Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Estimated insurance rates for an Acura NSX are $1,986 a year including full coverage. Comprehensive insurance costs on average $464, collision costs $904, and liability insurance is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing $4,328 or more. Teen drivers pay the most at $7,160 a year or more.

Average premium for full coverage: $1,986

Premium estimates by type of coverage:

Comprehensive $464
Collision $904
Liability $460

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all NSX models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for an Acura NSX go from the low end price of $510 for a discount liability-only rate to the much higher price of $4,328 for high-risk insurance.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The example below illustrates how your location can change car insurance rates.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These rate differences highlight why everyone should compare rates quotes based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Acura NSX insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $1,102
  • Raising to $1,000 deductibles will save around $310 every year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,986
  • Choosing pricier low deductibles will cost an additional $608 a year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $4,328 or more
  • An auto insurance policy that insures a teen driver for full coverage may cost $7,160

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,102 to $7,160

Insurance prices for an Acura NSX also have a wide range based on the model of your NSX, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $2,400 to $3,200 additional annually, depending on your age. Acura NSX insurance for high-risk drivers is expensive and can cost anywhere from 45% to 135% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,800 every 12 months on average, or $150 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $7,100 a year. View Rates by Age

Where you choose to live also has a big influence on Acura NSX insurance rates. A middle-age driver might find prices as low as $1,520 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,830 on average in Michigan, New York, and Louisiana.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $920 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, and prices will be substantially different.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Acura NSX Insurance

Finding better rates on Acura NSX insurance consists of avoiding accidents and violations, having a good credit score, refrain from filing small claims, and insuring your home and auto with the same company. Shop around every couple of years by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The list below is a brief recap of the material that was illustrated above.

  • Drivers who require higher liability limits will pay about $510 per year to raise from 30/60 bodily injury limits to the 250/500 level
  • Teenagers pay higher prices, with the cost nearing $597 per month if comprehensive and collision insurance is included
  • High-risk drivers who tend to receive serious violations could be forced to pay on average $2,340 more each year for car insurance
  • Increasing policy deductibles can save approximately $925 each year

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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