Chevrolet Express Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 2, 2024
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The average auto insurance rates for a Chevrolet Express are $1,332 annually for full coverage insurance. Comprehensive insurance costs on average $270, collision costs $506, and liability is $398. A liability-only policy costs around $460 a year, with high-risk insurance costing $2,888 or more. Teens cost the most to insure at $5,022 a year or more.
Average premium for full coverage: $1,332
Policy rates by type of insurance:
Price estimates include $500 deductible amounts, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all Express models.
Price Range Variability
Using a 40-year-old driver as an example, Chevrolet Express insurance rates go from as cheap as $460 for a discount liability-only rate to the much higher price of $2,888 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on insurance rates. Rural areas are shown to have fewer physical damage claims than cities with more traffic congestion.
The example below illustrates how rural and urban location affects car insurance rates.
The examples above illustrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Chevrolet Express insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $767
- Raising to $1,000 deductibles will save around $176 each year
- The estimated rate for a good driver age 40 with $500 deductibles is $1,332
- Selecting pricier low deductibles costs an additional $342 every year
- At-risk drivers with serious driving violations could pay upwards of $2,888 or more
- Policy cost with full coverage for a teen driver for full coverage may cost $5,022
Car insurance rates for a Chevrolet Express also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.
A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Chevrolet Express insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $520 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Chevrolet Express insurance prices. A middle-age driver might find rates as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,800 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,206 | -$126 | -9.5% |
| Alaska | $1,022 | -$310 | -23.3% |
| Arizona | $1,106 | -$226 | -17.0% |
| Arkansas | $1,332 | -$0 | 0.0% |
| California | $1,518 | $186 | 14.0% |
| Colorado | $1,272 | -$60 | -4.5% |
| Connecticut | $1,370 | $38 | 2.9% |
| Delaware | $1,508 | $176 | 13.2% |
| Florida | $1,668 | $336 | 25.2% |
| Georgia | $1,230 | -$102 | -7.7% |
| Hawaii | $958 | -$374 | -28.1% |
| Idaho | $902 | -$430 | -32.3% |
| Illinois | $994 | -$338 | -25.4% |
| Indiana | $1,002 | -$330 | -24.8% |
| Iowa | $900 | -$432 | -32.4% |
| Kansas | $1,268 | -$64 | -4.8% |
| Kentucky | $1,820 | $488 | 36.6% |
| Louisiana | $1,972 | $640 | 48.0% |
| Maine | $822 | -$510 | -38.3% |
| Maryland | $1,098 | -$234 | -17.6% |
| Massachusetts | $1,068 | -$264 | -19.8% |
| Michigan | $2,316 | $984 | 73.9% |
| Minnesota | $1,116 | -$216 | -16.2% |
| Mississippi | $1,598 | $266 | 20.0% |
| Missouri | $1,182 | -$150 | -11.3% |
| Montana | $1,432 | $100 | 7.5% |
| Nebraska | $1,052 | -$280 | -21.0% |
| Nevada | $1,598 | $266 | 20.0% |
| New Hampshire | $962 | -$370 | -27.8% |
| New Jersey | $1,490 | $158 | 11.9% |
| New Mexico | $1,182 | -$150 | -11.3% |
| New York | $1,406 | $74 | 5.6% |
| North Carolina | $768 | -$564 | -42.3% |
| North Dakota | $1,090 | -$242 | -18.2% |
| Ohio | $922 | -$410 | -30.8% |
| Oklahoma | $1,370 | $38 | 2.9% |
| Oregon | $1,220 | -$112 | -8.4% |
| Pennsylvania | $1,272 | -$60 | -4.5% |
| Rhode Island | $1,778 | $446 | 33.5% |
| South Carolina | $1,210 | -$122 | -9.2% |
| South Dakota | $1,126 | -$206 | -15.5% |
| Tennessee | $1,168 | -$164 | -12.3% |
| Texas | $1,606 | $274 | 20.6% |
| Utah | $988 | -$344 | -25.8% |
| Vermont | $912 | -$420 | -31.5% |
| Virginia | $798 | -$534 | -40.1% |
| Washington | $1,032 | -$300 | -22.5% |
| West Virginia | $1,220 | -$112 | -8.4% |
| Wisconsin | $922 | -$410 | -30.8% |
| Wyoming | $1,188 | -$144 | -10.8% |
Because rates have so much variability, the only way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2023 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2022 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2021 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2020 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2019 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2018 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2017 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2016 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2015 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2014 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2013 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2012 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2011 Chevrolet Express | $146 | $202 | $474 | $980 |
| 2010 Chevrolet Express | $142 | $182 | $468 | $950 |
| 2008 Chevrolet Express | $136 | $168 | $452 | $914 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Chevrolet Express Insurance
Finding cheaper rates on car insurance consists of having a good driving record, having a good credit score, being claim-free, and maximizing policy discounts. Set aside time to shop around once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The next list is a condensed summary of the data that was raised in the charts and tables above.
- It is possible to save as much as $160 per year simply by quoting online well ahead of the renewal date
- Policyholders who require increased levels of liability coverage will pay approximately $440 annually to raise from a 30/60 limit to higher 250/500 limits
- Drivers age 20 and younger are expensive to insure, possibly costing $419 each month if comprehensive and collision insurance is included
- Higher risk drivers with multiple at-fault accidents may pay on average $1,560 more each year to buy Chevrolet Express insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,022 |
| 20 | $3,090 |
| 30 | $1,390 |
| 40 | $1,332 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,674 |
| $250 | $1,516 |
| $500 | $1,332 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,332 |
| 50/100 | $1,412 |
| 100/300 | $1,511 |
| 250/500 | $1,770 |
| 100 CSL | $1,451 |
| 300 CSL | $1,670 |
| 500 CSL | $1,830 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,914 |
| 30 | $2,950 |
| 40 | $2,888 |
| 50 | $2,758 |
| 60 | $2,734 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
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