GMC Yukon Insurance Rates
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Michelle Robbins
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UPDATED: Apr 10, 2024
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The average insurance rates for a GMC Yukon are $1,044 a year with full coverage. Comprehensive insurance costs approximately $186, collision insurance costs $226, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,238 or more. 16-year-old drivers cost the most to insure at up to $4,152 a year.
Average premium for full coverage: $1,044
Policy rates by type of insurance:
Estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Yukon models.
Price Range Variability
For a driver in their 40's, GMC Yukon insurance rates range from as low as $522 for just liability insurance to the much higher price of $2,238 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities. The example below illustrates how location helps determine auto insurance prices.
The examples above demonstrate why everyone should compare rates quotes using their specific location and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average GMC Yukon insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $634
- Raising to $1,000 deductibles will save $94 annually
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,044
- Buying pricier low deductibles will cost an extra $178 annually
- Drivers with multiple tickets or accidents could pay around $2,238
- Policy cost for full coverage for a 16-year-old driver for full coverage can cost $4,152
Insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age
Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $750 a year in states like Utah, Ohio, and New Hampshire, or at least $1,410 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $944 | -$100 | -9.6% |
| Alaska | $800 | -$244 | -23.4% |
| Arizona | $866 | -$178 | -17.0% |
| Arkansas | $1,044 | -$0 | 0.0% |
| California | $1,190 | $146 | 14.0% |
| Colorado | $998 | -$46 | -4.4% |
| Connecticut | $1,074 | $30 | 2.9% |
| Delaware | $1,184 | $140 | 13.4% |
| Florida | $1,308 | $264 | 25.3% |
| Georgia | $962 | -$82 | -7.9% |
| Hawaii | $750 | -$294 | -28.2% |
| Idaho | $704 | -$340 | -32.6% |
| Illinois | $778 | -$266 | -25.5% |
| Indiana | $784 | -$260 | -24.9% |
| Iowa | $704 | -$340 | -32.6% |
| Kansas | $994 | -$50 | -4.8% |
| Kentucky | $1,424 | $380 | 36.4% |
| Louisiana | $1,544 | $500 | 47.9% |
| Maine | $646 | -$398 | -38.1% |
| Maryland | $860 | -$184 | -17.6% |
| Massachusetts | $836 | -$208 | -19.9% |
| Michigan | $1,814 | $770 | 73.8% |
| Minnesota | $872 | -$172 | -16.5% |
| Mississippi | $1,250 | $206 | 19.7% |
| Missouri | $926 | -$118 | -11.3% |
| Montana | $1,120 | $76 | 7.3% |
| Nebraska | $824 | -$220 | -21.1% |
| Nevada | $1,252 | $208 | 19.9% |
| New Hampshire | $750 | -$294 | -28.2% |
| New Jersey | $1,166 | $122 | 11.7% |
| New Mexico | $926 | -$118 | -11.3% |
| New York | $1,100 | $56 | 5.4% |
| North Carolina | $602 | -$442 | -42.3% |
| North Dakota | $854 | -$190 | -18.2% |
| Ohio | $720 | -$324 | -31.0% |
| Oklahoma | $1,074 | $30 | 2.9% |
| Oregon | $956 | -$88 | -8.4% |
| Pennsylvania | $998 | -$46 | -4.4% |
| Rhode Island | $1,392 | $348 | 33.3% |
| South Carolina | $946 | -$98 | -9.4% |
| South Dakota | $882 | -$162 | -15.5% |
| Tennessee | $916 | -$128 | -12.3% |
| Texas | $1,258 | $214 | 20.5% |
| Utah | $772 | -$272 | -26.1% |
| Vermont | $716 | -$328 | -31.4% |
| Virginia | $626 | -$418 | -40.0% |
| Washington | $808 | -$236 | -22.6% |
| West Virginia | $956 | -$88 | -8.4% |
| Wisconsin | $724 | -$320 | -30.7% |
| Wyoming | $930 | -$114 | -10.9% |
Opting for high physical damage deductibles can reduce rates by up to $280 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost from 41% to 128% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $976 | $81 |
| GMC Yukon 2WD | $976 | $81 |
| GMC Yukon SLE 4WD | $996 | $83 |
| GMC Yukon SLT 2WD | $996 | $83 |
| GMC Yukon 4WD | $996 | $83 |
| GMC Yukon SLT 4WD | $1,014 | $85 |
| GMC Yukon Denali 2WD | $1,032 | $86 |
| GMC Yukon Denali 4WD | $1,052 | $88 |
| GMC Yukon Hybrid 2WD | $1,180 | $98 |
| GMC Yukon Hybrid 4WD | $1,180 | $98 |
| GMC Yukon Hybrid Denali 2WD | $1,198 | $100 |
| GMC Yukon Hybrid Denali 4WD | $1,218 | $102 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $358 | $570 | $390 | $1,476 |
| 2023 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2022 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2021 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2020 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2019 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2018 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2017 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2016 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2015 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2014 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2013 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2012 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2011 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2010 GMC Yukon | $186 | $226 | $474 | $1,044 |
| 2008 GMC Yukon | $178 | $198 | $460 | $994 |
| 2007 GMC Yukon | $176 | $188 | $452 | $974 |
| 2006 GMC Yukon | $160 | $180 | $446 | $944 |
| 2005 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost GMC Yukon Insurance
Finding cheaper rates on insurance for a GMC Yukon consists of being a low-risk driver, having a good credit history, not filing small claims, and consideration of higher deductibles. Invest time comparing rates at every other renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The items below are a review of the concepts that were covered in the charts and tables above.
- Drivers considered higher risk who have several accidents or serious violations pay on average $1,190 more per year to insure their Yukon
- Teen drivers are the costliest to insure, as much as $346 each month including comprehensive and collision insurance
- You may be able to save around $120 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save around $275 each year
- You may be able to save around $120 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,152 |
| 20 | $2,370 |
| 30 | $1,066 |
| 40 | $1,044 |
| 50 | $956 |
| 60 | $936 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,222 |
| $250 | $1,142 |
| $500 | $1,044 |
| $1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,044 |
| 50/100 | $1,325 |
| 100/300 | $1,458 |
| 250/500 | $1,805 |
| 100 CSL | $1,378 |
| 300 CSL | $1,672 |
| 500 CSL | $1,886 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,852 |
| 20 | $3,778 |
| 30 | $2,260 |
| 40 | $2,238 |
| 50 | $2,140 |
| 60 | $2,116 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $410 |
Discounts are estimated and may not be available from every company or in every state.
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