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2010 Chrysler Sebring Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 23, 2020

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Average insurance rates for a 2010 Chrysler Sebring are $1,118 a year for full coverage insurance. Comprehensive insurance costs approximately $186 each year, collision costs $300, and liability costs $474. Buying a liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,420 or more. Teen drivers receive the highest rates at $4,438 a year or more.

Annual premium for full coverage: $1,118

Rate estimates for 2010 Chrysler Sebring Insurance

Comprehensive $186
Collision $300
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2010 Chrysler Sebring models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $522 for just liability coverage to a high rate of $2,420 for a high risk driver.

Liability Only $522
Full Coverage $1,118
High Risk $2,420

View Chart as Image

2010 Chrysler Sebring insurance rates compared
Column chart showing 2010 Chrysler Sebring insurance prices range from $664 to $4,438 for full coverage

These differences illustrate why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2010 Chrysler Sebring Insurance

Searching Companies

Want the cheapest auto insurance rates for your Chrysler Sebring? Are you tired of trying to scrape together enough money to pay your car insurance bill each month? You are no different than many other drivers.

Big-name insurance companies like GEICO, Farmers Insurance and State Farm constantly bombard you with fancy advertisements and it can be hard to sift through the bull and do the work needed to find the best deal.

If you currently have a car insurance policy, you should be able to reduce your rates substantially using this strategy. Choosing the best insurance company for you is not that difficult. Although vehicle owners should learn how companies market on the web and apply this information to your search.

Comparison of Insurance

There are a variety of methods to compare 2010 Chrysler Sebring insurance prices and some are more efficient than others. You could spend your day talking to local insurance agents in your area, or you can stay home and use the web to get the quickest rates.

All the larger companies participate in a marketplace where insurance shoppers only type in their quote data once, and each company returns a rated price for coverage. This prevents consumers from doing repetitive form submissions for every insurance company.

To get comparison pricing now click here to start a free quote.

The one disadvantage to getting quotes like this is you are unable to specify which companies you want to price. If you would rather choose individual companies to compare prices, we have a page of insurance companies in your area. View list of insurance companies.

It’s up to you which method you use, but ensure you’re using apples-to-apples coverage information with every price quote. If you are comparing different limits and deductibles on each one it’s not possible to make an equal comparison. Having just a slight variation in limits may cause a big price difference. And when comparing insurance rates, know that getting more free quotes will increase your chances of finding the best price.

Which policy gives me the best coverage?

When it comes to choosing the best car insurance coverage, there is no single plan that fits everyone. Coverage needs to be tailored to your specific needs and a cookie cutter policy won’t apply. Here are some questions about coverages that may help highlight if your insurance needs will benefit from professional help.

  • Is there coverage for injuries to my pets?
  • What can I do if my company won’t pay a claim?
  • Does my 2010 Chrysler Sebring need full coverage?
  • Do I need more liability coverage?
  • Do I need PIP (personal injury protection) coverage in my state?
  • I don’t drive much so do I pay less?
  • Am I covered if I wreck a rental car?
  • Does my policy pay for OEM or aftermarket parts?

If you don’t know the answers to these questions but a few of them apply, you might consider talking to a licensed insurance agent. To find an agent in your area, simply complete this short form or you can go here for a list of companies in your area.

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Auto insurance coverage considerations

Knowing the specifics of your auto insurance policy aids in choosing the best coverages and the correct deductibles and limits. The terms used in a policy can be confusing and reading a policy is terribly boring. Shown next are typical coverages offered by auto insurance companies.

Liability insurance – Liability insurance provides protection from injuries or damage you cause to other people or property in an accident. It protects you against other people’s claims, and doesn’t cover damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have limits of 25/50/25 which stand for $25,000 in coverage for each person’s injuries, a limit of $50,000 in injury protection per accident, and property damage coverage for $25,000.

Liability coverage pays for claims such as medical services, court costs and bail bonds. The amount of liability coverage you purchase is a decision to put some thought into, but it’s cheap coverage so purchase as high a limit as you can afford.

Uninsured Motorist or Underinsured Motorist insurance – This coverage provides protection from other motorists when they either are underinsured or have no liability coverage at all. This coverage pays for injuries to you and your family as well as your vehicle’s damage.

Since a lot of drivers carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.

Comprehensive coverage (or Other than Collision) – This coverage will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive can pay for things like hitting a deer, vandalism and damage from flooding. The most your auto insurance company will pay is the cash value of the vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Collision coverage – This coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things such as sideswiping another vehicle, damaging your car on a curb, colliding with a tree and rolling your car. This coverage can be expensive, so consider removing coverage from older vehicles. Another option is to bump up the deductible to save money on collision insurance.

Insurance for medical payments – Med pay and PIP coverage reimburse you for bills for things like EMT expenses, prosthetic devices, rehabilitation expenses and chiropractic care. The coverages can be used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. Medical payments and PIP cover all vehicle occupants as well as if you are hit as a while walking down the street. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2010 Chrysler Sebring Insurance Rates by City
City Premium
New York City, NY $1,767
Los Angeles, CA $1,914
Philadelphia, PA $1,495
Jacksonville, FL $1,624
Phoenix, AZ $1,299
Chicago, IL $1,501
Houston, TX $1,752
Seattle, WA $1,091
Columbus, OH $934
Indianapolis, IN $949

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2010 Chrysler Sebring Insurance Rates by Driver Age
Driver Age Premium
16 $4,438
20 $2,574
30 $1,146
40 $1,118
50 $1,024
60 $1,004

Full coverage, $500 deductibles

Rates by Deductible

2010 Chrysler Sebring Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,234
$500 $1,118
$1,000 $1,008

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Sebring Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,118
50/100 $1,213
100/300 $1,331
250/500 $1,639
100 CSL $1,260
300 CSL $1,521
500 CSL $1,711

Full coverage, driver age 40

Rates for High Risk Drivers

2010 Chrysler Sebring Insurance Rates for High Risk Drivers
Age Premium
16 $6,278
20 $4,110
30 $2,448
40 $2,420
50 $2,314
60 $2,292

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $154

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $73
5-yr Claim Free $71
Paid in Full/EFT $44
Advance Quote $51
Online Quote $77
Total Discounts $454
Rate after discounts $664

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2010 Chrysler Sebring Insurance Rates by State
State Premium
Alabama $1,010
Alaska $858
Arizona $928
Arkansas $1,118
California $1,276
Colorado $1,068
Connecticut $1,150
Delaware $1,266
Florida $1,400
Georgia $1,030
Hawaii $802
Idaho $754
Illinois $834
Indiana $840
Iowa $754
Kansas $1,064
Kentucky $1,526
Louisiana $1,654
Maine $690
Maryland $920
Massachusetts $896
Michigan $1,942
Minnesota $934
Mississippi $1,338
Missouri $992
Montana $1,200
Nebraska $882
Nevada $1,340
New Hampshire $804
New Jersey $1,248
New Mexico $992
New York $1,178
North Carolina $644
North Dakota $916
Ohio $772
Oklahoma $1,150
Oregon $1,024
Pennsylvania $1,068
Rhode Island $1,492
South Carolina $1,014
South Dakota $944
Tennessee $980
Texas $1,348
Utah $828
Vermont $766
Virginia $670
Washington $866
West Virginia $1,024
Wisconsin $776
Wyoming $996

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