GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs around $206 each year, collision insurance costs $330, and liability coverage is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $2,492. Teen drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Prices are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why all drivers should compare rates quotes for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save about $122 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,154
• Choosing low deductibles bumps up the cost to $1,388
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,492
• Policy cost that insures a teenage driver can be $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 135% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce rates by up to $360 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding cheaper rates on auto insurance consists of having a good driving record, having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Shop around at every other renewal by quoting rates from direct car insurance companies, and also from local insurance agencies.

The next list is a brief review of the concepts that were covered in the above illustrations.

• Drivers with DUI or reckless driving convictions may have to pay on average $1,340 more every year to buy GMC Savana insurance
• Drivers age 20 and younger pay higher rates, with premiums being up to $377 each month if full coverage is included
• You may be able to save up to $130 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• You may be able to save up to $130 per year just by quoting online in advance