GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive costs approximately $186 a year, collision insurance costs $226, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,238. Teens pay the highest rates at up to $4,152 a year.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above illustrate why it is important to compare prices using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $634
• Using higher $1,000 deductibles will save $950 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,044
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,222
• Drivers with serious driving violations could pay around $2,238
• The price that insures a teen driver can cost $4,152 or more

View Chart as Image

Auto insurance prices for a GMC Yukon are also quite variable based on the trim level of your Yukon, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 in extra premium each year, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,100 a year. View Rates by Age

The state you live in has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $280 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Yukon Insurance

Getting lower rates on GMC Yukon insurance requires having a decent driving record, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare rates every year by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a quick review of the coverage data covered above.

• It is possible to save around $120 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $275 each year
• 16 to 18-year-old drivers have the highest car insurance prices, as much as $346 a month if the policy includes full coverage
• High-risk drivers with a DUI or reckless driving violation could be charged and average of $1,190 more per year than a driver with a clean driving record