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2007 Acura MDX Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Feb 28, 2020

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Average insurance rates for an 2007 Acura MDX are $1,066 a year for full coverage insurance. Comprehensive costs around $198 each year, collision costs $236, and liability costs around $474. Buying a liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,282. Teen drivers receive the highest rates at $4,208 a year or more.

Annual premium for full coverage: $1,066

Rate estimates for 2007 Acura MDX Insurance

Comprehensive $198
Collision $236
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2007 Acura MDX models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as low as $522 for the bare minimum liability coverage to a high rate of $2,282 for high-risk insurance.

Liability Only $522
Full Coverage $1,066
High Risk $2,282

View Chart as Image

2007 Acura MDX insurance rates compared
Column chart showing 2007 Acura MDX insurance prices range from $646 to $4,208 for full coverage

These differences illustrate why all drivers should compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2007 Acura MDX Insurance

Searching Companies

Saving money on insurance can be nearly impossible for people who are new to comparison shopping online. People have so many options available that it can be a real hassle to locate the lowest price.

The most recommended method to get rate comparisons is to take advantage of the fact most insurance companies pay for the opportunity to provide you with a free rate quote. To begin a comparison, all you need to do is give them rating details including how you use your vehicles, the make and model of your vehicles, if the vehicle is leased, and level of coverage desired. The rating information is instantly provided to many of the top insurers and they return cost estimate instantly to find the best rate.

To compare multiple company rates now, click here and complete the quick form.

Pay less for 2007 Acura MDX insurance

Insurance can be prohibitively expensive, but there could be available discounts to reduce the price significantly. Larger premium reductions will be automatically applied at the time you complete a quote, but some may not be applied and must be manually applied in order for you to get them.

  • Club Memberships – Being a member of certain professional organizations is a good way to get lower rates when buying auto insurance on MDX coverage.
  • Drivers Ed for Students – Make teen driver coverage more affordable by requiring them to complete a driver education course in high school.
  • Braking Control Discount – Vehicles equipped with ABS or steering control can reduce accidents and earn discounts up to 10%.
  • Homeowners Discount – Owning a house may earn you a small savings due to the fact that maintaining a home is proof that your finances are in order.
  • Low Mileage – Driving fewer miles can earn discounted rates on garaged vehicles.
  • E-sign – Some insurance companies give back up to $50 just for signing your application online.
  • Federal Employees – Simply working for the federal government can earn a discount up to 10% on MDX coverage with certain companies.

Keep in mind that most of the big mark downs will not be given to the entire policy premium. A few only apply to the cost of specific coverages such as comprehensive or collision. So when the math indicates you can get free auto insurance, companies wouldn’t make money that way. Any qualifying discounts will bring down your overall premium however.

For a list of insurers with the best auto insurance discounts, click here.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Tailor your coverage to you

When it comes to buying the best insurance coverage, there is no cookie cutter policy. Each situation is unique.

For instance, these questions can aid in determining whether you might need professional guidance.

  • Are there companies who specialize in insuring high-risk drivers?
  • Am I covered when driving a rental car?
  • Can my teen driver be rated on a liability-only vehicle?
  • Do I need PIP (personal injury protection) coverage in my state?
  • Can I make deliveries for my home business?
  • When should I drop full coverage on my 2007 Acura MDX?
  • Do I pay less if my vehicle is kept in my garage?
  • What is no-fault insurance?

If you can’t answer these questions but you think they might apply to your situation, you might consider talking to a licensed insurance agent. To find an agent in your area, simply complete this short form.

Car insurance policy coverages for a 2007 Acura MDX

Knowing the specifics of car insurance can help you determine the best coverages and the correct deductibles and limits. The coverage terms in a policy can be impossible to understand and coverage can change by endorsement.

Auto collision coverage

Collision coverage covers damage to your MDX from colliding with an object or car. You have to pay a deductible then your collision coverage will kick in.

