Chevrolet Express Insurance Rates

U.S. average insurance rates for a Chevrolet Express are $1,340 a year with full coverage. Comprehensive insurance costs approximately $280 a year, collision costs $512, and liability coverage costs $390. Liability-only coverage costs as little as $452 a year, with high-risk coverage costing $2,896 or more. Teenage drivers pay the highest rates at $5,012 a year or more.

Average premium for full coverage: $1,340

Price estimates by individual coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Express trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

The ranges above demonstrate why it is important to compare rates using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Chevrolet Express insurance rates for additional coverage and risk scenarios.

• The best discount rate is $773
• Drivers who choose higher $1,000 deductibles will pay $1,160 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,340
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $348 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,896 or more
• The price that insures a teenage driver can cost $5,012 a year

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Auto insurance prices for a Chevrolet Express are also quite variable based on the trim level of your Express, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $530 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and quoted prices may be quite different.

How to Find Cheap Chevrolet Express Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices at least once a year by obtaining price quotes from direct companies, and also from local insurance agencies.

The points below are a brief summary of the primary concepts that were touched on in this article.

• You may be able to save around $160 per year simply by quoting early and online
• Drivers that tend to have accidents or serious violations may have to pay on average $1,560 more per year to insure a Chevrolet Express
• Increasing physical damage deductibles can save approximately $525 each year
• Drivers under the age of 20 have the highest car insurance prices, costing up to $418 a month if the policy includes full coverage