,100 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts car insurance rates.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

The examples above highlight why it is important to compare rates based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down estimated Acura NSX insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,052
  • Drivers who choose higher $1,000 deductibles will pay around $1,598 every year
  • The average price for a good driver age 40 with $500 deductibles is $1,884
  • Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $2,444
  • High risk drivers with serious driving violations could pay upwards of $4,100 or more
  • Policy cost to insure a teen driver may cost $6,830 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance rates range from $1,052 to $6,830

Insurance rates for an Acura NSX also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your NSX.

Choosing higher comprehensive and collision insurance deductibles could save up to $850 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $6,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $2,200 to $3,000 additional every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 131% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,440 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,690 on average in Michigan, New York, and Louisiana.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every company calculates rates differently, and rates will be varied.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Acura NSX Insurance

Finding cheaper rates on Acura NSX insurance not only requires being a low-risk driver, but also having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Spend time shopping around every time your policy renews by getting rate quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The items below are a quick review of the information touched on above.

  • You may be able to save as much as $240 per year simply by quoting early and online
  • Teen drivers pay higher rates, with premiums being up to $569 each month if full coverage is included
  • Increasing comprehensive and collision deductibles could save as much as $850 each year
  • High-risk drivers with a DUI or reckless driving violation may pay on average $2,220 more each year to insure their NSX
  • Drivers who require more liability coverage will pay approximately $510 per year to go from a 30/60 limit to a 250/500 level

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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