Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year for full coverage insurance. Comprehensive insurance costs approximately $270 each year, collision costs $506, and liability coverage costs around $398. Buying just liability costs as low as $460 a year, with insurance for high-risk drivers costing $2,888 or more. Teenage drivers cost the most to insure at $5,022 a year or more.

Average premium for full coverage: $1,332

Policy rates by type of insurance:

Includes $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Express models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why all drivers should compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Chevrolet Express insurance rates for additional coverage and risk scenarios.

• The best discount rate is $767
• Using higher $1,000 deductibles will save $176 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,332
• Using low deductibles for physical damage coverage will cost an extra $342 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,888 or more
• Policy cost for full coverage for a teenage driver can cost $5,022 or more

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see rates as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,800 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $520 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $358 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can be around 44% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.

How to Find the Cheapest Chevrolet Express Insurance

Finding cheaper rates on auto insurance requires being a safe and courteous driver, maintaining good credit, being claim-free, and maximizing policy discounts. Set aside time to shop around every time your policy renews by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a recap of the information raised in the charts and tables above.

• It is possible to save around $160 per year simply by quoting online in advance
• Teenage drivers are expensive to insure, possibly costing $419 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $525 each year
• Drivers that have major violations or accidents may pay on average $1,560 more per year for auto insurance
• Consumers who purchase higher levels of liability will pay an extra $440 annually to increase from a 30/60 limit to 250/500 limits