GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $186, collision insurance costs $226, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,238 or more. Teenage drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Includes $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Using higher $1,000 deductibles will save $94 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,044
• Using more expensive low deductibles for physical damage coverage costs an extra $178 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,238
• Policy cost to insure a 16-year-old driver with full coverage can cost $4,152 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your risk profile, and the model of your Yukon.

Using high physical damage deductibles could cut rates by as much as $280 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can be from 41% to 128% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon requires avoiding accidents and claims, having good credit, being claim-free, and possibly raising deductibles. Set aside time to compare rates every couple of years by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The points below are a recap of the material that was covered above.

• Insureds who purchase increased liability limits will pay an extra $520 annually to increase from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 are expensive to insure, possibly costing $346 each month if they have full coverage
• Drivers considered higher risk that have major violations or accidents may have to pay on average $1,190 more per year to insure a GMC Yukon
• Increasing comprehensive and collision deductibles could save as much as $275 each year