2007 Saturn Outlook Insurance Rates
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UPDATED: Nov 23, 2017
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Average insurance rates for a 2007 Saturn Outlook are $1,060 a year with full coverage. Comprehensive costs on average $192, collision costs $236, and liability costs around $474. Buying a liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,270. Teenage drivers receive the highest rates at $4,196 a year or more.
Annual premium for full coverage: $1,060
Rate estimates for 2007 Saturn Outlook Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2007 Saturn Outlook models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a middle-aged driver, prices range go from as low as $522 for the bare minimum liability coverage to a much higher rate of $2,270 for a high risk driver.
These differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2007 Saturn Outlook Insurance
Did you fall for a flashy sales pitch and buy an underperforming, overpriced insurance policy? Believe me, many consumers feel financially strained by their insurance policy.
With consumers having so many companies and agents to choose from, it is hard for the average consumer to locate the best provider.
You should make it a habit to take a look at other company’s rates on a regular basis since insurance rates are rarely the same from one policy term to another. Just because you had the lowest price on Outlook coverage a year ago you can probably find a better price now. So just ignore everything you know about insurance because you’re going to learn the proper way to find lower rates on insurance.
Free Quotes for Insurance Coverage
When shopping for insurance coverage there are multiple ways to compare quotes and find the best price. The fastest way to find the cheapest 2007 Saturn Outlook insurance rates consists of shopping online. This can be accomplished using a couple different methods.
The recommended way to get quotes for comparison is to use a rate comparison form click here to open form in new window. This easy form keeps you from doing multiple quote forms for each company. One form gets you price quotes from multiple companies.
A more time consuming way to shop for insurance coverage online consists of visiting each company website to complete their respective quote request forms. For example, we’ll pretend you want to compare Auto-Owners, Allstate and Progressive. To find out each rate you need to visit each site to enter your coverage information, which is why the first method is quicker.
For a handy list of car insurance company links in your area, click here.
It’s your choice how you get your quotes, but double check that you are using apples-to-apples coverages with every price quote. If the quotes have differing limits it’s not possible to determine the best price for your Saturn Outlook. Having just a slight variation in insurance coverages may result in large price differences. And when quoting insurance coverage, remember that obtaining a wide range of quotes helps you find the best offered rates.
Different people need different coverages
When choosing the best insurance coverage coverage for your vehicles, there really is no single plan that fits everyone. Everyone’s situation is a little different and your policy should reflect that. These are some specific questions might point out whether you may require specific advice.
- Does my personal policy cover me when driving out-of-state?
- Does my 2007 Saturn Outlook need full coverage?
- Should I file a claim if it’s only slightly more than my deductible?
- Does my policy pay for OEM or aftermarket parts?
- What is the minimum liability in my state?
- Do I benefit by insuring my home with the same company?
- Should I waive the damage coverage when renting a car?
- Does coverage extend to Mexico or Canada?
- What is the ISO rating for a 2007 Saturn Outlook?
If you’re not sure about those questions but you know they apply to you, then you may want to think about talking to an insurance agent. If you want to speak to an agent in your area, fill out this quick form or go to this page to view a list of companies.
Auto insurance coverage considerations
Understanding the coverages of your policy helps when choosing the best coverages and the correct deductibles and limits. Policy terminology can be impossible to understand and nobody wants to actually read their policy. Below you’ll find the normal coverages available from auto insurance companies.
Coverage for uninsured or underinsured drivers
Uninsured or Underinsured Motorist coverage provides protection from other motorists when they either are underinsured or have no liability coverage at all. Covered claims include injuries to you and your family as well as your vehicle’s damage.
Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.
Coverage for medical expenses
Medical payments and Personal Injury Protection insurance reimburse you for bills for things like ambulance fees, chiropractic care, nursing services and pain medications. They are used in conjunction with a health insurance policy or if you do not have health coverage. Medical payments and PIP cover both the driver and occupants and will also cover any family member struck as a pedestrian. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage
Liability coverage protects you from damages or injuries you inflict on a person or their property by causing an accident. This coverage protects you against claims from other people. It does not cover damage sustained by your vehicle in an accident.
Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see policy limits of 25/50/25 which stand for $25,000 bodily injury coverage, $50,000 for the entire accident, and a limit of $25,000 paid for damaged property.
Liability insurance covers things such as repair costs for stationary objects, funeral expenses, repair bills for other people’s vehicles and court costs. How much liability should you purchase? That is up to you, but consider buying as much as you can afford.
Coverage for collisions
Collision insurance pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder.
Collision can pay for things like colliding with a tree, sideswiping another vehicle and sustaining damage from a pot hole. Collision is rather expensive coverage, so consider removing coverage from vehicles that are 8 years or older. It’s also possible to bump up the deductible to save money on collision insurance.
Comprehensive auto insurance
Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage.
Comprehensive can pay for claims like hitting a deer, hitting a bird, fire damage and vandalism. The most your auto insurance company will pay is the market value of your vehicle, so if the vehicle’s value is low consider dropping full coverage.
Rates by U.S. City
|New York City, NY||$1,674|
|Los Angeles, CA||$1,809|
Need a specific model?
Choose your model and trim below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$65|
|5-yr Claim Free||$66|
|Paid in Full/EFT||$39|
Discounts are estimated and may not be available from every company or in every state.