GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually including full coverage. Comprehensive costs on average $180 each year, collision costs $202, and liability is $468. Buying just liability costs around $518 a year, with insurance for high-risk drivers costing around $2,162. Teen drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than larger metro areas.

The graphic below illustrates the difference location can make on car insurance rates.

The examples above highlight why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $616
• Raising to $1,000 deductibles will save around $86 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,008
• Choosing low deductibles will cost $1,174
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,162 or more
• Policy cost with full coverage for a teen driver may cost $4,034

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $260 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison and see which company has the best rate. Every auto insurance company uses a different rate calculation, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Yukon Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having a good credit history, paying for small claims out-of-pocket, and bundling your home and auto policies. Make time to compare rates at least once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief review of the primary concepts that were touched on in this article.

• You may be able to save as much as $110 per year simply by quoting online in advance
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,150 more each year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $250 each year
• 16 to 18-year-old drivers pay the highest rates, with premiums being up to $336 each month including comprehensive and collision insurance