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2000 Ford F-350 Super Duty Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 3, 2020

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Average insurance rates for a 2000 Ford F-350 Super Duty are $1,094 a year for full coverage. Comprehensive costs around $160 each year, collision costs $180, and liability costs $554. Buying a liability-only policy costs as little as $620 a year, with high-risk insurance costing around $2,334. Teen drivers receive the highest rates at $4,494 a year or more.

Annual premium for full coverage: $1,094

Rate estimates for 2000 Ford F-350 Super Duty Insurance

Comprehensive $160
Collision $180
Liability $554

Rate data is compiled from all 50 U.S. states and averaged for all 2000 Ford F-350 Super Duty models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as low as $620 for just liability insurance to a high rate of $2,334 for high-risk insurance.

Liability Only $620
Full Coverage $1,094
High Risk $2,334

View Chart as Image

2000 Ford F-350 Super Duty insurance rates compared
Column chart showing 2000 Ford F-350 Super Duty insurance prices range from $680 to $4,494 for full coverage

These differences show why all drivers should compare rates for a specific zip code and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2000 Ford F-350 Super Duty Insurance

Searching Companies

Looking for the cheapest car insurance rates for your Ford F-350 Super Duty? Tired of robbing Peter to pay Paul each month for car insurance? You are in the same boat as many other drivers. Many auto insurance companies vie for your insurance dollar, so it can be very hard to choose a insurer and get the definite best rate

If you have insurance now or need a new policy, you can use this information to get lower rates and still get good coverage. Finding the best rates is not rocket science. Vehicle owners just need to understand the proper methods to shop for insurance over the internet.

Cut your premium with discounts

Companies that sell car insurance don’t always list every available discount very clearly, so the following is a list of both the well known and also the lesser-known ways to save on auto insurance. If you’re not getting every credit you deserve, you’re just leaving money on the table.

  • College Student – Youth drivers who attend school more than 100 miles from home and do not have a car can receive lower rates.
  • Pay Upfront and Save – If paying your policy premium upfront rather than paying monthly you could save up to 5%.
  • Federal Employees – Being employed by or retired from a federal job can save as much as 8% for F-350 Super Duty coverage with a few auto insurance companies.
  • No Claims – Good drivers with no accidents pay much less as compared to accident-prone drivers.
  • Save with a New Car – Putting insurance coverage on a new car is cheaper since new cars are generally safer.

Keep in mind that some credits don’t apply to the entire policy premium. Some only apply to individual premiums such as liability, collision or medical payments. Even though it may seem like adding up those discounts means a free policy, you’re out of luck.

Companies that may have these discounts include:

It’s a good idea to ask each company what discounts are available to you. Savings might not be offered in your state.

What is the best insurance coverage?

When choosing proper insurance coverage, there really is no cookie cutter policy. Coverage needs to be tailored to your specific needs and your policy should reflect that. Here are some questions about coverages that might help in determining if your situation would benefit from an agent’s advice.

  • What can I do if my company won’t pay a claim?
  • Can I afford to buy a different vehicle if my 2000 Ford F-350 Super Duty is totaled?
  • Do I have coverage when using my vehicle for my home business?
  • Is my custom paint covered by insurance?
  • Should I buy full coverage?
  • Am I covered when driving someone else’s vehicle?
  • What is high-risk coverage and where do I buy it?
  • Exactly who is provided coverage by my policy?
  • Should I carry comprehensive and collision coverage?

If you don’t know the answers to these questions, then you may want to think about talking to a licensed agent. To find an agent in your area, fill out this quick form or you can also visit this page to select a carrier It is quick, free and can provide invaluable advice.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Can you really save $494 a year?

Drivers can’t ignore all the ads for cheaper car insurance from the likes of GEICO, State Farm and Progressive. They all say the same thing that you’ll save big if you move your coverage to them.

How do they all say the same thing? This is how they do it.

All companies have a preferred profile for the right customer they prefer to insure. For example, a driver they prefer could possibly be between the ages of 40 and 55, has no tickets, and drives newer vehicles. Any new insured who fits that profile will qualify for the lowest rates and as a result will probably save when they switch companies.

Drivers who don’t measure up to the requirements will be charged higher premiums which usually ends up with business not being written. Company advertisements say “drivers who switch” but not “drivers who get quotes” save that much. That’s the way insurance companies can confidently make those claims. That is why it is so important to quote coverage with many companies. It’s not possible to predict which insurance companies will provide you with the cheapest Ford F-350 Super Duty insurance rates.

What insurance coverages do you need?

Understanding the coverages of your insurance policy can be of help when determining the best coverages at the best deductibles and correct limits. The terms used in a policy can be difficult to understand and reading a policy is terribly boring. Shown next are the normal coverages available from insurance companies.

