Jaguar XKR Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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U.S. average insurance rates for a Jaguar XKR are $2,092 a year including full coverage. Comprehensive insurance costs around $500 each year, collision costs $1,062, and liability is $372. Liability-only coverage costs around $438 a year, with high-risk coverage costing $4,568 or more. Teenage drivers pay the highest rates at $7,410 a year or more.
Average premium for full coverage: $2,092
Price estimates for individual coverage:
Includes $500 deductible amounts, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and XKR models.
Price Range from Low to High
For an average driver, Jaguar XKR insurance prices go from as low as $438 for just the minimum liability insurance to a high rate of $4,568 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than densely populated cities.
The graphic below illustrates the effect of geographic area on auto insurance rates.
The ranges above highlight why all drivers should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Jaguar XKR insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,145
- Raising to $1,000 deductibles will save about $354 every year
- The average rate for the average middle-age driver using $500 deductibles is $2,092
- Using low deductibles will cost an extra $692 annually
- Drivers who are prone to accidents and violations could pay at least $4,568 or more
- The price for full coverage for a 16-year-old driver can be $7,410
Auto insurance prices for a Jaguar XKR are also quite variable based on your driving record, the model of your XKR, and deductibles and policy limits.
More mature drivers with a good driving record and high deductibles may pay as low as $1,900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $7,400 a year. View Rates by Age
The state you live in also has a big influence on Jaguar XKR insurance prices. A middle-age driver might find prices as low as $1,600 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,980 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,892 | -$200 | -9.6% |
| Alaska | $1,604 | -$488 | -23.3% |
| Arizona | $1,734 | -$358 | -17.1% |
| Arkansas | $2,092 | -$0 | 0.0% |
| California | $2,384 | $292 | 14.0% |
| Colorado | $2,000 | -$92 | -4.4% |
| Connecticut | $2,150 | $58 | 2.8% |
| Delaware | $2,368 | $276 | 13.2% |
| Florida | $2,616 | $524 | 25.0% |
| Georgia | $1,932 | -$160 | -7.6% |
| Hawaii | $1,502 | -$590 | -28.2% |
| Idaho | $1,414 | -$678 | -32.4% |
| Illinois | $1,560 | -$532 | -25.4% |
| Indiana | $1,574 | -$518 | -24.8% |
| Iowa | $1,412 | -$680 | -32.5% |
| Kansas | $1,988 | -$104 | -5.0% |
| Kentucky | $2,854 | $762 | 36.4% |
| Louisiana | $3,098 | $1,006 | 48.1% |
| Maine | $1,290 | -$802 | -38.3% |
| Maryland | $1,726 | -$366 | -17.5% |
| Massachusetts | $1,674 | -$418 | -20.0% |
| Michigan | $3,634 | $1,542 | 73.7% |
| Minnesota | $1,750 | -$342 | -16.3% |
| Mississippi | $2,506 | $414 | 19.8% |
| Missouri | $1,856 | -$236 | -11.3% |
| Montana | $2,246 | $154 | 7.4% |
| Nebraska | $1,650 | -$442 | -21.1% |
| Nevada | $2,508 | $416 | 19.9% |
| New Hampshire | $1,506 | -$586 | -28.0% |
| New Jersey | $2,338 | $246 | 11.8% |
| New Mexico | $1,852 | -$240 | -11.5% |
| New York | $2,204 | $112 | 5.4% |
| North Carolina | $1,204 | -$888 | -42.4% |
| North Dakota | $1,710 | -$382 | -18.3% |
| Ohio | $1,442 | -$650 | -31.1% |
| Oklahoma | $2,148 | $56 | 2.7% |
| Oregon | $1,916 | -$176 | -8.4% |
| Pennsylvania | $1,996 | -$96 | -4.6% |
| Rhode Island | $2,790 | $698 | 33.4% |
| South Carolina | $1,896 | -$196 | -9.4% |
| South Dakota | $1,766 | -$326 | -15.6% |
| Tennessee | $1,832 | -$260 | -12.4% |
| Texas | $2,520 | $428 | 20.5% |
| Utah | $1,550 | -$542 | -25.9% |
| Vermont | $1,432 | -$660 | -31.5% |
| Virginia | $1,254 | -$838 | -40.1% |
| Washington | $1,618 | -$474 | -22.7% |
| West Virginia | $1,918 | -$174 | -8.3% |
| Wisconsin | $1,448 | -$644 | -30.8% |
| Wyoming | $1,862 | -$230 | -11.0% |
Using high physical damage deductibles can reduce prices by up to $1,050 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at least $2,500 to $3,300 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 45% to 134% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the best way to figure out your exact price is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XKR 2-Dr Convertible | $1,968 | $164 |
| Jaguar XKR 2-Dr Coupe | $2,106 | $176 |
Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|
Rates are averaged for all Jaguar XKR models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Jaguar XKR Insurance
Getting lower rates on insurance for a Jaguar XKR consists of having a good driving record, having good credit, being claim-free, and maximizing policy discounts. Take the time to compare rates every year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The next list is a recap of the coverage data covered in the above illustrations.
- You may be able to save up to $270 per year simply by quoting online in advance
- Increasing physical damage deductibles can save around $1,050 each year
- Drivers age 20 and younger are expensive to insure, possibly costing $618 a month if they have full coverage
- Drivers considered higher risk that have major violations or accidents pay on average $2,480 more every year to buy Jaguar XKR insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,410 |
| 20 | $4,882 |
| 30 | $2,220 |
| 40 | $2,092 |
| 50 | $1,904 |
| 60 | $1,870 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,784 |
| $250 | $2,460 |
| $500 | $2,092 |
| $1,000 | $1,738 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,092 |
| 50/100 | $2,180 |
| 100/300 | $2,273 |
| 250/500 | $2,515 |
| 100 CSL | $2,218 |
| 300 CSL | $2,422 |
| 500 CSL | $2,571 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,694 |
| 20 | $7,772 |
| 30 | $4,708 |
| 40 | $4,568 |
| 50 | $4,354 |
| 60 | $4,318 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $116 |
| Multi-vehicle | $109 |
| Homeowner | $27 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $111 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $947 |
Discounts are estimated and may not be available from every company or in every state.
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