GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive insurance costs approximately $180 a year, collision costs $202, and liability coverage is $468. Liability-only insurance costs around $518 a year, with high-risk driver insurance costing $2,162 or more. Teenage drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save $922 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,008
• Using low $100 deductibles will cost an extra $166 each year
• Unlucky drivers who are prone to accidents and violations could pay around $2,162 or more
• The price for full coverage for a teenage driver can cost $4,034

View Chart as Image

Car insurance prices for a GMC Yukon are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $4,000 a year. View Rates by Age

The state you live in also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $730 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $260 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $477 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 132% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Set aside time to shop around at every other renewal by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a brief recap of the concepts that were raised in the charts and tables above.

• Drivers who tend to receive serious violations pay on average $1,150 more per year for car insurance
• Teenagers pay the highest auto insurance prices, costing up to $336 a month if full coverage is included
• You may be able to save around $110 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $250 each year
• You may be able to save around $110 per year simply by quoting early and online