GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive insurance costs approximately $180, collision costs $202, and liability coverage is estimated at $468. A policy with just liability insurance costs approximately $518 a year, with coverage for high-risk drivers costing $2,162 or more. 16-year-old drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Rate estimates include $500 deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than congested cities.

The example below illustrates the difference location can make on auto insurance prices.

The ranges above illustrate why everyone should get quotes using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $616
• Choosing higher $1,000 deductibles can save $86 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,008
• Buying pricier low deductibles for comp and collision coverage will cost an additional $166 each year
• Drivers with multiple tickets or accidents could pay around $2,162 or more
• The price that insures a teenage driver for full coverage can cost $4,034 each year

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Insurance prices for a GMC Yukon are also quite variable based on the model of your Yukon, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 extra each year, depending on your age. GMC Yukon insurance for high-risk drivers ranges around 42% to 132% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $260 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see how they stack up. Each auto insurer utilizes a different rate formula, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Getting lower rates on auto insurance takes not taking risks behind the wheel, having above-average credit, not filing small claims, and maximizing policy discounts. Comparison shop at least once a year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following is a brief recap of the primary concepts that were touched on in this article.

• It is possible to save around $110 per year simply by quoting online well ahead of the renewal date
• Drivers who tend to receive serious violations could be charged and average of $1,150 more per year for Yukon insurance
• Increasing physical damage deductibles can save approximately $250 each year
• Teens are expensive to insure, as much as $336 a month if full coverage is included