GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs an estimated $206 a year, collision insurance costs $330, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs $2,492 or more. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how your location can change insurance prices.

The examples above demonstrate why it is important to compare prices for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save approximately $1,032 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,154
• Using low $100 deductibles for physical damage coverage will cost an additional $234 annually
• High-risk insureds who are prone to accidents and violations could pay up to $2,492
• Policy cost that insures a 16-year-old driver can cost as much as $4,524 or more

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,400 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $360 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana requires being safe and accident-free, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices at least once a year by getting quotes from direct companies, and also from insurance agencies where you live.

Below you'll find a quick rundown of the primary concepts that were illustrated above.

• You may be able to save approximately $130 per year just by quoting early and online
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,340 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Youthful drivers are the costliest to insure, as much as $377 each month if the policy includes full coverage