GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive costs an estimated $220 a year, collision costs $358, and liability is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,586. Teen drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how geographic area affects insurance prices.

The examples above show why it is important to compare rates quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save approximately $1,064 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,196
• Choosing low $100 deductibles bumps up the cost to $1,448
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
• Policy cost that insures a teen driver can cost as much as $4,658

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,600 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $390 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes and see which company has the best rate. Every auto insurance company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around at least every other year by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a review of the car insurance concepts presented in the illustrations above.

• Higher risk drivers who have several accidents or serious violations may pay on average $1,390 more annually to insure their Savana
• Drivers can save approximately $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Policyholders who want more liability coverage will pay about $510 each year to raise from a 30/60 limit to the 250/500 level