Jaguar XKR Insurance Rates
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Michelle Robbins
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Estimated auto insurance rates for a Jaguar XKR are $2,092 annually with full coverage. Comprehensive costs around $500, collision costs $1,062, and liability coverage costs around $372. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing around $4,568. Teen drivers pay the most at $7,410 a year or more.
Average premium for full coverage: $2,092
Premium estimates for type of coverage:
These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all XKR models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Jaguar XKR go from as cheap as $438 for just liability insurance to the much higher price of $4,568 for a high-risk driver policy.
Insurance Price Range by Location
Where you live has a large influence on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than larger metro areas.
The example below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences demonstrate why everyone should compare prices for a specific zip code and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Jaguar XKR insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $1,145
- Using higher $1,000 deductibles will save about $354 annually
- The estimated rate for a 40-year-old good driver using $500 deductibles is $2,092
- Choosing pricier low deductibles for physical damage coverage will cost $2,784
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $4,568 or more
- An auto insurance policy with full coverage for a teenage driver for full coverage can be $7,410 or more
Insurance prices for a Jaguar XKR also have a wide range based on the model of your XKR, your driving record, and deductibles and policy limits.
A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,900 a year, or $158 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $7,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at least $2,500 to $3,300 extra annually, depending on your age. Jaguar XKR insurance for high-risk drivers can be around 45% to 134% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $1,050 a year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $335 more per year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Jaguar XKR insurance rates. A driver around age 40 might see prices as low as $1,500 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,820 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,892 | -$200 | -9.6% |
| Alaska | $1,604 | -$488 | -23.3% |
| Arizona | $1,734 | -$358 | -17.1% |
| Arkansas | $2,092 | -$0 | 0.0% |
| California | $2,384 | $292 | 14.0% |
| Colorado | $2,000 | -$92 | -4.4% |
| Connecticut | $2,150 | $58 | 2.8% |
| Delaware | $2,368 | $276 | 13.2% |
| Florida | $2,616 | $524 | 25.0% |
| Georgia | $1,932 | -$160 | -7.6% |
| Hawaii | $1,502 | -$590 | -28.2% |
| Idaho | $1,414 | -$678 | -32.4% |
| Illinois | $1,560 | -$532 | -25.4% |
| Indiana | $1,574 | -$518 | -24.8% |
| Iowa | $1,412 | -$680 | -32.5% |
| Kansas | $1,988 | -$104 | -5.0% |
| Kentucky | $2,854 | $762 | 36.4% |
| Louisiana | $3,098 | $1,006 | 48.1% |
| Maine | $1,290 | -$802 | -38.3% |
| Maryland | $1,726 | -$366 | -17.5% |
| Massachusetts | $1,674 | -$418 | -20.0% |
| Michigan | $3,634 | $1,542 | 73.7% |
| Minnesota | $1,750 | -$342 | -16.3% |
| Mississippi | $2,506 | $414 | 19.8% |
| Missouri | $1,856 | -$236 | -11.3% |
| Montana | $2,246 | $154 | 7.4% |
| Nebraska | $1,650 | -$442 | -21.1% |
| Nevada | $2,508 | $416 | 19.9% |
| New Hampshire | $1,506 | -$586 | -28.0% |
| New Jersey | $2,338 | $246 | 11.8% |
| New Mexico | $1,852 | -$240 | -11.5% |
| New York | $2,204 | $112 | 5.4% |
| North Carolina | $1,204 | -$888 | -42.4% |
| North Dakota | $1,710 | -$382 | -18.3% |
| Ohio | $1,442 | -$650 | -31.1% |
| Oklahoma | $2,148 | $56 | 2.7% |
| Oregon | $1,916 | -$176 | -8.4% |
| Pennsylvania | $1,996 | -$96 | -4.6% |
| Rhode Island | $2,790 | $698 | 33.4% |
| South Carolina | $1,896 | -$196 | -9.4% |
| South Dakota | $1,766 | -$326 | -15.6% |
| Tennessee | $1,832 | -$260 | -12.4% |
| Texas | $2,520 | $428 | 20.5% |
| Utah | $1,550 | -$542 | -25.9% |
| Vermont | $1,432 | -$660 | -31.5% |
| Virginia | $1,254 | -$838 | -40.1% |
| Washington | $1,618 | -$474 | -22.7% |
| West Virginia | $1,918 | -$174 | -8.3% |
| Wisconsin | $1,448 | -$644 | -30.8% |
| Wyoming | $1,862 | -$230 | -11.0% |
With such a large range in prices, the best way to find out your exact price is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, so the prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XKR 2-Dr Convertible | $1,968 | $164 |
| Jaguar XKR 2-Dr Coupe | $2,106 | $176 |
Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|
Rates are averaged for all Jaguar XKR models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Jaguar XKR Insurance
Finding better rates on auto insurance requires being a low-risk driver, having a good credit history, being claim-free, and insuring your home and auto with the same company. Set aside time to compare rates every time your policy renews by getting quotes from direct companies, and also from local exclusive and independent agents.
The items below are a brief summary of the information covered above.
- You may be able to save up to $270 per year simply by quoting online well ahead of the renewal date
- Teen drivers pay higher prices, possibly costing $618 per month including comprehensive and collision insurance
- Increasing policy deductibles could save up to $1,050 each year
- Drivers that tend to have accidents or serious violations may pay on average $2,480 more every year to insure their XKR
- Consumers who may need more liability coverage will pay about $410 every year to increase from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,410 |
| 20 | $4,882 |
| 30 | $2,220 |
| 40 | $2,092 |
| 50 | $1,904 |
| 60 | $1,870 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,784 |
| $250 | $2,460 |
| $500 | $2,092 |
| $1,000 | $1,738 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,092 |
| 50/100 | $2,180 |
| 100/300 | $2,273 |
| 250/500 | $2,515 |
| 100 CSL | $2,218 |
| 300 CSL | $2,422 |
| 500 CSL | $2,571 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,694 |
| 20 | $7,772 |
| 30 | $4,708 |
| 40 | $4,568 |
| 50 | $4,354 |
| 60 | $4,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $116 |
| Multi-vehicle | $109 |
| Homeowner | $27 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $111 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $947 |
Discounts are estimated and may not be available from every company or in every state.
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