Jaguar XKR Insurance Rates
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Michelle Robbins
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Estimated insurance rates for a Jaguar XKR are $2,092 a year for full coverage insurance. Comprehensive costs around $500 each year, collision insurance costs $1,062, and liability coverage costs $372. A policy with only liability insurance costs as little as $438 a year, and a high-risk policy costs around $4,568. Teenage drivers pay the most at up to $7,410 a year.
Average premium for full coverage: $2,092
Premium estimates for type of coverage:
Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and XKR models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Jaguar XKR range from the low end price of $438 for just liability coverage to a high rate of $4,568 for a high-risk insurance policy.
Insurance Price Range by Location
Your location has a large influence on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance rates.
These rate differences illustrate why all drivers should compare rates for a specific zip code, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Jaguar XKR insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,145
- Drivers who choose higher $1,000 deductibles will pay about $354 each year
- The estimated price for a 40-year-old good driver using $500 deductibles is $2,092
- Using low deductibles for comprehensive and collision insurance bumps up the cost to $2,784
- High-risk insureds who are prone to accidents and violations could pay at least $4,568
- An auto insurance policy that insures a teenage driver can be $7,410 a year
Car insurance prices for a Jaguar XKR also have a wide range based on the trim level and model year, your age and driving record, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are probably paying at least $2,500 to $3,300 extra annually, depending on your age. Insurance for high-risk drivers can cost around 45% to 134% more than a normal policy. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,900 per year on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $7,400 a year. View Rates by Age
Where you choose to live makes a big difference in Jaguar XKR insurance rates. A 40-year-old driver could pay as low as $1,370 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,820 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,892 | -$200 | -9.6% |
| Alaska | $1,604 | -$488 | -23.3% |
| Arizona | $1,734 | -$358 | -17.1% |
| Arkansas | $2,092 | -$0 | 0.0% |
| California | $2,384 | $292 | 14.0% |
| Colorado | $2,000 | -$92 | -4.4% |
| Connecticut | $2,150 | $58 | 2.8% |
| Delaware | $2,368 | $276 | 13.2% |
| Florida | $2,616 | $524 | 25.0% |
| Georgia | $1,932 | -$160 | -7.6% |
| Hawaii | $1,502 | -$590 | -28.2% |
| Idaho | $1,414 | -$678 | -32.4% |
| Illinois | $1,560 | -$532 | -25.4% |
| Indiana | $1,574 | -$518 | -24.8% |
| Iowa | $1,412 | -$680 | -32.5% |
| Kansas | $1,988 | -$104 | -5.0% |
| Kentucky | $2,854 | $762 | 36.4% |
| Louisiana | $3,098 | $1,006 | 48.1% |
| Maine | $1,290 | -$802 | -38.3% |
| Maryland | $1,726 | -$366 | -17.5% |
| Massachusetts | $1,674 | -$418 | -20.0% |
| Michigan | $3,634 | $1,542 | 73.7% |
| Minnesota | $1,750 | -$342 | -16.3% |
| Mississippi | $2,506 | $414 | 19.8% |
| Missouri | $1,856 | -$236 | -11.3% |
| Montana | $2,246 | $154 | 7.4% |
| Nebraska | $1,650 | -$442 | -21.1% |
| Nevada | $2,508 | $416 | 19.9% |
| New Hampshire | $1,506 | -$586 | -28.0% |
| New Jersey | $2,338 | $246 | 11.8% |
| New Mexico | $1,852 | -$240 | -11.5% |
| New York | $2,204 | $112 | 5.4% |
| North Carolina | $1,204 | -$888 | -42.4% |
| North Dakota | $1,710 | -$382 | -18.3% |
| Ohio | $1,442 | -$650 | -31.1% |
| Oklahoma | $2,148 | $56 | 2.7% |
| Oregon | $1,916 | -$176 | -8.4% |
| Pennsylvania | $1,996 | -$96 | -4.6% |
| Rhode Island | $2,790 | $698 | 33.4% |
| South Carolina | $1,896 | -$196 | -9.4% |
| South Dakota | $1,766 | -$326 | -15.6% |
| Tennessee | $1,832 | -$260 | -12.4% |
| Texas | $2,520 | $428 | 20.5% |
| Utah | $1,550 | -$542 | -25.9% |
| Vermont | $1,432 | -$660 | -31.5% |
| Virginia | $1,254 | -$838 | -40.1% |
| Washington | $1,618 | -$474 | -22.7% |
| West Virginia | $1,918 | -$174 | -8.3% |
| Wisconsin | $1,448 | -$644 | -30.8% |
| Wyoming | $1,862 | -$230 | -11.0% |
Using high physical damage deductibles could save up to $1,050 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XKR 2-Dr Convertible | $1,968 | $164 |
| Jaguar XKR 2-Dr Coupe | $2,106 | $176 |
Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|
Rates are averaged for all Jaguar XKR models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Jaguar XKR Insurance
Finding better rates on auto insurance not only requires having a decent driving record, but also having a positive credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare prices at least every other year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.
The following items are a condensed summary of the car insurance concepts touched on in this article.
- Drivers with multiple at-fault accidents could be forced to pay on average $2,480 more every year than a driver with a clean driving record
- It is possible to save up to $270 per year just by quoting online in advance
- Increasing policy deductibles can save approximately $1,050 each year
- Consumers who may need additional liability coverage will pay an extra $410 annually to go from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,410 |
| 20 | $4,882 |
| 30 | $2,220 |
| 40 | $2,092 |
| 50 | $1,904 |
| 60 | $1,870 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,784 |
| $250 | $2,460 |
| $500 | $2,092 |
| $1,000 | $1,738 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,092 |
| 50/100 | $2,180 |
| 100/300 | $2,273 |
| 250/500 | $2,515 |
| 100 CSL | $2,218 |
| 300 CSL | $2,422 |
| 500 CSL | $2,571 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,694 |
| 20 | $7,772 |
| 30 | $4,708 |
| 40 | $4,568 |
| 50 | $4,354 |
| 60 | $4,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $116 |
| Multi-vehicle | $109 |
| Homeowner | $27 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $111 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $947 |
Discounts are estimated and may not be available from every company or in every state.
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