GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs approximately $206, collision costs $330, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, with coverage for high-risk drivers costing around $2,492. Teenage drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations tend to have a lower frequency of collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay $122 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,154
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,388
• Drivers who are prone to accidents and violations could pay around $2,492 or more
• The cost for full coverage for a 16-year-old driver with full coverage can cost $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $360 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 additional per year, depending on your age. High-risk driver insurance can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates from multiple companies. Every company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Saving money on insurance for a GMC Savana not only requires being a good driver, but also having a good credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates every couple of years by requesting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The following list is a brief summary of the material that was covered above.

• Insureds who purchase an increased level of liability coverage will pay an extra $510 every year to go from a minimum limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $377 per month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,340 more per year than a safer driver
• Increasing deductibles can save around $350 each year