GMC Savana Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs on average $206 each year, collision costs $330, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing around $2,492. Teen drivers receive the highest rates at $4,524 a year or more.
Average premium for full coverage: $1,154
Rate estimates by individual coverage type:
Rates are based on $500 deductible amounts, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Savana models.
Price Range by Coverage and Risk
For the average driver, prices range go from the cheapest price of $510 for just liability coverage to a high rate of $2,492 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas.
The graphic below illustrates how location impacts car insurance rates.
These examples show why all drivers should compare rates quotes based on a specific location and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $682
- Raising to $1,000 deductibles will save around $122 a year
- The average price for a 40-year-old driver with $500 deductibles is $1,154
- Choosing low deductibles increases the price to $1,388
- At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,492 or more
- The cost to insure a teen driver may cost $4,524
Car insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Savana.
Choosing high deductibles can reduce rates by up to $360 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged upwards of $4,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than average. View High Risk Driver Rates
Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $760 a year in states like Idaho, Maine, and Iowa, or as much as $1,650 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,044 | -$110 | -9.5% |
| Alaska | $884 | -$270 | -23.4% |
| Arizona | $958 | -$196 | -17.0% |
| Arkansas | $1,154 | -$0 | 0.0% |
| California | $1,314 | $160 | 13.9% |
| Colorado | $1,102 | -$52 | -4.5% |
| Connecticut | $1,184 | $30 | 2.6% |
| Delaware | $1,304 | $150 | 13.0% |
| Florida | $1,442 | $288 | 25.0% |
| Georgia | $1,064 | -$90 | -7.8% |
| Hawaii | $828 | -$326 | -28.2% |
| Idaho | $782 | -$372 | -32.2% |
| Illinois | $858 | -$296 | -25.6% |
| Indiana | $866 | -$288 | -25.0% |
| Iowa | $776 | -$378 | -32.8% |
| Kansas | $1,096 | -$58 | -5.0% |
| Kentucky | $1,574 | $420 | 36.4% |
| Louisiana | $1,706 | $552 | 47.8% |
| Maine | $712 | -$442 | -38.3% |
| Maryland | $952 | -$202 | -17.5% |
| Massachusetts | $924 | -$230 | -19.9% |
| Michigan | $2,002 | $848 | 73.5% |
| Minnesota | $966 | -$188 | -16.3% |
| Mississippi | $1,380 | $226 | 19.6% |
| Missouri | $1,022 | -$132 | -11.4% |
| Montana | $1,238 | $84 | 7.3% |
| Nebraska | $910 | -$244 | -21.1% |
| Nevada | $1,384 | $230 | 19.9% |
| New Hampshire | $832 | -$322 | -27.9% |
| New Jersey | $1,290 | $136 | 11.8% |
| New Mexico | $1,022 | -$132 | -11.4% |
| New York | $1,216 | $62 | 5.4% |
| North Carolina | $664 | -$490 | -42.5% |
| North Dakota | $944 | -$210 | -18.2% |
| Ohio | $798 | -$356 | -30.8% |
| Oklahoma | $1,184 | $30 | 2.6% |
| Oregon | $1,056 | -$98 | -8.5% |
| Pennsylvania | $1,100 | -$54 | -4.7% |
| Rhode Island | $1,540 | $386 | 33.4% |
| South Carolina | $1,044 | -$110 | -9.5% |
| South Dakota | $974 | -$180 | -15.6% |
| Tennessee | $1,010 | -$144 | -12.5% |
| Texas | $1,392 | $238 | 20.6% |
| Utah | $854 | -$300 | -26.0% |
| Vermont | $790 | -$364 | -31.5% |
| Virginia | $692 | -$462 | -40.0% |
| Washington | $892 | -$262 | -22.7% |
| West Virginia | $1,056 | -$98 | -8.5% |
| Wisconsin | $798 | -$356 | -30.8% |
| Wyoming | $1,028 | -$126 | -10.9% |
With so much variability in rates, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best rate. Every auto insurance company uses a different rate calculation, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $1,088 | $91 |
| GMC Savana 2500 2WD | $1,098 | $92 |
| GMC Savana 1500 2WD | $1,144 | $95 |
| GMC Savana 1500 2WD | $1,144 | $95 |
| GMC Savana 1500 AWD | $1,144 | $95 |
| GMC Savana 2500 2WD | $1,124 | $94 |
| GMC Savana 3500 2WD | $1,106 | $92 |
| GMC Savana 3500 2WD | $1,106 | $92 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 AWD | $1,174 | $98 |
| GMC Savana 2500 2WD | $1,174 | $98 |
| GMC Savana 2500 2WD | $1,174 | $98 |
| GMC Savana 3500 2WD | $1,134 | $95 |
| GMC Savana 3500 2WD | $1,134 | $95 |
| GMC Savana 1500 AWD | $1,200 | $100 |
| GMC Savana 1500 AWD | $1,200 | $100 |
| GMC Savana 3500 2WD | $1,182 | $99 |
| GMC Savana 3500 2WD | $1,182 | $99 |
| GMC Savana 1500 AWD | $1,230 | $103 |
| GMC Savana 2500 2WD | $1,210 | $101 |
| GMC Savana 2500 2WD | $1,210 | $101 |
| GMC Savana 3500 2WD | $1,210 | $101 |
| GMC Savana 3500 2WD | $1,210 | $101 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Savana | $282 | $506 | $398 | $1,344 |
| 2023 GMC Savana | $272 | $494 | $416 | $1,340 |
| 2022 GMC Savana | $262 | $474 | $430 | $1,324 |
| 2021 GMC Savana | $248 | $458 | $442 | $1,306 |
| 2020 GMC Savana | $238 | $424 | $452 | $1,272 |
| 2019 GMC Savana | $230 | $400 | $456 | $1,244 |
| 2018 GMC Savana | $220 | $358 | $460 | $1,196 |
| 2017 GMC Savana | $206 | $330 | $460 | $1,154 |
| 2016 GMC Savana | $198 | $310 | $464 | $1,130 |
| 2008 GMC Savana | $144 | $168 | $452 | $922 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap GMC Savana Insurance
Saving money on car insurance consists of having a good driving record, maintaining a good credit score, eliminating unneeded coverage, and maximizing policy discounts. Spend time shopping around at every policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The next list is a quick review of the data touched on above.
- Policyholders who require increased levels of liability coverage will pay about $510 each year to raise from a minimum limit to a 250/500 level
- Drivers can save as much as $130 per year simply by quoting online in advance
- Increasing deductibles could save as much as $350 each year
- Drivers age 20 and younger are expensive to insure, costing as high as $377 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,524 |
| 20 | $2,654 |
| 30 | $1,184 |
| 40 | $1,154 |
| 50 | $1,056 |
| 60 | $1,034 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,388 |
| $250 | $1,278 |
| $500 | $1,154 |
| $1,000 | $1,032 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,154 |
| 50/100 | $1,302 |
| 100/300 | $1,417 |
| 250/500 | $1,716 |
| 100 CSL | $1,348 |
| 300 CSL | $1,601 |
| 500 CSL | $1,785 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,404 |
| 20 | $4,230 |
| 30 | $2,528 |
| 40 | $2,492 |
| 50 | $2,384 |
| 60 | $2,362 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $46 |
| Advance Quote | $54 |
| Online Quote | $80 |
| Total Discounts | $472 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
