Jaguar XKR Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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Average auto insurance rates for a Jaguar XKR are $2,092 annually including full coverage. Comprehensive costs an estimated $500, collision costs $1,062, and liability is estimated at $372. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing around $4,568. 16-year-old drivers receive the highest rates at $7,410 a year or more.
Average premium for full coverage: $2,092
Rate estimates broken down by individual coverage type:
Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all XKR models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from as cheap as $438 for just the minimum liability insurance to the much higher price of $4,568 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city can make a big difference on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than congested cities.
The example below illustrates how location helps determine insurance prices.
These examples highlight why everyone should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Jaguar XKR insurance rates for other coverage scenarios.
- The best full coverage rate is $1,145
- Choosing higher $1,000 deductibles can save approximately $354 every year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $2,092
- Buying pricier low deductibles for comp and collision coverage will cost $2,784
- Higher-risk drivers with multiple tickets or accidents could pay up to $4,568 or more
- The cost with full coverage for a 16-year-old driver for full coverage can cost as much as $7,410 each year
Auto insurance rates for a Jaguar XKR can also vary considerably based on the trim level of your XKR, your driving characteristics, and liability limits and deductibles.
A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,900 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay at least $7,400 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying $2,500 to $3,300 in extra premium per year, depending on your age. Jaguar XKR insurance for high-risk drivers ranges from 45% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $1,050 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Jaguar XKR insurance prices. A good driver about age 40 could pay as low as $1,600 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,980 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,892 | -$200 | -9.6% |
| Alaska | $1,604 | -$488 | -23.3% |
| Arizona | $1,734 | -$358 | -17.1% |
| Arkansas | $2,092 | -$0 | 0.0% |
| California | $2,384 | $292 | 14.0% |
| Colorado | $2,000 | -$92 | -4.4% |
| Connecticut | $2,150 | $58 | 2.8% |
| Delaware | $2,368 | $276 | 13.2% |
| Florida | $2,616 | $524 | 25.0% |
| Georgia | $1,932 | -$160 | -7.6% |
| Hawaii | $1,502 | -$590 | -28.2% |
| Idaho | $1,414 | -$678 | -32.4% |
| Illinois | $1,560 | -$532 | -25.4% |
| Indiana | $1,574 | -$518 | -24.8% |
| Iowa | $1,412 | -$680 | -32.5% |
| Kansas | $1,988 | -$104 | -5.0% |
| Kentucky | $2,854 | $762 | 36.4% |
| Louisiana | $3,098 | $1,006 | 48.1% |
| Maine | $1,290 | -$802 | -38.3% |
| Maryland | $1,726 | -$366 | -17.5% |
| Massachusetts | $1,674 | -$418 | -20.0% |
| Michigan | $3,634 | $1,542 | 73.7% |
| Minnesota | $1,750 | -$342 | -16.3% |
| Mississippi | $2,506 | $414 | 19.8% |
| Missouri | $1,856 | -$236 | -11.3% |
| Montana | $2,246 | $154 | 7.4% |
| Nebraska | $1,650 | -$442 | -21.1% |
| Nevada | $2,508 | $416 | 19.9% |
| New Hampshire | $1,506 | -$586 | -28.0% |
| New Jersey | $2,338 | $246 | 11.8% |
| New Mexico | $1,852 | -$240 | -11.5% |
| New York | $2,204 | $112 | 5.4% |
| North Carolina | $1,204 | -$888 | -42.4% |
| North Dakota | $1,710 | -$382 | -18.3% |
| Ohio | $1,442 | -$650 | -31.1% |
| Oklahoma | $2,148 | $56 | 2.7% |
| Oregon | $1,916 | -$176 | -8.4% |
| Pennsylvania | $1,996 | -$96 | -4.6% |
| Rhode Island | $2,790 | $698 | 33.4% |
| South Carolina | $1,896 | -$196 | -9.4% |
| South Dakota | $1,766 | -$326 | -15.6% |
| Tennessee | $1,832 | -$260 | -12.4% |
| Texas | $2,520 | $428 | 20.5% |
| Utah | $1,550 | -$542 | -25.9% |
| Vermont | $1,432 | -$660 | -31.5% |
| Virginia | $1,254 | -$838 | -40.1% |
| Washington | $1,618 | -$474 | -22.7% |
| West Virginia | $1,918 | -$174 | -8.3% |
| Wisconsin | $1,448 | -$644 | -30.8% |
| Wyoming | $1,862 | -$230 | -11.0% |
With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from multiple companies. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XKR 2-Dr Convertible | $1,968 | $164 |
| Jaguar XKR 2-Dr Coupe | $2,106 | $176 |
Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|
Rates are averaged for all Jaguar XKR models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Jaguar XKR Insurance
Saving money on insurance for a Jaguar XKR takes being safe and accident-free, having above-average credit, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates at every other renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
Below you'll find a condensed summary of the concepts that were covered in the charts and tables above.
- Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $2,480 more annually than a low-risk driver
- Youthful drivers are the costliest to insure, as much as $618 per month if full coverage is included
- You may be able to save approximately $270 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $1,050 each year
- You may be able to save approximately $270 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,410 |
| 20 | $4,882 |
| 30 | $2,220 |
| 40 | $2,092 |
| 50 | $1,904 |
| 60 | $1,870 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,784 |
| $250 | $2,460 |
| $500 | $2,092 |
| $1,000 | $1,738 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,092 |
| 50/100 | $2,180 |
| 100/300 | $2,273 |
| 250/500 | $2,515 |
| 100 CSL | $2,218 |
| 300 CSL | $2,422 |
| 500 CSL | $2,571 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,694 |
| 20 | $7,772 |
| 30 | $4,708 |
| 40 | $4,568 |
| 50 | $4,354 |
| 60 | $4,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $116 |
| Multi-vehicle | $109 |
| Homeowner | $27 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $111 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $947 |
Discounts are estimated and may not be available from every company or in every state.
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