GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months with full coverage. Comprehensive insurance costs an estimated $186, collision insurance costs $226, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,238 or more. Teenage drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than densely populated cities. The example below illustrates how rural and urban location affects insurance prices.

The examples above demonstrate why everyone should compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $94 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,044
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $178 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,238
• Policy cost to insure a teen driver for full coverage can cost as much as $4,152 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Using high physical damage deductibles could save up to $280 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers can cost as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,410 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Yukon Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around once a year by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a brief summary of the data that was raised in the charts and tables above.

• You may be able to save approximately $120 per year just by quoting online well ahead of the renewal date
• Policyholders who want increased liability limits will pay an extra $520 every year to go from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 are expensive to insure, as much as $346 each month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,190 more annually to insure a GMC Yukon