GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs on average $180, collision insurance costs $202, and liability insurance is estimated at $468. A liability-only policy costs approximately $518 a year, and high-risk insurance costs $2,162 or more. Teens pay the most at up to $4,034 a year.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Rate estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location helps determine car insurance rates.

These rate differences highlight why everyone should get quotes based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average GMC Yukon insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save around $86 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,008
• Selecting pricier low deductibles for comp and collision coverage will cost an additional $166 a year
• High-risk insureds with serious driving violations could pay upwards of $2,162
• An auto insurance policy that insures a teen driver for full coverage may cost $4,034 each year

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on the model of your Yukon, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. GMC Yukon insurance for high-risk drivers ranges anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $477 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding better rates on GMC Yukon insurance takes having a good driving record, maintaining a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Compare rates every couple of years by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The next list is a brief recap of the material that was covered in the charts and tables above.

• Drivers who require increased levels of liability coverage will pay approximately $520 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Drivers age 20 and younger are charged the highest prices, with the cost nearing $336 per month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,150 more each year to buy GMC Yukon insurance
• Increasing policy deductibles can save approximately $250 each year