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2018 Acura NSX Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: May 1, 2020

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Average insurance rates for an 2018 Acura NSX are $2,396 a year with full coverage. Comprehensive insurance costs on average $574, collision insurance costs $1,248, and liability insurance costs $416. Buying a liability-only policy costs as little as $474 a year, and high-risk insurance costs $5,252 or more. Teen drivers receive the highest rates at up to $8,460 a year.

Annual premium for full coverage: $2,396

Rate estimates for 2018 Acura NSX Insurance

Comprehensive $574
Collision $1248
Liability $416

Rate data is compiled from all 50 U.S. states and averaged for all 2018 Acura NSX models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $474 for just liability coverage to a much higher rate of $5,252 for high-risk insurance.

Liability Only $474
Full Coverage $2,396
High Risk $5,252

View Chart as Image

2018 Acura NSX insurance rates compared
Column chart showing 2018 Acura NSX insurance prices range from $1298 to $8,460 for full coverage

These differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2018 Acura NSX Insurance

Searching Companies

If you’re looking for lower-priced insurance, are you baffled by the number of insurance coverage providers? Consumers have so many providers available that it can easily become more work than you anticipated to find the best prices.

How to buy insurance online

Many insurance companies such as State Farm and Allstate allow consumers to get insurance quotes on the web. The process doesn’t take much effort because it’s just a matter of typing in your coverage information into the quote form. Once you submit the form, their quoting system pulls your driving and credit reports and returns a price quote based on these and other factors.

This makes comparing rates easy, but the time required to go to each company’s website and repetitively fill out multiple forms gets old quite quickly. Unfortunately, it is important to have as many quotes as possible if you are searching for better insurance pricing.

The smarter way to find better insurance pricing requires only one form to return rates from a bunch of companies at once. It’s a real time-saver, reduces the work, and makes quoting online much more enjoyable. As soon as the form is sent, it is rated and you can choose any one of the resulting price quotes.

If a lower price is quoted, you simply finish the application and purchase coverage. The whole process can be completed in a matter of minutes and may result in a nice savings.

If you want to compare rates using this form now, simply enter your zip code here and fill out the form. If you have your current policy handy, we recommend you duplicate coverages and limits exactly as they are listed on your policy. This helps ensure you will get a price comparison based on identical coverages.

These discounts can lower your car insurance quotes

Insuring your vehicles can cost a lot, but discounts can save money and there are some available that you may not know about. Some of these disounts will be visible when you purchase, but a few need to be specially asked for before being credited.

  • Professional Memberships – Being a member of a qualifying organization is a good way to get lower rates on car insurance.
  • Distant Student – Older children who are enrolled in higher education away from home and won’t have access to an insured vehicle can receive lower rates.
  • Defensive Driver – Passing a course teaching driver safety skills may get you a small discount and easily recoup the cost of the course.
  • Save with More Vehicles Insured – Insuring all your vehicles with the same car insurance company can get a discount on all vehicles.
  • Full Payment Discount – If you can afford to pay the entire bill as opposed to paying monthly you can actually save on your bill.
  • Air Bags and Passive Restraints – Vehicles equipped with air bags or motorized seat belts may earn rate discounts as much as 30%.
  • Driver’s Education for Students – Teen drivers should complete a driver education course if offered at their school.
  • E-sign – Some of the larger companies will give you a small discount for signing up on your computer.
  • New Car Discount – Adding a new car to your policy can save up to 30% since newer vehicles are generally safer.
  • Multi-line Discount – Not all companies offer life insurance, but some may give you a discounted price on car insurance if you buy auto and life insurance together.

Don’t be surprised that many deductions do not apply to the whole policy. Some only apply to specific coverage prices like medical payments or collision. So despite the fact that it appears you would end up receiving a 100% discount, you won’t be that lucky.

Some of the insurance companies that may have these money-saving discounts are:

When comparing rates, check with each company how many discounts you can get. Discounts may not be available in your area. If you would like to view insurers that offer multiple discounts, enter your zip code here.

Different people need different car insurance coverages

When it comes to buying proper insurance coverage, there really is not a best way to insure your cars. Coverage needs to be tailored to your specific needs.

Here are some questions about coverages that can help discover whether you would benefit from an agent’s advice.

  • Does my car insurance cover rental cars?
  • Does coverage extend to my business vehicle?
  • Do I have coverage when making deliveries for my home business?
  • What is the minimum liability in my state?
  • Are split liability limits better than a combined single limit?
  • Can I rent a car in Mexico?
  • When can I cancel my policy?

