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2003 Dodge Grand Caravan Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 2, 2020

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Average insurance rates for a 2003 Dodge Grand Caravan are $894 a year with full coverage. Comprehensive costs around $144 a year, collision insurance costs $140, and liability costs around $452. Buying a liability-only policy costs as low as $504 a year, and high-risk insurance costs around $1,902. Teenage drivers receive the highest rates at up to $3,644 a year.

Annual premium for full coverage: $894

Rate estimates for 2003 Dodge Grand Caravan Insurance

Comprehensive $144
Collision $140
Liability $452

Rate data is compiled from all 50 U.S. states and averaged for all 2003 Dodge Grand Caravan models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from as low as $504 for just liability insurance to a high of $1,902 for a high risk driver.

Liability Only $504
Full Coverage $894
High Risk $1,902

View Chart as Image

2003 Dodge Grand Caravan insurance rates compared
Column chart showing 2003 Dodge Grand Caravan insurance prices range from $557 to $3,644 for full coverage

These differences demonstrate why it is important for drivers to compare prices for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2003 Dodge Grand Caravan Insurance

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Comparing car insurance rates is not really something car owners like to do, but your state requires it in order to drive legally.

Finding the cheapest coverage is easy if you know what you’re doing. In a nutshell, every driver who is shopping for insurance will be able to cut their insurance bill. But car owners benefit from understanding how big insurance companies market on the web and take advantage of how the system works.

Car Insurance Prices

All the larger car insurance companies such as Progressive, Allstate and GEICO provide pricing on their websites. This process is quite simple as you simply enter the coverages you want as detailed in the form. Behind the scenes, their rating system automatically orders your driving and credit reports and returns a price quote.

Online quotes makes it a lot easier to compare rates but the work required to visit each company’s website and repetitively enter the same data into a form can be a bit repetitive. But it’s very important to get many rate quotes if you want to find the lowest possible prices on car insurance.

Quote rates the easy way

The preferred way to find cheaper rates makes use of a single form that analyzes rates from several companies at one time. This type of form saves time, eliminates repetitive work, and makes comparison shopping a lot less work. As soon as the form is sent, it gets priced and you can choose any one of the returned quotes.

If the quotes result in lower rates, it’s easy to complete the application and purchase coverage. The entire process takes less than 15 minutes and can result in significant savings.

In order to get comparison pricing now, click here to open in new window and complete the simple form. To compare your current rates, we recommend you copy deductibles and limits exactly as they are listed on your policy. This way, you will get a rate comparison for exact coverage.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Tailor your coverage to you

When choosing the right insurance coverage for your personal vehicles, there really is no perfect coverage plan. Everyone’s situation is a little different.

For example, these questions might help in determining if your insurance needs might need an agent’s assistance.

  • Why do I only qualify for high-risk insurance?
  • Does my policy pay for OEM or aftermarket parts?
  • Does my 2003 Dodge Grand Caravan need full coverage?
  • Do I pay less for low miles?
  • Am I covered if I drive in a foreign country?
  • Is a blown tire covered by insurance?
  • What companies insure drivers after a DUI or DWI?

If you don’t know the answers to these questions, you may need to chat with an insurance agent. If you want to speak to an agent in your area, complete this form.

Auto insurance coverage information

Learning about specific coverages of a insurance policy can be of help when determining the best coverages for your vehicles. The terms used in a policy can be ambiguous and even agents have difficulty translating policy wording.

Liability auto insurance – This coverage provides protection from injuries or damage you cause to a person or their property that is your fault. Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show values of 25/50/25 that means you have a limit of $25,000 per injured person, a limit of $50,000 in injury protection per accident, and $25,000 of coverage for damaged property. Another option is a combined single limit or CSL which combines the three limits into one amount and claims can be made without the split limit restrictions.

Liability coverage pays for claims such as repair bills for other people’s vehicles, attorney fees, medical services and pain and suffering. How much coverage you buy is your choice, but you should buy as large an amount as possible.

Collision – This coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things such as scraping a guard rail, rolling your car, sideswiping another vehicle and colliding with another moving vehicle. This coverage can be expensive, so you might think about dropping it from older vehicles. Drivers also have the option to increase the deductible to get cheaper collision coverage.

Uninsured/Underinsured Motorist coverage – This coverage provides protection from other motorists when they either are underinsured or have no liability coverage at all. Covered losses include injuries to you and your family as well as your vehicle’s damage.

Due to the fact that many drivers carry very low liability coverage limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important. Normally these limits are identical to your policy’s liability coverage.

Medical payments coverage and PIP – Coverage for medical payments and/or PIP provide coverage for short-term medical expenses like X-ray expenses, prosthetic devices, surgery, chiropractic care and ambulance fees. They are utilized in addition to your health insurance plan or if there is no health insurance coverage. They cover both the driver and occupants in addition to getting struck while a pedestrian. PIP is not available in all states but it provides additional coverages not offered by medical payments coverage

Comprehensive coverage – This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for things like hail damage, vandalism and damage from a tornado or hurricane. The most you’ll receive from a claim is the cash value of the vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2003 Dodge Grand Caravan Insurance Rates by City
City Premium
New York City, NY $1,407
Los Angeles, CA $1,524
Philadelphia, PA $1,190
Jacksonville, FL $1,295
Phoenix, AZ $1,036
Chicago, IL $1,195
Houston, TX $1,399
Seattle, WA $869
Columbus, OH $745
Indianapolis, IN $759

Need a specific model?

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Rates by Driver Age

2003 Dodge Grand Caravan Insurance Rates by Driver Age
Driver Age Premium
16 $3,644
20 $2,022
30 $902
40 $894
50 $818
60 $800

Full coverage, $500 deductibles

Rates by Deductible

2003 Dodge Grand Caravan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,012
$250 $958
$500 $894
$1,000 $826

Full coverage, driver age 40

Rates by Liability Limit

Dodge Grand Caravan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $894
50/100 $984
100/300 $1,097
250/500 $1,391
100 CSL $1,030
300 CSL $1,278
500 CSL $1,459

Full coverage, driver age 40

Rates for High Risk Drivers

2003 Dodge Grand Caravan Insurance Rates for High Risk Drivers
Age Premium
16 $5,108
20 $3,214
30 $1,910
40 $1,902
50 $1,820
60 $1,800

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $55
Paid in Full/EFT $29
Advance Quote $37
Online Quote $59
Total Discounts $337
Rate after discounts $557

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2003 Dodge Grand Caravan Insurance Rates by State
State Premium
Alabama $808
Alaska $684
Arizona $740
Arkansas $894
California $1,016
Colorado $850
Connecticut $920
Delaware $1,010
Florida $1,116
Georgia $822
Hawaii $640
Idaho $604
Illinois $664
Indiana $672
Iowa $600
Kansas $848
Kentucky $1,218
Louisiana $1,320
Maine $550
Maryland $734
Massachusetts $714
Michigan $1,550
Minnesota $746
Mississippi $1,068
Missouri $792
Montana $958
Nebraska $704
Nevada $1,072
New Hampshire $644
New Jersey $998
New Mexico $790
New York $938
North Carolina $514
North Dakota $732
Ohio $616
Oklahoma $914
Oregon $818
Pennsylvania $850
Rhode Island $1,190
South Carolina $808
South Dakota $752
Tennessee $782
Texas $1,076
Utah $662
Vermont $612
Virginia $534
Washington $690
West Virginia $818
Wisconsin $618
Wyoming $796

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