Jaguar XKR Insurance Rates

Estimated insurance rates for a Jaguar XKR are $2,092 a year for full coverage. Comprehensive costs on average $500, collision costs $1,062, and liability is $372. A liability-only policy costs around $438 a year, with high-risk insurance costing around $4,568. Teen drivers pay the most at $7,410 a year or more.

Average premium for full coverage: $2,092

Premium estimates by type of coverage:

Rates are based on $500 physical damage insurance deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different XKR trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates how location impacts car insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Jaguar XKR insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $1,145
• Raising to $1,000 deductibles will save around $354 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $2,092
• Choosing more expensive low deductibles will increase the cost to $2,784
• Drivers with multiple violations and an at-fault accident could pay upwards of $4,568 or more
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage may cost $7,410

View Chart as Image

Auto insurance prices for a Jaguar XKR also have a wide range based on your driving characteristics, the trim level of your XKR, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as low as $1,900 every 12 months on average, or $158 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $7,400 a year. View Rates by Age

Where you choose to live also has a big influence on Jaguar XKR insurance prices. A middle-age driver might find prices as low as $1,380 a year in states like Idaho, Maine, and Iowa, or as much as $2,980 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $1,050 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $2,500 to $3,300 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost from 45% to 134% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know exactly what you will pay is to compare prices from multiple companies. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jaguar XKR Insurance

Finding better rates on insurance for a Jaguar XKR consists of being a low-risk driver, having good credit, not filing small claims, and taking advantage of discounts. Spend time shopping around every couple of years by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The items below are a quick review of the material that was touched on above.

• Insureds who require more liability coverage will pay about $410 each year to raise from 30/60 bodily injury limits to 250/500 limits
• Teen drivers are charged the highest prices, as much as $618 per month if they have full coverage
• Drivers considered higher risk with a DUI or reckless driving violation will pay on average $2,480 more each year to insure their XKR
• Increasing policy deductibles can save around $1,050 each year