GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year with full coverage. Comprehensive insurance costs around $186 a year, collision costs $226, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,238 or more. Teen drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates for individual coverage:

Prices are based on $500 deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. Areas with sparse population have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance rates.

The ranges above demonstrate why it is important to compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay about $950 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,044
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $178 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,238 or more
• The price for full coverage for a teenage driver can be $4,152 a year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $750 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,410 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $280 a year, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy can cost around 41% to 128% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to get quotes and see how they stack up. Every company uses a different rate calculation, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop every couple of years by quoting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following is a brief review of the material that was touched on in the above illustrations.

• Consumers who may need higher liability limits will pay about $520 every year to go from a low limit to 250/500 limits
• Teens are charged the highest prices, costing up to $346 a month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions pay an average of $1,190 more every year for Yukon insurance
• Increasing physical damage deductibles can save around $275 each year