GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs approximately $206, collision costs $330, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,492 or more. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than congested cities.

The example below illustrates how location impacts auto insurance prices.

The ranges above demonstrate why everyone should compare rates using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay $122 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,154
• Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $234 every year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,492 or more
• The price that insures a teen driver for full coverage can cost $4,524 a year

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on the model of your Savana, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,400 to $1,900 in extra premium each year, depending on your age. GMC Savana insurance for high-risk drivers can cost as much as 42% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or at least $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $360 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see which company has the best price. Every company utilizes a different rate formula, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Getting lower rates on car insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Comparison shop every couple of years by getting rate quotes from direct companies, and also from local insurance agencies.

The list below is a review of the material that was touched on above.

• Policyholders who purchase higher liability limits will pay around $510 every year to go from a low limit to the 250/500 level
• Teenagers have the highest car insurance prices, costing up to $377 a month if the policy includes full coverage
• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,340 more per year for car insurance
• Increasing physical damage deductibles can save approximately $350 each year