Jaguar XKR Insurance Rates
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Michelle Robbins
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Estimated auto insurance rates for a Jaguar XKR are $2,092 annually including full coverage. Comprehensive insurance costs around $500, collision insurance costs $1,062, and liability coverage is $372. Liability-only insurance costs around $438 a year, and high-risk driver insurance costs $4,568 or more. Teens pay the most at up to $7,410 a year.
Average premium for full coverage: $2,092
Premium estimates for type of coverage:
Prices are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all XKR models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Jaguar XKR range from as cheap as $438 for the bare minimum liability coverage to the much higher price of $4,568 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location helps determine auto insurance rates.
These rate differences highlight why everyone should compare rates quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Jaguar XKR insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $1,145
- Raising to $1,000 deductibles will save about $354 every year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $2,092
- Selecting pricier low deductibles costs an additional $692 each year
- Unlucky drivers with serious driving violations could pay at least $4,568
- An auto insurance policy with full coverage for a teenage driver for full coverage can be $7,410
Insurance prices for a Jaguar XKR also have a wide range based on the model of your XKR, your driving characteristics, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,900 every 12 months on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $7,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at least $2,500 to $3,300 additional annually, depending on your age. Jaguar XKR insurance for high-risk drivers is expensive and can cost around 45% to 134% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $1,050 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Jaguar XKR insurance rates. A middle-age driver might find prices as low as $1,600 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,980 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,892 | -$200 | -9.6% |
| Alaska | $1,604 | -$488 | -23.3% |
| Arizona | $1,734 | -$358 | -17.1% |
| Arkansas | $2,092 | -$0 | 0.0% |
| California | $2,384 | $292 | 14.0% |
| Colorado | $2,000 | -$92 | -4.4% |
| Connecticut | $2,150 | $58 | 2.8% |
| Delaware | $2,368 | $276 | 13.2% |
| Florida | $2,616 | $524 | 25.0% |
| Georgia | $1,932 | -$160 | -7.6% |
| Hawaii | $1,502 | -$590 | -28.2% |
| Idaho | $1,414 | -$678 | -32.4% |
| Illinois | $1,560 | -$532 | -25.4% |
| Indiana | $1,574 | -$518 | -24.8% |
| Iowa | $1,412 | -$680 | -32.5% |
| Kansas | $1,988 | -$104 | -5.0% |
| Kentucky | $2,854 | $762 | 36.4% |
| Louisiana | $3,098 | $1,006 | 48.1% |
| Maine | $1,290 | -$802 | -38.3% |
| Maryland | $1,726 | -$366 | -17.5% |
| Massachusetts | $1,674 | -$418 | -20.0% |
| Michigan | $3,634 | $1,542 | 73.7% |
| Minnesota | $1,750 | -$342 | -16.3% |
| Mississippi | $2,506 | $414 | 19.8% |
| Missouri | $1,856 | -$236 | -11.3% |
| Montana | $2,246 | $154 | 7.4% |
| Nebraska | $1,650 | -$442 | -21.1% |
| Nevada | $2,508 | $416 | 19.9% |
| New Hampshire | $1,506 | -$586 | -28.0% |
| New Jersey | $2,338 | $246 | 11.8% |
| New Mexico | $1,852 | -$240 | -11.5% |
| New York | $2,204 | $112 | 5.4% |
| North Carolina | $1,204 | -$888 | -42.4% |
| North Dakota | $1,710 | -$382 | -18.3% |
| Ohio | $1,442 | -$650 | -31.1% |
| Oklahoma | $2,148 | $56 | 2.7% |
| Oregon | $1,916 | -$176 | -8.4% |
| Pennsylvania | $1,996 | -$96 | -4.6% |
| Rhode Island | $2,790 | $698 | 33.4% |
| South Carolina | $1,896 | -$196 | -9.4% |
| South Dakota | $1,766 | -$326 | -15.6% |
| Tennessee | $1,832 | -$260 | -12.4% |
| Texas | $2,520 | $428 | 20.5% |
| Utah | $1,550 | -$542 | -25.9% |
| Vermont | $1,432 | -$660 | -31.5% |
| Virginia | $1,254 | -$838 | -40.1% |
| Washington | $1,618 | -$474 | -22.7% |
| West Virginia | $1,918 | -$174 | -8.3% |
| Wisconsin | $1,448 | -$644 | -30.8% |
| Wyoming | $1,862 | -$230 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XKR 2-Dr Convertible | $1,968 | $164 |
| Jaguar XKR 2-Dr Coupe | $2,106 | $176 |
Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|
Rates are averaged for all Jaguar XKR models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Jaguar XKR Insurance
Finding better rates on auto insurance consists of having a good driving record, having good credit, refrain from filing small claims, and deciding if full coverage is necessary. Invest time comparing rates at every other renewal by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The next list is a brief review of the concepts that were covered in the charts and tables above.
- Drivers with DUI or reckless driving convictions may pay on average $2,480 more every year to buy Jaguar XKR insurance
- Drivers age 20 and younger are charged the highest prices, with the cost nearing $618 per month if they have full coverage
- You may be able to save up to $270 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $1,050 each year
- You may be able to save up to $270 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,410 |
| 20 | $4,882 |
| 30 | $2,220 |
| 40 | $2,092 |
| 50 | $1,904 |
| 60 | $1,870 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,784 |
| $250 | $2,460 |
| $500 | $2,092 |
| $1,000 | $1,738 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,092 |
| 50/100 | $2,180 |
| 100/300 | $2,273 |
| 250/500 | $2,515 |
| 100 CSL | $2,218 |
| 300 CSL | $2,422 |
| 500 CSL | $2,571 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,694 |
| 20 | $7,772 |
| 30 | $4,708 |
| 40 | $4,568 |
| 50 | $4,354 |
| 60 | $4,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $116 |
| Multi-vehicle | $109 |
| Homeowner | $27 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $111 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $947 |
Discounts are estimated and may not be available from every company or in every state.
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