Cheapest 2002 Chevrolet TrailBlazer Insurance Rates in 2023

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Searching for the cheapest auto insurance rates for your Chevrolet TrailBlazer? Finding lower rates for auto insurance is nearly impossible for beginners to buying insurance online. Drivers have so many options available that it can turn into a challenge to compare prices.

You need to check auto insurance prices yearly because insurance rates are rarely the same from one policy term to another. Even if you got the best rates for TrailBlazer insurance a year ago you can probably find a better price now. Block out anything you think you know about auto insurance because I’m going to let you in on the secrets to the right way to get good coverage at a lower rate.

The method we recommend to compare car insurance rates is to realize all the major auto insurance companies actually pay money for the chance to provide you with a free rate quote. The one thing you need to do is provide a little information such as your credit rating estimate, whether the vehicles are used for commuting, how much coverage you want, and how old drivers are. Your details is instantly sent to multiple top-rated companies and you should receive rate quotes within a short period of time.

To find lower rates now, click here and complete the form.

Don’t pay full price with these discounts

Companies offering auto insurance don’t list all their discounts very clearly, so we took the time to find both the well known and the more hidden savings tricks you should be using.

  • 55 and Retired – If you qualify as a senior citizen, you may qualify for a discount up to 10% for TrailBlazer insurance.
  • Fewer Miles Equal More Savings – Fewer annual miles on your Chevy can qualify you for better rates on cars that stay parked.
  • Braking Control Discount – Vehicles with anti-lock braking systems can avoid accidents and earn discounts up to 10%.
  • Military Discounts – Having a deployed family member could be rewarded with lower premiums.
  • Life Insurance – Larger companies have a break if you buy life insurance.
  • Driver’s Ed – Make teen driver coverage more affordable by requiring them to take driver’s ed class if it’s offered in school.
  • Federal Government Employee – Simply working for the federal government could cut as much as 10% off for TrailBlazer insurance with select insurance companies.

It’s important to note that some of the credits will not apply to your bottom line cost. Some only reduce the cost of specific coverages such as comp or med pay. So when it seems like all the discounts add up to a free policy, you’re out of luck.

For a list of providers who offer insurance discounts, follow this link.

Your personal situation dictates your coverage

When choosing the best auto insurance coverage, there really is not a single plan that fits everyone. Your needs are not the same as everyone else’s.

Here are some questions about coverages that may help highlight whether you might need professional guidance.

  • How can I force my company to pay a claim?
  • What is UM/UIM insurance?
  • Will my vehicle be repaired with OEM or aftermarket parts?
  • Am I covered if hit by an uninsured driver?
  • Am I covered when renting a car or should I buy coverage from the car rental agency?
  • How much liability insurance is required?
  • How do I buy GAP insurance?
  • What discounts do I qualify for?
  • How can I find cheaper teen driver insurance?

If you can’t answer these questions but you know they apply to you, you might consider talking to an insurance agent. To find lower rates from a local agent, fill out this quick form.

Information about specific coverages

Knowing the specifics of a insurance policy can help you determine which coverages you need and proper limits and deductibles. Insurance terms can be difficult to understand and reading a policy is terribly boring.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance pay for bills for things like prosthetic devices, surgery and chiropractic care. They can be used in conjunction with a health insurance plan or if you do not have health coverage. Medical payments and PIP cover all vehicle occupants and will also cover any family member struck as a pedestrian. Personal Injury Protection is only offered in select states and may carry a deductible

Collision coverage

Collision coverage pays for damage to your TrailBlazer resulting from a collision with another car or object. You have to pay a deductible then your collision coverage will kick in.

Collision insurance covers claims such as crashing into a building, sustaining damage from a pot hole and damaging your car on a curb. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. You can also raise the deductible to get cheaper collision coverage.

Uninsured and underinsured coverage

This gives you protection when other motorists either have no liability insurance or not enough. Covered losses include injuries sustained by your vehicle’s occupants and also any damage incurred to your Chevy TrailBlazer.

Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Comprehensive coverages

This pays for damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive coverage protects against claims like damage from getting keyed, damage from a tornado or hurricane, vandalism and damage from flooding. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle’s value is low consider dropping full coverage.


Liability coverage will cover damages or injuries you inflict on a person or their property by causing an accident. It protects you against claims from other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show policy limits of 25/50/25 which means a limit of $25,000 per injured person, a total of $50,000 of bodily injury coverage per accident, and a limit of $25,000 paid for damaged property.

Liability coverage pays for things such as medical expenses, emergency aid and pain and suffering. The amount of liability coverage you purchase is up to you, but you should buy as large an amount as possible.

A penny saved is a penny earned

As you shop your coverage around, it’s a bad idea to buy less coverage just to save a little money. There are many occasions where an insured dropped collision coverage and learned later that the savings was not a smart move. Your strategy should be to get the best coverage possible at the best price.

Discount 2002 Chevy TrailBlazer insurance can be purchased both online and with local insurance agents, so compare prices from both to get a complete price analysis. Some companies do not offer online quoting and most of the time these small insurance companies sell through independent agents.

Drivers switch companies for a variety of reasons including high prices, delays in responding to claim requests, delays in paying claims and being labeled a high risk driver. No matter why you want to switch, finding the right car insurance provider can be pretty painless.

More information can be read at the links below

Frequently Asked Questions

How can I find the cheapest auto insurance rates for my 2002 Chevrolet TrailBlazer in 2023?

To find the cheapest auto insurance rates for your 2002 Chevrolet TrailBlazer, you can enter your ZIP code on this page and use the free quote tool. It will provide you with quotes from multiple top-rated companies, allowing you to compare prices and find the best rate.

Are all the discounts offered by auto insurance companies applicable to my policy?

No, not all discounts offered by auto insurance companies will apply to your bottom line cost. Some discounts only reduce the cost of specific coverages, such as comprehensive or medical payments. So while the discounts can add up, they may not result in a completely free policy.

How do I know what coverage I need for my auto insurance?

The best auto insurance coverage for you depends on your personal situation. There is no single plan that fits everyone. To determine the coverage you need, you can consider factors such as your driving habits, the value of your vehicle, and your financial situation. If you’re unsure, it’s recommended to speak with an insurance agent who can provide professional guidance based on your specific needs.

What is medical payments coverage?

Medical payments coverage, also known as Personal Injury Protection (PIP) insurance, pays for medical bills related to injuries sustained in an accident. It can be used in conjunction with a health insurance plan or as a standalone coverage if you don’t have health coverage. Medical payments and PIP cover all vehicle occupants and may also cover family members struck as pedestrians. However, it’s important to note that Personal Injury Protection is only offered in select states and may have a deductible.

What is collision coverage?

Collision coverage pays for damage to your 2002 Chevrolet TrailBlazer resulting from a collision with another car or object. You will need to pay a deductible, and then your collision coverage will kick in to cover the rest of the damage. It’s worth considering whether it’s cost-effective to maintain collision coverage for older vehicles.

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