Collision insurance

Collision coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder.

Collision insurance covers claims like colliding with a tree, damaging your car on a curb, crashing into a building and crashing into a ditch. Paying for collision coverage can be pricey, so you might think about dropping it from lower value vehicles. You can also bump up the deductible to get cheaper collision coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage gives you protection from other drivers when they either have no liability insurance or not enough. It can pay for injuries sustained by your vehicle’s occupants and also any damage incurred to your Ford F-350 Super Duty.

Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Auto liability insurance

Liability coverage provides protection from injuries or damage you cause to a person or their property in an accident. This insurance protects YOU from claims by other people, and does not provide coverage for damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have policy limits of 100/300/100 which stand for a $100,000 limit per person for injuries, a limit of $300,000 in injury protection per accident, and a limit of $100,000 paid for damaged property.

Liability insurance covers claims such as legal defense fees, repair costs for stationary objects and funeral expenses. How much coverage you buy is a decision to put some thought into, but it’s cheap coverage so purchase higher limits if possible.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP provide coverage for expenses like prosthetic devices, nursing services, pain medications, EMT expenses and surgery. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. They cover not only the driver but also the vehicle occupants in addition to getting struck while a pedestrian. PIP is not an option in every state and gives slightly broader coverage than med pay

Comprehensive auto coverage

This coverage covers damage that is not covered by collision coverage. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims like damage from a tornado or hurricane, a broken windshield and hail damage. The most you’ll receive from a claim is the ACV or actual cash value, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

Quote more, save more

You just learned many ideas to lower your 2000 Ford F-350 Super Duty insurance rates. The key concept to understand is the more rate comparisons you have, the more likely it is that you will get a better rate. You may even discover the lowest rates come from some of the smallest insurance companies. Regional companies often have lower prices on specific markets as compared to the big name companies such as Allstate or State Farm.

As you prepare to switch companies, do not buy lower coverage limits just to save a few bucks. There are too many instances where an insured cut physical damage coverage and discovered at claim time they didn’t have enough coverage. Your goal should be to buy a smart amount of coverage at the best price, not the least amount of coverage.

Additional detailed information can be read by following these links:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2000 Ford F-350 Super Duty Insurance Rates by City
City Premium
New York City, NY $1,719
Los Angeles, CA $1,863
Philadelphia, PA $1,456
Jacksonville, FL $1,582
Phoenix, AZ $1,263
Chicago, IL $1,465
Houston, TX $1,711
Seattle, WA $1,061
Columbus, OH $912
Indianapolis, IN $929

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2000 Ford F-350 Super Duty Insurance Rates by Driver Age
Driver Age Premium
16 $4,494
20 $2,488
30 $1,098
40 $1,094
50 $1,004
60 $980

Full coverage, $500 deductibles

Rates by Deductible

2000 Ford F-350 Super Duty Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,240
$250 $1,174
$500 $1,094
$1,000 $1,016

Full coverage, driver age 40

Rates by Liability Limit

Ford F-350 Super Duty Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,094
50/100 $1,205
100/300 $1,343
250/500 $1,703
100 CSL $1,260
300 CSL $1,565
500 CSL $1,787

Full coverage, driver age 40

Rates for High Risk Drivers

2000 Ford F-350 Super Duty Insurance Rates for High Risk Drivers
Age Premium
16 $6,302
20 $3,958
30 $2,344
40 $2,334
50 $2,236
60 $2,210

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $142

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $59
Homeowner $20
5-yr Accident Free $61
5-yr Claim Free $67
Paid in Full/EFT $36
Advance Quote $45
Online Quote $72
Total Discounts $414
Rate after discounts $680

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2000 Ford F-350 Super Duty Insurance Rates by State
State Premium
Alabama $986
Alaska $836
Arizona $902
Arkansas $1,094
California $1,242
Colorado $1,044
Connecticut $1,120
Delaware $1,236
Florida $1,364
Georgia $1,006
Hawaii $784
Idaho $740
Illinois $814
Indiana $822
Iowa $740
Kansas $1,036
Kentucky $1,486
Louisiana $1,616
Maine $674
Maryland $900
Massachusetts $872
Michigan $1,894
Minnesota $912
Mississippi $1,306
Missouri $968
Montana $1,172
Nebraska $860
Nevada $1,310
New Hampshire $786
New Jersey $1,220
New Mexico $966
New York $1,146
North Carolina $628
North Dakota $894
Ohio $754
Oklahoma $1,120
Oregon $998
Pennsylvania $1,040
Rhode Island $1,458
South Carolina $988
South Dakota $922
Tennessee $954
Texas $1,316
Utah $808
Vermont $746
Virginia $654
Washington $842
West Virginia $1,000
Wisconsin $754
Wyoming $972

Free Auto Insurance Comparison

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