GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive costs approximately $186 a year, collision costs $226, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing around $2,238. Teens receive the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Rate estimates by individual coverage type:

Includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples highlight why it is important to get quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $634
• Choosing higher $1,000 deductibles can save $950 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,044
• Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,222
• Unlucky drivers with serious driving violations could pay around $2,238 or more
• The cost for full coverage for a teen driver can cost $4,152 each year

View Chart as Image

Insurance rates for a GMC Yukon can also vary considerably based on your driver profile, the model of your Yukon, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,490 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $280 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $480 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 41% to 128% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Each auto insurer calculates rates differently, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Yukon Insurance

Saving money on car insurance takes being a safe and courteous driver, maintaining good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates once a year by requesting rates from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

Below is a recap of the data that was covered in the above illustrations.

• You may be able to save around $120 per year simply by quoting early and online
• Policyholders who purchase higher levels of liability will pay approximately $520 per year to raise limits from a minimum limit to 250/500 limits
• Teenage drivers are expensive to insure, as much as $346 per month for full coverage
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,190 more per year for auto insurance