Collision insurance covers things like crashing into a building, colliding with a tree, backing into a parked car, hitting a parking meter and rolling your car. Collision is rather expensive coverage, so consider dropping it from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive auto coverage

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against things such as a tree branch falling on your vehicle, damage from getting keyed, damage from a tornado or hurricane and theft. The maximum payout you’ll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Liability insurance

This coverage provides protection from damages or injuries you inflict on other people or property. It protects YOU against other people’s claims. Liability doesn’t cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. You might see values of 100/300/100 which means a limit of $100,000 per injured person, a limit of $300,000 in injury protection per accident, and $100,000 of coverage for damaged property. Some companies may use a combined single limit or CSL which limits claims to one amount and claims can be made without the split limit restrictions.

Liability insurance covers things such as medical expenses, structural damage, bail bonds and repair costs for stationary objects. How much liability coverage do you need? That is up to you, but buy as large an amount as possible.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. It can pay for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important. Most of the time your uninsured/underinsured motorist coverages are identical to your policy’s liability coverage.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance pay for immediate expenses for things like doctor visits, X-ray expenses, rehabilitation expenses, surgery and chiropractic care. They are often used in conjunction with a health insurance program or if you are not covered by health insurance. Medical payments and PIP cover both the driver and occupants and will also cover any family member struck as a pedestrian. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay

Save your cold hard cash

You just learned a lot of tips how to reduce 2007 Acura MDX insurance prices online. It’s most important to understand that the more companies you get rates for, the better your chances of lowering your rates. You may even discover the most savings is with a small local company.

People leave their current company for any number of reasons including delays in paying claims, high rates after DUI convictions, not issuing a premium refund or high prices. No matter why you want to switch, finding a new company is not as hard as you think.

Cheaper insurance can be bought on the web and with local insurance agents, and you need to price shop both so you have a total pricing picture. Some companies do not offer online price quotes and many times these small insurance companies only sell through independent insurance agents.

Additional auto insurance information can be read at these links:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2007 Acura MDX Insurance Rates by City
City Premium
New York City, NY $1,683
Los Angeles, CA $1,821
Philadelphia, PA $1,425
Jacksonville, FL $1,547
Phoenix, AZ $1,238
Chicago, IL $1,429
Houston, TX $1,669
Seattle, WA $1,041
Columbus, OH $888
Indianapolis, IN $906

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2007 Acura MDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,208
20 $2,414
30 $1,088
40 $1,066
50 $976
60 $956

Full coverage, $500 deductibles

Rates by Deductible

2007 Acura MDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,252
$250 $1,168
$500 $1,066
$1,000 $966

Full coverage, driver age 40

Rates by Liability Limit

Acura MDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,066
50/100 $1,161
100/300 $1,279
250/500 $1,587
100 CSL $1,208
300 CSL $1,469
500 CSL $1,659

Full coverage, driver age 40

Rates for High Risk Drivers

2007 Acura MDX Insurance Rates for High Risk Drivers
Age Premium
16 $5,934
20 $3,848
30 $2,304
40 $2,282
50 $2,180
60 $2,156

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $141

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $56
Homeowner $19
5-yr Accident Free $65
5-yr Claim Free $67
Paid in Full/EFT $39
Advance Quote $47
Online Quote $73
Total Discounts $420
Rate after discounts $646

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2007 Acura MDX Insurance Rates by State
State Premium
Alabama $964
Alaska $816
Arizona $884
Arkansas $1,066
California $1,214
Colorado $1,018
Connecticut $1,096
Delaware $1,206
Florida $1,334
Georgia $984
Hawaii $766
Idaho $720
Illinois $794
Indiana $802
Iowa $720
Kansas $1,014
Kentucky $1,454
Louisiana $1,576
Maine $658
Maryland $878
Massachusetts $852
Michigan $1,852
Minnesota $892
Mississippi $1,276
Missouri $946
Montana $1,146
Nebraska $840
Nevada $1,278
New Hampshire $766
New Jersey $1,192
New Mexico $944
New York $1,122
North Carolina $614
North Dakota $872
Ohio $734
Oklahoma $1,096
Oregon $976
Pennsylvania $1,018
Rhode Island $1,420
South Carolina $966
South Dakota $900
Tennessee $934
Texas $1,284
Utah $788
Vermont $732
Virginia $638
Washington $826
West Virginia $976
Wisconsin $740
Wyoming $950

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