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2002 Chrysler Sebring Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 23, 2020

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Average insurance rates for a 2002 Chrysler Sebring are $902 a year with full coverage. Comprehensive costs approximately $132 each year, collision costs $170, and liability costs $442. Buying a liability-only policy costs as little as $496 a year, with high-risk insurance costing around $1,940. Teen drivers receive the highest rates at $3,708 a year or more.

Annual premium for full coverage: $902

Rate estimates for 2002 Chrysler Sebring Insurance

Comprehensive $132
Collision $170
Liability $442

Rate data is compiled from all 50 U.S. states and averaged for all 2002 Chrysler Sebring models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For the average driver, prices range go from as low as $496 for a discount liability-only rate to a high rate of $1,940 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $902
High Risk $1,940

View Chart as Image

2002 Chrysler Sebring insurance rates compared
Column chart showing 2002 Chrysler Sebring insurance prices range from $554 to $3,708 for full coverage

These differences demonstrate why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2002 Chrysler Sebring Insurance

Searching Companies

Searching for cheaper insurance rates for your Chrysler Sebring? Locating cheaper insurance for your Chrysler Sebring can be a lot of work, but you can use these tips to save time.

There is a better way to find insurance online so you’re going to learn the proper way to quote coverages for a Chrysler and find the lowest price from local insurance agents and online providers.

Quick Insurance Coverage Quotes

Most major insurance companies like State Farm, GEICO and Progressive provide prices on the web. Getting online rates is pretty easy as you just enter the coverages you want as requested by the quote form. Once entered, the system automatically orders reports for credit and driving violations and provides a quote based on these factors.

Being able to quote online makes it a lot easier to compare rates but the time it takes to visit many different websites and type in the same information is repetitive and time-consuming. But it’s absolutely necessary to have as many quotes as possible in order to get better insurance coverage pricing.

There is a better way!

A less time-consuming method to locate the lowest prices requires only one form to get prices from many companies. This type of form saves time, eliminates repetitive work, and makes online shopping much more enjoyable. Immediately after you send the form, your coverage is rated and you can select any or none of the quotes that you receive.

If one or more price quotes are lower than your current rates, you can simply submit the application and buy the new coverage. The entire process can be completed in less than 10 minutes and you will find out if you’re overpaying now.

To save time and compare pricing, click here to open in new window and submit the form. If you currently have coverage, we recommend you complete the form with deductibles and limits as close as possible to your current policy. This way, you will have rate comparison quotes based on the exact same insurance coverage.

Which policy gives me the best coverage?

When buying the best car insurance coverage for your vehicles, there isn’t really a single plan that fits everyone. Each situation is unique.

These are some specific questions might point out if you would benefit from an agent’s advice.

  • What is roadside assistance coverage?
  • How much can I save by bundling my policies?
  • When would I need rental car insurance?
  • Do I need more liability coverage?
  • Do I need replacement cost coverage?
  • Does my policy cover me when driving someone else’s vehicle?

If you’re not sure about those questions but you think they might apply to your situation, then you may want to think about talking to an insurance agent. If you don’t have a local agent, simply complete this short form. It is quick, free and may give you better protection.

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Coverages available on your policy

Understanding the coverages of car insurance can help you determine the right coverages for your vehicles. Policy terminology can be ambiguous and reading a policy is terribly boring.

Comprehensive auto coverage

This will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for claims such as damage from a tornado or hurricane, falling objects, a tree branch falling on your vehicle and hitting a bird. The maximum amount a car insurance company will pay at claim time is the market value of your vehicle, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage provide coverage for bills such as funeral costs, hospital visits, pain medications and chiropractic care. The coverages can be used in conjunction with a health insurance plan or if you do not have health coverage. It covers you and your occupants and also covers being hit by a car walking across the street. PIP is only offered in select states but can be used in place of medical payments coverage

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage gives you protection when other motorists are uninsured or don’t have enough coverage. Covered claims include injuries to you and your family and damage to your Chrysler Sebring.

Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked. Normally these coverages are similar to your liability insurance amounts.

Coverage for collisions

Collision coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder.

Collision coverage pays for things like hitting a parking meter, crashing into a ditch, scraping a guard rail and colliding with another moving vehicle. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. Another option is to bump up the deductible in order to get cheaper collision rates.

Liability insurance

Liability insurance will cover damage or injury you incur to people or other property. It protects you from legal claims by others. Liability doesn’t cover your own vehicle damage or injuries.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have limits of 100/300/100 which means a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and property damage coverage for $100,000. Alternatively, you may have one number which is a combined single limit that pays claims from the same limit without having the split limit caps.

Liability insurance covers claims like medical services, loss of income, repair costs for stationary objects and structural damage. The amount of liability coverage you purchase is a personal decision, but it’s cheap coverage so purchase as large an amount as possible.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2002 Chrysler Sebring Insurance Rates by City
City Premium
New York City, NY $1,431
Los Angeles, CA $1,542
Philadelphia, PA $1,207
Jacksonville, FL $1,311
Phoenix, AZ $1,053
Chicago, IL $1,210
Houston, TX $1,417
Seattle, WA $882
Columbus, OH $757
Indianapolis, IN $768

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2002 Chrysler Sebring Insurance Rates by Driver Age
Driver Age Premium
16 $3,708
20 $2,070
30 $916
40 $902
50 $832
60 $814

Full coverage, $500 deductibles

Rates by Deductible

2002 Chrysler Sebring Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,034
$250 $974
$500 $902
$1,000 $832

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Sebring Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $902
50/100 $990
100/300 $1,101
250/500 $1,388
100 CSL $1,035
300 CSL $1,278
500 CSL $1,455

Full coverage, driver age 40

Rates for High Risk Drivers

2002 Chrysler Sebring Insurance Rates for High Risk Drivers
Age Premium
16 $5,204
20 $3,296
30 $1,950
40 $1,940
50 $1,858
60 $1,838

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $119

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $38
Online Quote $60
Total Discounts $348
Rate after discounts $554

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2002 Chrysler Sebring Insurance Rates by State
State Premium
Alabama $818
Alaska $694
Arizona $752
Arkansas $902
California $1,028
Colorado $862
Connecticut $930
Delaware $1,022
Florida $1,130
Georgia $834
Hawaii $648
Idaho $612
Illinois $672
Indiana $680
Iowa $610
Kansas $860
Kentucky $1,232
Louisiana $1,338
Maine $558
Maryland $746
Massachusetts $724
Michigan $1,570
Minnesota $754
Mississippi $1,082
Missouri $802
Montana $972
Nebraska $712
Nevada $1,082
New Hampshire $650
New Jersey $1,010
New Mexico $800
New York $954
North Carolina $520
North Dakota $740
Ohio $626
Oklahoma $928
Oregon $828
Pennsylvania $862
Rhode Island $1,206
South Carolina $818
South Dakota $764
Tennessee $794
Texas $1,090
Utah $670
Vermont $618
Virginia $542
Washington $700
West Virginia $828
Wisconsin $626
Wyoming $806

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