GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs approximately $180, collision costs $202, and liability insurance is $468. Buying just liability costs around $518 a year, with insurance for high-risk drivers costing around $2,162. Teenage drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

These estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

The ranges above illustrate why everyone should compare rates quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save $86 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,008
• Using pricier low deductibles bumps up the cost to $1,174
• Higher-risk drivers who are prone to accidents and violations could pay around $2,162 or more
• The price that insures a teen driver for full coverage can cost $4,034

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on the model of your Yukon, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 additional each year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $260 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Getting lower rates on GMC Yukon insurance consists of not taking risks behind the wheel, having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices every year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The following is a brief summary of the coverage data raised in the charts and tables above.

• It is possible to save around $110 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $250 each year
• Teens are the costliest to insure, as much as $336 a month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,150 more per year for Yukon insurance