GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $186, collision insurance costs $226, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,238 or more. Teenage drivers pay the most at up to $4,152 a year.

Average premium for full coverage: $1,044

Premium estimates broken down by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities. The example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences illustrate why everyone should get quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Choosing higher $1,000 deductibles can save approximately $94 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,044
• Using pricier low deductibles for comp and collision coverage costs an extra $178 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,238
• An auto insurance policy to insure a teen driver for full coverage can cost as much as $4,152 each year

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Auto insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $280 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,200 to $1,700 in extra premium annually, depending on your age. GMC Yukon insurance for high-risk drivers ranges as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Yukon Insurance

Finding better rates on car insurance takes avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates at least every other year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a review of the car insurance concepts covered above.

• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,190 more annually for car insurance
• It is possible to save approximately $120 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $275 each year
• Policyholders who want higher liability limits will pay an extra $520 annually to raise limits from 30/60 bodily injury limits to a 250/500 level