GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs an estimated $206 a year, collision insurance costs $330, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs $2,492 or more. 16-year-old drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations have lower incidents of accident claims than congested cities. The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above show why it is important to get quotes for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save approximately $1,032 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,154
• Buying low $100 deductibles for comp and collision coverage will cost an additional $234 annually
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,492
• The price that insures a 16-year-old driver can cost as much as $4,524 each year

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Auto insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges from 42% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

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Opting for high physical damage deductibles can save as much as $360 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana takes being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Comparison shop at least every other year by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The following list is a condensed summary of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,340 more annually than a safer driver
• Drivers can save approximately $130 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $350 each year
• Insureds who want an increased level of liability coverage will pay around $510 each year to raise limits from a low limit to the 250/500 level