If you can’t answer these questions, then you may want to think about talking to an agent. If you don’t have a local agent, take a second and enter your zip code.

Insurance coverages 101

Knowing the specifics of your policy can be of help when determining which coverages you need and proper limits and deductibles. The coverage terms in a policy can be ambiguous and nobody wants to actually read their policy.

Medical payments coverage and PIP – Coverage for medical payments and/or PIP kick in for immediate expenses for ambulance fees, dental work, funeral costs, doctor visits and pain medications. They are often used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. They cover not only the driver but also the vehicle occupants and also covers getting struck while a pedestrian. PIP is not an option in every state but can be used in place of medical payments coverage

Collision coverages – Collision coverage will pay to fix damage to your NSX from colliding with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder.

Collision can pay for things like crashing into a building, damaging your car on a curb, colliding with another moving vehicle and crashing into a ditch. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It’s also possible to increase the deductible in order to get cheaper collision rates.

Liability car insurance – This coverage will cover damages or injuries you inflict on other’s property or people. This insurance protects YOU from claims by other people, and doesn’t cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see values of 25/50/25 that means you have a $25,000 limit per person for injuries, a limit of $50,000 in injury protection per accident, and a total limit of $25,000 for damage to vehicles and property. Some companies may use one number which is a combined single limit which provides one coverage limit and claims can be made without the split limit restrictions.

Liability can pay for claims like structural damage, court costs, medical services and bail bonds. The amount of liability coverage you purchase is a personal decision, but buy as large an amount as possible.

Comprehensive coverage – Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims like theft, rock chips in glass, damage from flooding and falling objects. The highest amount you’ll receive from a claim is the ACV or actual cash value, so if the vehicle’s value is low consider dropping full coverage.

Uninsured/Underinsured Motorist coverage – This protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. It can pay for hospital bills for your injuries as well as damage to your Acura NSX.

Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea. Most of the time these coverages are set the same as your liablity limits.

Rates by U.S. City

2018 Acura NSX Insurance Rates by City
City Premium
New York City, NY $3,786
Los Angeles, CA $4,098
Philadelphia, PA $3,200
Jacksonville, FL $3,478
Phoenix, AZ $2,786
Chicago, IL $3,215
Houston, TX $3,757
Seattle, WA $2,336
Columbus, OH $2,004
Indianapolis, IN $2,043

Rates by Driver Age

2018 Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $8,460
20 $5,604
30 $2,546
40 $2,396
50 $2,182
60 $2,146

Full coverage, $500 deductibles

Rates by Deductible

2018 Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $3,210
$250 $2,828
$500 $2,396
$1,000 $1,984

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,396
50/100 $2,479
100/300 $2,583
250/500 $2,854
100 CSL $2,521
300 CSL $2,750
500 CSL $2,916

Full coverage, driver age 40

Rates for High Risk Drivers

2018 Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $12,236
20 $8,940
30 $5,420
40 $5,252
50 $5,006
60 $4,968

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $354

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $134
Multi-vehicle $126
Homeowner $31
5-yr Accident Free $204
5-yr Claim Free $162
Paid in Full/EFT $130
Advance Quote $132
Online Quote $179
Total Discounts $1,098
Rate after discounts $1,298

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2018 Acura NSX Insurance Rates by State
State Premium
Alabama $2,168
Alaska $1,838
Arizona $1,990
Arkansas $2,396
California $2,732
Colorado $2,290
Connecticut $2,464
Delaware $2,712
Florida $2,998
Georgia $2,212
Hawaii $1,720
Idaho $1,624
Illinois $1,786
Indiana $1,808
Iowa $1,620
Kansas $2,280
Kentucky $3,270
Louisiana $3,548
Maine $1,478
Maryland $1,978
Massachusetts $1,918
Michigan $4,164
Minnesota $2,006
Mississippi $2,872
Missouri $2,128
Montana $2,578
Nebraska $1,890
Nevada $2,874
New Hampshire $1,728
New Jersey $2,678
New Mexico $2,122
New York $2,524
North Carolina $1,380
North Dakota $1,962
Ohio $1,656
Oklahoma $2,460
Oregon $2,196
Pennsylvania $2,286
Rhode Island $3,196
South Carolina $2,170
South Dakota $2,024
Tennessee $2,098
Texas $2,890
Utah $1,776
Vermont $1,640
Virginia $1,436
Washington $1,854
West Virginia $2,196
Wisconsin $1,660
Wyoming $2,136

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